7420 Thomas Drive, Panama City Beach, FL 32408
New Listing
$925,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,375
Lot Size (sq. ft.):
3,000
Status:
Active
Current Price:
$925,000
List Date:
3/12/2026
Last Modified:
3/14/2026
Description
If owning a beach property in Panama City Beach is on your list, this fully furnished three-story vacation home is ready to go and has no HOA restrictions. Designed to comfortably accommodate up to 16 guests, the home offers beautiful Gulf views, a private fenced backyard with a pool, and a location just steps from the sand. The spacious 25′ x 18′ third-floor balcony is the perfect place to take in the Gulf scenery. Positioned directly across from Rick Seltzer Park, the views are protected and unlikely to change. Step inside from the covered front porch into a bright open-concept living, dining, and kitchen area featuring a fireplace, 11-foot ceilings, crown molding, and tile flooring throughout. The kitchen is designed for entertaining with granite countertops, a large island with breakfast bar seating, solid wood cabinetry, stainless steel appliances, and a generous walk-in pantry. Toward the rear of the first floor you’ll find a spacious laundry room, a full bathroom with granite counters and a tub/shower combo, and a bedroom with a large walk-in closet and direct access to the bathroom. A side entrance near the staircase leads outside to a private walkway and gated backyard, where the pool and fully fenced yard create a great space for guests who want to alternate between the pool and the Gulf. Head up to the second level where the primary suite awaits. This retreat includes two closets, a private balcony overlooking the Gulf, and an ensuite bath with granite countertops, a jetted soaking tub, and a glass-enclosed walk-in shower. Another bedroom on this floor includes an owner’s closet and its own full bathroom with granite counters and a tub/shower combination. The third floor serves as an entertainment space, featuring a second living area with 11-foot ceilings, tile floors, a wet bar with granite counters, a half bath, large sofas (including a sleeper), and a bunk bed–perfect for gathering or additional sleeping space. From here, step out onto the oversized 25′ x 18′ deck where you can enjoy unobstructed Gulf views while dining at the outdoor table and chairs. Built with weather-resistant Trex Decking and durable Hardie board siding, the home was designed for low exterior maintenance. The property is beautifully furnished and completely turn-key, making it ideal as a vacation rental or second home. Across the street, Rick Seltzer Park provides easy public beach access with restrooms, outdoor showers, and seasonal lifeguards. A nearby crosswalk allows for safe and convenient access to the beach. You’ll also be close to some of the area’s best attractions, including dining, shopping, boating, marinas, bike rentals, amusement parks, and St. Andrews State Park. This three-story beach home offers the perfect opportunity to enjoy the best of Panama City Beach living. and vacationing.
More Information MLS# 786683
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 7282
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 389.47
Status: Active
List Date: 2026-03-12
List Price: $925,000
Current Price: $925,000
Location
Sub Area: 0323 – Beach – South of Grand Lagoon
Community/Resort: Holiday Beach
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Home is located on Thomas Drive across the street from Rick Seltzer Park and En Soleil Condos.
