7432 Chipewa Street, Panama City, FL 32404

$599,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,930 Lot Size (sq. ft.): 16,117 Status: Pending
Current Price: $599,900 List Date: 9/01/2026 Last Modified: 10/21/2026

Overview

Description

Looking for a waterfront home with Gulf access, a private boat dock, boat lift, and pool in Panama City? This beautifully renovated 4-bedroom, 2-bath home offers approximately 100 feet of waterfront and the coastal Florida lifestyle buyers are searching for. The home has been thoughtfully updated with fresh interior paint, updated flooring, newer lighting, and a bright, inviting layout. The renovated kitchen features modern cabinetry, sleek countertops, and newer appliances, offering both style and functionality. The spacious primary suite includes a large walk in closet and plenty of natural light, while three additional bedrooms provide room for family, guests, a home office, or flex space. Step outside to your own waterfront backyard retreat. The inground pool, installed in 2022, is perfect for relaxing or entertaining, while the private dock and boat lift make it easy to enjoy boating and fishing right from home. With direct Gulf-access living and approximately 100 feet of wa …

Listing Details MLS# 782813

Contract Info

List Price/SqFt
204.74

Location

Area
02 – Bay County – Central
Street #
7432
Street Name
Chipewa
Street Suffix
Street
State
FL
Zip Code
32404
County
Bay
Sub Area
0202 – Bay – Central SE
Subdivision
Baxter Subdivision
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
06778-035-000
Elementary School
Callaway
Middle School
Rutherford Middle
High School
Rutherford
Directions
Tyndall Parkway to east on Cherry St., then go south on Star Ave. and then left on Chipewa St before crossing over bridge at Callaway Bayou.
Legal Description
BAXTER SUBDIVISION LOT 6 BLK B ORB 4173 P 553 132A1

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
2930
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Accessory Dwelling Unit
No
Year Built
1976
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
100 x 160
Acreage
0.37
Lot Size (SqFt)
16117
Pool
Yes
Pool Type
Private

Status Change Info

Under Contract Date
2026-09-16

Waterfront Feature

Waterfront Feet
100
Boat Slip
Yes
Boatlift
Yes
Dock
Yes

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
3250
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

More Information

Remarks & Misc

Remarks
Looking for a waterfront home with Gulf access, a private boat dock, boat lift, and pool in Panama City? This beautifully renovated 4-bedroom, 2-bath home offers approximately 100 feet of waterfront and the coastal Florida lifestyle buyers are searching for. The home has been thoughtfully updated with fresh interior paint, updated flooring, newer lighting, and a bright, inviting layout. The renovated kitchen features modern cabinetry, sleek countertops, and newer appliances, offering both style and functionality. The spacious primary suite includes a large walk in closet and plenty of natural light, while three additional bedrooms provide room for family, guests, a home office, or flex space. Step outside to your own waterfront backyard retreat. The inground pool, installed in 2022, is perfect for relaxing or entertaining, while the private dock and boat lift make it easy to enjoy boating and fishing right from home. With direct Gulf-access living and approximately 100 feet of water frontage, this property is ideal for buyers searching for a Florida waterfront home with boating access. Conveniently located near Tyndall Air Force Base, shopping, restaurants, schools, churches, and everyday amenities, this home offers the perfect combination of waterfront living and convenience. If you have been searching for a renovated waterfront home for sale near Tyndall AFB, a Gulf-access home with a boat lift, or a 4-bedroom pool home on the water, this move-in-ready property deserves a closer look.

Family Room

First
Yes

Pool Features

Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Oven – Electric
Yes
Range Hood
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Fireplace
Yes

Construction/Siding

Brick
Yes

Exterior

Fenced Back Yard
Yes
Fire Pit
Yes
Sprinkler System
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
USDA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Waterfront
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Garage Door Opener
Yes
Paved
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Family Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Private Well
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Bayou
Yes

Waterfront Type

Bayou w/ Gulf Access
Yes

Primary Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes
Fireplace – Wood Burning
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Tub – Jetted
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Oven – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning Exterior: Fenced Back Yard; Fire Pit; Sprinkler System Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Waterfront Lot Access: City Street; Paved Road Family Room: First Pool Features: Inground Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Rooms: Family Room; Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Private Well; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Boat Slip; Boatlift; Dock Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Family Room First 20 x 15 20.00 15.00
Living Room First 18 x 17 18.00 17.00
Kitchen First 14 x 13 14.00 13.00
Primary Bedroom First 22 x 18 22.00 18.00
Listing Office: EXP Realty LLC
Last Updated: October – 21 – 2026
Information deemed reliable but not guaranteed.