7835 Surf Drive, Panama City Beach, FL 32408 (MLS# 785446)

7835 Surf Drive, Panama City Beach, FL 32408

$1,300,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,616 Status: Active

Current Price: $1,300,000 List Date: 2/18/2026 Last Modified: 3/17/2026

Overview

Description

NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door–a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand. Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space–perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends. Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct … (Read more)

Listing Details MLS# 785446

Contract Info

List Price/SqFt: 804.46

Location

Area: 03 – Bay County – Beach
Street #: 7835
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Leeward Tower Townhouse
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30525-140-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Front Beach Rd turn south on Joan Av to Thomas Dr turn left to Utes turn south to Surf Dr turn left
Legal Description: LEEWARD TOWER TOWNHOUSES TOWNHOUSE 4 ORB 912 P 774 . ORB 4478 P 2142

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1616
SqFt Source: Prop App Site
Balcony SqFt: 128
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 1982
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Assigned Spaces: 2
Lot Dimensions: 17 x 150
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8522
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door–a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand. Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space–perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends. Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away–yet close to the best of dining, shopping, and entertainment.

Deck/Patio

First: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Washer/Dryer Stacked: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Lock Out Closet: Yes
Window – Treatment All: Yes

Construction/Siding

Brick Veneer: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes
Trim – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Open: Yes
Double Pane Windows: Yes
Patio Open: Yes
Storm Doors: Yes

Waterfront Feature

Shore – Beach: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Insulated Doors: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Landscaped: Yes
Near Beach Access: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Lot: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes
Resid Single Family: Yes
Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Waterfront: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Deck/Patio: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Unobstructed: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes

Heating

Electric: Yes

Security Features

Security Lights: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Washer/Dryer Stacked Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Electric Heating: Electric Exterior: Balcony; Deck Open; Double Pane Windows; Patio Open; Storm Doors Financing: Cash; Conventional; VA Furnished: Furnished Interior: Insulated Doors Kitchen: First Living Room: First Lot Features: Flood Insurance Req; Landscaped; Near Beach Access; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Security Features: Security Lights Parking Features: Parking Lot Other Structures: Shed(s) Association Amenities: BBQ Pit/Grill; Beach; Sidewalks; Waterfront Rooms: Bedroom; Deck/Patio; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf; Unobstructed Present Zoning: Resid Multi-Family; Resid Single Family; Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	Second	15 x 15	15.00	15.00	Open spacious balcony with sunset views
Bedroom	Second	12 x 12	12.00	12.00	large airy private balcony & bath
Bedroom	First	12 x 10	12.00	10.00	first floor easy access & bath
Living Room	First	30 x 15	30.00	15.00	direct beach access
Kitchen	First	10 x 8	10.00	8.00	Fully equipt with coffee bar
Deck/Patio	First	32 x 16	32.00	16.00	On the Beach Perfect for entertaining

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: March – 17 – 2026

Information deemed reliable but not guaranteed.