7420 Thomas Drive, Panama City Beach, FL 32408

New Listing
$925,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,375 Lot Size (sq. ft.): 3,000 Status: Active
Current Price: $925,000 List Date: 3/12/2026 Last Modified: 3/14/2026

Description

If owning a beach property in Panama City Beach is on your list, this fully furnished three-story vacation home is ready to go and has no HOA restrictions. Designed to comfortably accommodate up to 16 guests, the home offers beautiful Gulf views, a private fenced backyard with a pool, and a location just steps from the sand. The spacious 25′ x 18′ third-floor balcony is the perfect place to take in the Gulf scenery. Positioned directly across from Rick Seltzer Park, the views are protected and unlikely to change. Step inside from the covered front porch into a bright open-concept living, dining, and kitchen area featuring a fireplace, 11-foot ceilings, crown molding, and tile flooring throughout. The kitchen is designed for entertaining with granite countertops, a large island with breakfast bar seating, solid wood cabinetry, stainless steel appliances, and a generous walk-in pantry. Toward the rear of the first floor you’ll find a spacious laundry room, a full bathroom with granite counters and a tub/shower combo, and a bedroom with a large walk-in closet and direct access to the bathroom. A side entrance near the staircase leads outside to a private walkway and gated backyard, where the pool and fully fenced yard create a great space for guests who want to alternate between the pool and the Gulf. Head up to the second level where the primary suite awaits. This retreat includes two closets, a private balcony overlooking the Gulf, and an ensuite bath with granite countertops, a jetted soaking tub, and a glass-enclosed walk-in shower. Another bedroom on this floor includes an owner’s closet and its own full bathroom with granite counters and a tub/shower combination. The third floor serves as an entertainment space, featuring a second living area with 11-foot ceilings, tile floors, a wet bar with granite counters, a half bath, large sofas (including a sleeper), and a bunk bed–perfect for gathering or additional sleeping space. From here, step out onto the oversized 25′ x 18′ deck where you can enjoy unobstructed Gulf views while dining at the outdoor table and chairs. Built with weather-resistant Trex Decking and durable Hardie board siding, the home was designed for low exterior maintenance. The property is beautifully furnished and completely turn-key, making it ideal as a vacation rental or second home. Across the street, Rick Seltzer Park provides easy public beach access with restrooms, outdoor showers, and seasonal lifeguards. A nearby crosswalk allows for safe and convenient access to the beach. You’ll also be close to some of the area’s best attractions, including dining, shopping, boating, marinas, bike rentals, amusement parks, and St. Andrews State Park. This three-story beach home offers the perfect opportunity to enjoy the best of Panama City Beach living. and vacationing.

More Information MLS# 786683

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 7282 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 389.47 Status: Active List Date: 2026-03-12 List Price: $925,000 Current Price: $925,000

Location

Sub Area: 0323 – Beach – South of Grand Lagoon Community/Resort: Holiday Beach Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Home is located on Thomas Drive across the street from Rick Seltzer Park and En Soleil Condos. Area: 03 – Bay County – Beach Street #: 7420 Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Holiday Beach Unit 16 Parcel ID: 30808-431-010 Legal Description: HOLIDAY BEACH UNIT #16 W 1/2 LOT 4 (4.02) BLK 17 ORB 3697 P 1331

General Property Info

Acreage: 0.07 Design: Beach House Lot Size (SqFt): 3000 Apx SqFt(Htd/Cooled): 2375 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 # of Stories in Building: 3 Lot Dimensions: 120×25 New Construction: No Garage Y/N: No Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 4 Year Built: 2005