Area: 03 – Bay County – Beach
Street #: 7420
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Holiday Beach Unit 16
Parcel ID: 30808-431-010
Legal Description: HOLIDAY BEACH UNIT #16 W 1/2 LOT 4 (4.02) BLK 17 ORB 3697 P 1331
General Property Info
Acreage: 0.07
Design: Beach House
Lot Size (SqFt): 3000
Apx SqFt(Htd/Cooled): 2375
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 120×25
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2005
Remarks & Misc
Remarks: If owning a beach property in Panama City Beach is on your list, this fully furnished three-story vacation home is ready to go and has no HOA restrictions. Designed to comfortably accommodate up to 16 guests, the home offers beautiful Gulf views, a private fenced backyard with a pool, and a location just steps from the sand. The spacious 25′ x 18′ third-floor balcony is the perfect place to take in the Gulf scenery. Positioned directly across from Rick Seltzer Park, the views are protected and unlikely to change. Step inside from the covered front porch into a bright open-concept living, dining, and kitchen area featuring a fireplace, 11-foot ceilings, crown molding, and tile flooring throughout. The kitchen is designed for entertaining with granite countertops, a large island with breakfast bar seating, solid wood cabinetry, stainless steel appliances, and a generous walk-in pantry. Toward the rear of the first floor you’ll find a spacious laundry room, a full bathroom with granite counters and a tub/shower combo, and a bedroom with a large walk-in closet and direct access to the bathroom. A side entrance near the staircase leads outside to a private walkway and gated backyard, where the pool and fully fenced yard create a great space for guests who want to alternate between the pool and the Gulf. Head up to the second level where the primary suite awaits. This retreat includes two closets, a private balcony overlooking the Gulf, and an ensuite bath with granite countertops, a jetted soaking tub, and a glass-enclosed walk-in shower. Another bedroom on this floor includes an owner’s closet and its own full bathroom with granite counters and a tub/shower combination. The third floor serves as an entertainment space, featuring a second living area with 11-foot ceilings, tile floors, a wet bar with granite counters, a half bath, large sofas (including a sleeper), and a bunk bed–perfect for gathering or additional sleeping space. From here, step out onto the oversized 25′ x 18′ deck where you can enjoy unobstructed Gulf views while dining at the outdoor table and chairs. Built with weather-resistant Trex Decking and durable Hardie board siding, the home was designed for low exterior maintenance. The property is beautifully furnished and completely turn-key, making it ideal as a vacation rental or second home. Across the street, Rick Seltzer Park provides easy public beach access with restrooms, outdoor showers, and seasonal lifeguards. A nearby crosswalk allows for safe and convenient access to the beach. You’ll also be close to some of the area’s best attractions, including dining, shopping, boating, marinas, bike rentals, amusement parks, and St. Andrews State Park. This three-story beach home offers the perfect opportunity to enjoy the best of Panama City Beach living. and vacationing.
Bonus Room
Third: 1
Master Bathroom
Second: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Saltwater: 1
Appliances
Bar Fridge: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range – Electric: 1
Refrigerator: 1
Trash Compactor: 1
Warming Drawer: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Vaulted: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pantry: 1
Window – Treatment All: 1
Construction/Siding
Foundation – Slab on Grade: 1
Wood/Frame: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Gravel: 1
Mstr Bath / Mstr Bdrm
MBath Separate Shwr: 1
MBath Whirlpool: 1
MBed Balcony: 1
Rooms
Bedroom: 1
Bonus Room: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Public Water – Connected: 1
Septic Tank: 1
Waterview
Gulf: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Multi Units: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Bar Fridge; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Trash Compactor; Warming Drawer; Washer; Water Heater – Electric
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units
Heating: Central; Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Fenced Back Yard; Porch Covered
Financing: Cash; Conventional; VA
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: Paved Road
Bonus Room: Third
Master Bathroom: Second
Pool Features: Fenced; Gunite Concrete; Inground; Saltwater
Security Features: Smoke Detector(s)
Parking Features: Driveway; Gravel
Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Master Bathroom; Master Bedroom
Showing: ShowingTime
Utilities: Public Water – Connected; Septic Tank
Waterview: Gulf
Room Information
Living Room
Level: First
Dimensions: 25 x 18
Length: 25.00
Width: 18.00
Dimensions: 25 x 18
Kitchen
Level: First
Dimensions: 18 x 12
Length: 18.00
Width: 12.00
Dimensions: 18 x 12
Remarks: Kitchen & Dining Room Combo
Bedroom
Level: First
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Dimensions: 12 x 11
Master Bedroom
Level: Second
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Master Bathroom
Level: Second
Dimensions: 18 x 13
Length: 18.00
Width: 13.00
Dimensions: 18 x 13
Bedroom
Level: Second
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Dimensions: 12 x 12
Bonus Room
Level: Third
Dimensions: 18 x 17
Length: 18.00
Width: 17.00
Dimensions: 18 x 17
Listing Office:
Keller Williams Success Realty
Last Updated: March – 14 – 2026
Information deemed reliable but not guaranteed.