7516 Chipewa Street, Panama City, FL 32404

$499,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,099 Lot Size (sq. ft.): 16,117 Status: Active
Current Price: $499,000 List Date: 9/03/2026 Last Modified: 9/18/2026

Overview

Description

Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterf

Listing Details MLS# 795023

Contract Info

List Price/SqFt
237.73

Location

Area
02 – Bay County – Central
Street #
7516
Street Name
Chipewa
Street Suffix
Street
State
FL
Zip Code
32404
County
Bay
Sub Area
0202 – Bay – Central SE
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
06778-036-000
Elementary School
Callaway
Middle School
Rutherford Middle
High School
Rutherford
Directions
Hwy 22 to Star Ave. Left on Star Ave and left on Chipewa.
Legal Description
BAXTER SUB 131D4 LOT 11 LESS WLY 2' M/L BLK B ORB 4668 P 1439

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
2099
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Accessory Dwelling Unit
No
Year Built
1984
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Driveway Spaces
4
Lot Dimensions
108.0 ft x 150.0 ft
Acreage
0.37
Lot Size (SqFt)
16117
Pool
No

Waterfront Feature

Waterfront Feet
108
Dock
Yes

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
No
Is Subject Leased
No
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient…and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer.

More Information

Dining Room

First
Yes

Laundry

First
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Double
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes
Wine Refrigerator
Yes

Interior Features

Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes

Construction/Siding

Brick
Yes
Foundation – Slab on Grade
Yes
Roof – Dimensional Shg
Yes

Exterior

Deck Covered
Yes
Deck Open
Yes
Fenced Lot-Part
Yes
Porch Covered
Yes

Other Structures

Other
Yes

Financing

Assume w/int
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Survey Available
Yes
Waterfront
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Oversized
Yes
RV Access/Parking
Yes

Present Zoning

County
Yes
Resid Single Family
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Electric 220/240
Yes
Public Sewer – Connected
Yes

Waterview

Bayou
Yes

Waterfront Type

Bayou w/ Gulf Access
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes
Fireplace – Wood Burning
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Double; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric; Wine Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning Exterior: Deck Covered; Deck Open; Fenced Lot-Part; Porch Covered Financing: Assume w/int Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Survey Available; Waterfront Lot Access: City Street; Paved Road Dining Room: First Laundry: First Parking Features: Driveway; Garage Attached; Oversized; RV Access/Parking Other Structures: Other Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom Utilities: Electric 220/240; Electricity – Connected; Public Sewer – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Dock Waterview: Bayou Present Zoning: County; Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 16 x 23 16.00 23.00
Kitchen First 14 x 15 14.00 15.00
Dining Room First 14 x 30 14.00 30.00
Laundry First 6 x 9 6.00 9.00
Primary Bedroom First 14 x 15 14.00 15.00
Bedroom First 10 x 13 10.00 13.00
Bedroom First 9 x 13 9.00 13.00
Listing Office: Think Real Estate
Last Updated: September – 18 – 2026
Information deemed reliable but not guaranteed.