Remarks & Misc

Remarks: If owning a beach property in Panama City Beach is on your list, this fully furnished three-story vacation home is ready to go and has no HOA restrictions. Designed to comfortably accommodate up to 16 guests, the home offers beautiful Gulf views, a private fenced backyard with a pool, and a location just steps from the sand. The spacious 25′ x 18′ third-floor balcony is the perfect place to take in the Gulf scenery. Positioned directly across from Rick Seltzer Park, the views are protected and unlikely to change. Step inside from the covered front porch into a bright open-concept living, dining, and kitchen area featuring a fireplace, 11-foot ceilings, crown molding, and tile flooring throughout. The kitchen is designed for entertaining with granite countertops, a large island with breakfast bar seating, solid wood cabinetry, stainless steel appliances, and a generous walk-in pantry. Toward the rear of the first floor you’ll find a spacious laundry room, a full bathroom with granite counters and a tub/shower combo, and a bedroom with a large walk-in closet and direct access to the bathroom. A side entrance near the staircase leads outside to a private walkway and gated backyard, where the pool and fully fenced yard create a great space for guests who want to alternate between the pool and the Gulf. Head up to the second level where the primary suite awaits. This retreat includes two closets, a private balcony overlooking the Gulf, and an ensuite bath with granite countertops, a jetted soaking tub, and a glass-enclosed walk-in shower. Another bedroom on this floor includes an owner’s closet and its own full bathroom with granite counters and a tub/shower combination. The third floor serves as an entertainment space, featuring a second living area with 11-foot ceilings, tile floors, a wet bar with granite counters, a half bath, large sofas (including a sleeper), and a bunk bed–perfect for gathering or additional sleeping space. From here, step out onto the oversized 25′ x 18′ deck where you can enjoy unobstructed Gulf views while dining at the outdoor table and chairs. Built with weather-resistant Trex Decking and durable Hardie board siding, the home was designed for low exterior maintenance. The property is beautifully furnished and completely turn-key, making it ideal as a vacation rental or second home. Across the street, Rick Seltzer Park provides easy public beach access with restrooms, outdoor showers, and seasonal lifeguards. A nearby crosswalk allows for safe and convenient access to the beach. You’ll also be close to some of the area’s best attractions, including dining, shopping, boating, marinas, bike rentals, amusement parks, and St. Andrews State Park. This three-story beach home offers the perfect opportunity to enjoy the best of Panama City Beach living. and vacationing.

Bonus Room

Third: 1

Master Bathroom

Second: 1

Pool Features

Fenced: 1 Gunite Concrete: 1 Inground: 1 Saltwater: 1

Appliances

Bar Fridge: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range – Electric: 1 Refrigerator: 1 Trash Compactor: 1 Warming Drawer: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Breakfast Bar: 1 Ceiling – Crwn Molding: 1 Ceiling – Vaulted: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pantry: 1 Window – Treatment All: 1

Construction/Siding

Foundation – Slab on Grade: 1 Wood/Frame: 1 Roof – Metal: 1 Siding – Hardie Board: 1

Exterior

Balcony: 1 Deck Open: 1 Double Pane Windows: 1 Fenced Back Yard: 1 Porch Covered: 1

Financing

Cash: 1 Conventional: 1 VA: 1

Furnished

Furnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Landscaped: 1 Near Beach Access: 1 Near Public Boat Ramp: 1 Within 1/2 Mile to Water: 1

Lot Access

Paved Road: 1

Parking Features

Driveway: 1 Gravel: 1

Mstr Bath / Mstr Bdrm

MBath Separate Shwr: 1 MBath Whirlpool: 1 MBed Balcony: 1

Rooms

Bedroom: 1 Bonus Room: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Showing

ShowingTime: 1

Utilities

Public Water – Connected: 1 Septic Tank: 1

Waterview

Gulf: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 Multi Units: 1

Heating

Central: 1 Electric: 1

Security Features

Smoke Detector(s): 1

Property Features

Appliances: Bar Fridge; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Trash Compactor; Warming Drawer; Washer; Water Heater – Electric Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units Heating: Central; Electric Exterior: Balcony; Deck Open; Double Pane Windows; Fenced Back Yard; Porch Covered Financing: Cash; Conventional; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: Third Master Bathroom: Second Pool Features: Fenced; Gunite Concrete; Inground; Saltwater Security Features: Smoke Detector(s) Parking Features: Driveway; Gravel Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: Public Water – Connected; Septic Tank Waterview: Gulf

Room Information

Living Room Level: First Dimensions: 25 x 18 Length: 25.00 Width: 18.00 Dimensions: 25 x 18 Kitchen Level: First Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Dimensions: 18 x 12 Remarks: Kitchen & Dining Room Combo Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Master Bedroom Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Master Bathroom Level: Second Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bonus Room Level: Third Dimensions: 18 x 17 Length: 18.00 Width: 17.00 Dimensions: 18 x 17
Listing Office: Keller Williams Success Realty
Last Updated: March – 14 – 2026
Information deemed reliable but not guaranteed.