7406 Charles Loring Jr Road, Panama City, FL 32404 (MLS# 788616)

7406 Charles Loring Jr Road, Panama City, FL 32404

$249,900

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,443 Lot Size (sq. ft.): 5,663 Status: Pending

Current Price: $249,900 List Date: 4/20/2026 Last Modified: 6/06/2026

Overview

Description

Welcome to the Ryker Plan, one of our new plans at Liberty I Panama City, Florida. The Ryker is a spacious single-story home with 1,443 square feet of comfortable living. This beautiful home offers 3 bedrooms with 2 bathrooms, and a 1-car garage. Met with a cozy covered porch as you enter the home, The foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door is a bonus area which can serve as an office or a creative space. The hallway leads to the garage and laundry room into the open kitchen and living room area and the second and third bedrooms with the second bathroom in between. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen includes an island for extra counterspace and seating with granite countertops, stainless steel appliances, and beautiful white cabinetry. Natural light illuminates this main area for your family and friends to enjo … (Read more) Welcome to the Ryker Plan, one of our new plans at Liberty I Panama City, Florida. The Ryker is a spacious single-story home with 1,443 square feet of comfortable living. This beautiful home offers 3 bedrooms with 2 bathrooms, and a 1-car garage. Met with a cozy covered porch as you enter the home, The foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door is a bonus area which can serve as an office or a creative space. The hallway leads to the garage and laundry room into the open kitchen and living room area and the second and third bedrooms with the second bathroom in between. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen includes an island for extra counterspace and seating with granite countertops, stainless steel appliances, and beautiful white cabinetry. Natural light illuminates this main area for your family and friends to enjoy. Nearby, covered patio access is located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with double vanity granite countertops, a large walk-in closet, and a relaxing shower. In addition to all the features and amenities our Ryker plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard and the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children’s splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

Listing Details MLS# 788616

Contract Info

List Price/SqFt: 173.18

Location

Area: 05 – Bay County – East
Street #: 7406
Street Name: Charles Loring Jr
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: Liberty
Community/Resort: None
Waterfront: No
Parcel ID: 05903-450-058
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Traveling North on Hwy 231 turn right on to Star Avenue. Go approximately one mile to Liberty on the left side of the road and turn left. Follow Liberty Blvd until you reach the 2nd amenity center on the right and go straight at the round-a-bout. Continue to Charles Loring Jr Road on the right-hand side and turn right.
Legal Description: LIBERTY PH 11 LOT 271

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1443
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Year Built: 2026
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 50×115
Acreage: 0.13
Lot Size (SqFt): 5663
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-05

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: Yes
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: Welcome to the Ryker Plan, one of our new plans at Liberty I Panama City, Florida. The Ryker is a spacious single-story home with 1,443 square feet of comfortable living. This beautiful home offers 3 bedrooms with 2 bathrooms, and a 1-car garage. Met with a cozy covered porch as you enter the home, The foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door is a bonus area which can serve as an office or a creative space. The hallway leads to the garage and laundry room into the open kitchen and living room area and the second and third bedrooms with the second bathroom in between. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen includes an island for extra counterspace and seating with granite countertops, stainless steel appliances, and beautiful white cabinetry. Natural light illuminates this main area for your family and friends to enjoy. Nearby, covered patio access is located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with double vanity granite countertops, a large walk-in closet, and a relaxing shower. In addition to all the features and amenities our Ryker plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard and the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

More Information

Bonus Room

First: Yes

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Hurricane Fabric: Yes
Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Game Room: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Other – See Remarks: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes
Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Easements: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes
Sidewalk: Yes
Storm Sewer: Yes

Lot Access

City Street: Yes
State Highway: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Community Structure: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Game Room: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Lift Station: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Accessibility Features

Smart Technology: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Forced Air: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Smart Technology Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range – Electric; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric; Forced Air Exterior: Double Pane Windows; Hurricane Fabric; Patio Covered; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Business Center; Community Room; Exercise Room; Game Room; Legal; Ground Keeping; Repairs/Maintenance; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty; Sewer; Other – See Remarks Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Home; Smart Thermostat Living Room: First Lot Features: Close to Clubhouse; Covenants & Rescrictions; Curb & Gutter; Easements; Landscaped; Retention Pond; Sidewalk; Storm Sewer; Subdivision – Recorded Lot Access: City Street; State Highway; Paved Road Bonus Room: First Dining Room: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Additional Parking; Community Structure; Driveway; Garage Attached; Garage Door Opener; Paved Association Amenities: Basketball Court; BBQ Pit/Grill; Business Center; Community Room; Exercise Room; Game Room; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Recreation Facilities; Sidewalks Rooms: Bedroom; Bonus Room; Dining Room; Living Room; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Lift Station; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	16.4 x 12.1	16.40	12.10
Living Room	First	13.9 x 14.5	13.90	14.50
Dining Room	First	11.7 x 10.5	11.70	10.50
Bedroom	First	10.2 x 11.5	10.20	11.50
Bedroom	First	10.1 x 11.5	10.10	11.50
Bonus Room	First	8.1 x 9	8.10	9.00

Listing Office: DR Horton Realty of Emerald Coast, LLC

Last Updated: June – 06 – 2026

Information deemed reliable but not guaranteed.