7405 Beach Drive B, Panama City, FL 32408

$425,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,294 Lot Size (sq. ft.): 2,657 Status: Active
Current Price: $425,000 List Date: 3/30/2026 Last Modified: 6/01/2026

Overview

Description

Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf–perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom

Listing Details MLS# 787601

Contract Info

List Price/SqFt
328.44

Location

Area
03 – Bay County – Beach
Street #
7405
Street Name
Beach
Street Suffix
Drive
Unit #
B
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Holiday Beach Unit 14
Community/Resort
Holiday Beach
Waterfront
No
Parcel ID
30808-200-100
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
Traveling West on Thomas Dr, turn North on Xavier Dr directly across from Rick Seltzer Park public beach Access. Turn right on Beach Dr and unit B is the end unit on the corner of Beach Dr and Xavier Dr.
Legal Description
HOLIDAY BEACH UNIT #14 BEG AT NLY COR LOT 24 SELY 25' SWLY 115' NWLY 20' NELY 14' NWLY 5' NELY 101' TO POB BLK 9 ORB 4718 P 1679

General Property Info

Sub-Type
Attached Single Unit
Design
Townhome
Apx SqFt(Htd/Cooled)
1294
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
2
Year Built
1986
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
25 x 108
Acreage
0.06
Lot Size (SqFt)
2657
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
4176
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf–perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements–including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023–provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

Dining Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Vaulted
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Roof – Dimensional Shg
Yes
Siding – Hardie Board
Yes
Siding – Stucco
Yes
Siding – Vinyl
Yes

Exterior

Balcony
Yes
Deck Covered
Yes
Fenced Back Yard
Yes
Fenced Privacy
Yes
Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Near Beach Access
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Bedroom

Second
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator Bedroom: Second Cooling: Ceiling Fan(s); Central Air Exterior: Balcony; Deck Covered; Fenced Back Yard; Fenced Privacy; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road Dining Room: First Parking Features: Driveway Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Kitchen First 9.6 x 9.1 9.60 9.10
Dining Room First 9 x 9.1 9.00 9.10
Living Room First 18.1 x 14.2 18.10 14.20
Master Bedroom Second 19.5 x 10.5 19.50 10.50
Bedroom Second 8.9 x 14.4 8.90 14.40
Bedroom Second 10.4 x 9.8 10.40 9.80
Listing Office: Keller Williams Success Realty
Last Updated: June – 01 – 2026
Information deemed reliable but not guaranteed.