7370 Charles Loring Jr Road, Panama City, FL 32404 (MLS# 787244)

7370 Charles Loring Jr Road, Panama City, FL 32404

$254,900

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,504 Lot Size (sq. ft.): 8,146 Status: Pending

Current Price: $254,900 List Date: 3/23/2026 Last Modified: 6/05/2026

Overview

Description

Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and di … (Read more) Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring. The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children’s splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

Listing Details MLS# 787244

Contract Info

List Price/SqFt: 169.48

Location

Area: 05 – Bay County – East
Street #: 7370
Street Name: Charles Loring Jr
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: Liberty
Community/Resort: None
Waterfront: No
Parcel ID: 05903-450-040
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Traveling North on Hwy 231 turn right on to Star Avenue. Go approximately one mile to Liberty on the left side of the road and turn left. Follow Liberty Blvd until you reach the 2nd amenity center on the right and go straight at the round-a-bout. Continue to Charles Loring Jr Road on the right-hand side and turn right.
Legal Description: LIBERTY PH 11 LOT 262

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1504
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Year Built: 2026
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 71×115
Acreage: 0.19
Lot Size (SqFt): 8146
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-03

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: Yes
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring. The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

More Information

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Hurricane Fabric: Yes
Patio Open: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Easements: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes
Sidewalk: Yes
Storm Sewer: Yes

Lot Access

City Street: Yes
State Highway: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Community Structure: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Exercise Room: Yes
Game Room: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes
Security System: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Lift Station: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Accessibility Features

Smart Technology: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Forced Air: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Smart Technology Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range – Electric; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric; Forced Air Exterior: Double Pane Windows; Hurricane Fabric; Patio Open; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Business Center; Community Room; Exercise Room; Legal; Ground Keeping; Repairs/Maintenance; Management; Master Association; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty; Sewer; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Home Kitchen: First Living Room: First Lot Features: Close to Clubhouse; Covenants & Rescrictions; Curb & Gutter; Easements; Landscaped; Retention Pond; Sidewalk; Storm Sewer; Subdivision – Recorded Lot Access: City Street; State Highway; Paved Road Dining Room: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Additional Parking; Community Structure; Driveway; Garage Attached; Garage Door Opener; Paved Association Amenities: Basketball Court; BBQ Pit/Grill; Business Center; Community Room; Exercise Room; Game Room; Conference Center; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Recreation Facilities; Sidewalks Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Showing: Security System; ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Lift Station; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	12.9 x 13	12.90	13.00
Dining Room	First	9.6 x 14.1	9.60	14.10
Living Room	First	13.1 x 14.1	13.10	14.10
Kitchen	First	11.9 x 11.1	11.90	11.10
Bedroom	First	10 x 11.1	10.00	11.10
Bedroom	First	10 x 11.1	10.00	11.10
Bedroom	First	10.4 x 11.9	10.40	11.90

Listing Office: DR Horton Realty of Emerald Coast, LLC

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.