7835 Surf Drive, Panama City Beach, FL 32408
$1,300,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,616
Status:
Active
Current Price:
$1,300,000
List Date:
2/18/2026
Last Modified:
2/18/2026
Description
Gulf-front on Surf Drive–where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach’s most coveted stretches of sand.
Even better: NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door–a combination that’s tough to find on the Gulf.
Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space–perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends.
Whether you’re buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away–yet close to the best of dining, shopping, and entertainment.
More Information MLS# 785446
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8522
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No
Contract Info
List Price/SqFt: 804.46
Status: Active
List Date: 2026-02-11
List Price: $1,300,000
Current Price: $1,300,000
Location
Sub Area: 0323 – Beach – South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Front Beach Rd turn south on Joan Av to Thomas Dr turn left to Utes turn south to Surf Dr turn left
Area: 03 – Bay County – Beach
Street #: 7835
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Leeward Tower Townhouse
Parcel ID: 30525-140-000
Legal Description: LEEWARD TOWER TOWNHOUSES TOWNHOUSE 4 ORB 912 P 774 . ORB 4478 P 2142
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 1616
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 128
# of Stories in Building: 2
Pre-Const Flip: No
Lot Dimensions: 17 x 150
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Assigned Spaces: 2
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 1982
Remarks & Misc
Remarks: Gulf-front on Surf Drive–where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach’s most coveted stretches of sand.
Even better: NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door–a combination that’s tough to find on the Gulf.
Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space–perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends.
Whether you’re buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away–yet close to the best of dining, shopping, and entertainment.
Deck/Patio
First: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven – Electric: 1
Range – Electric: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Floor – Tile: 1
Floor – Vinyl: 1
Floor – Vinyl Plank: 1
Lock Out Closet: 1
Window – Treatment All: 1
Construction/Siding
Brick Veneer: 1
Foundation – Slab on Grade: 1
Roof – Composite Shngl: 1
Siding – Stucco: 1
Trim – Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Double Pane Windows: 1
Patio Open: 1
Storm Doors: 1
Waterfront Feature
Shore – Beach: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Interior
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Flood Insurance Req: 1
Landscaped: 1
Near Beach Access: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Parking Lot: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed Balcony: 1
MBed Sitting Area: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Resid Single Family: 1
Resort: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Deck/Patio: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity – Connected: 1
Garbage: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Gulf: 1
Unobstructed: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Electric: 1
Heating
Electric: 1
Security Features
Security Lights: 1
Property Features
Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Washer/Dryer Stacked
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Electric
Heating: Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Patio Open; Storm Doors
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Flood Insurance Req; Landscaped; Near Beach Access; Waterfront; Within 1/2 Mile to Water
Lot Access: Paved Road
Security Features: Security Lights
Parking Features: Parking Lot
Other Structures: Shed(s)
Association Amenities: BBQ Pit/Grill; Beach; Sidewalks; Waterfront
Rooms: Bedroom; Deck/Patio; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected
Waterfront Type: Gulf
Waterfront Feature: Shore – Beach
Waterview: Gulf; Unobstructed
Present Zoning: Resid Multi-Family; Resid Single Family; Resort
Room Information
Master Bedroom
Level: Second
Dimensions: 15 x 15
Length: 15.00
Width: 15.00
Dimensions: 15 x 15
Remarks: Open spacious balcony with sunset views
Bedroom
Level: Second
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Dimensions: 12 x 12
Remarks: large airy private balcony & bath
Bedroom
Level: First
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Dimensions: 12 x 10
Remarks: first floor easy access & bath
Living Room
Level: First
Dimensions: 30 x 15
Length: 30.00
Width: 15.00
Dimensions: 30 x 15
Remarks: direct beach access
Kitchen
Level: First
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Dimensions: 10 x 8
Remarks: Fully equipt with coffee bar
Deck/Patio
Level: First
Dimensions: 32 x 16
Length: 32.00
Width: 16.00
Dimensions: 32 x 16
Remarks: On the Beach Perfect for entertaining
Listing Office:
CENTURY 21 Ryan Realty Inc
Last Updated: February – 18 – 2026
Information deemed reliable but not guaranteed.