8213 Surf Drive, Panama City, FL 32408 (MLS# 781311)

8213 Surf Drive, Panama City, FL 32408

$1,540,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,288 Lot Size (sq. ft.): 5,500 Status: Active

Current Price: $1,540,000 List Date: 11/06/2025 Last Modified: 12/12/2025

Overview

Description

LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great f … (Read more) LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

Listing Details MLS# 781311

Contract Info

List Price/SqFt: 673.08

Location

Area: 03 – Bay County – Beach
Street #: 8213
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Bel Air
Community/Resort: Bel Air
Waterfront: No
Parcel ID: 30399-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Go east on Thomas Drive from Joan Ave. to Ocean St. Turn south on Ocean St. toward the beach and property will be on the corner of Ocean and Surf.
Legal Description: BEL AIR LOT 12 BLK 15 ORB 4671 P 361

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2288
SqFt Source: An Appraiser
Full Baths: 3
Total Baths: 3
Year Built: 1977
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 50×110
Acreage: 0.13
Lot Size (SqFt): 5500
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4212
Last Tax Year: 2024
Brokerage Interest: Equitable Interest – Listing Broker/Salesperson has equitable interest in the property.
As Is: Yes

Remarks & Misc

Remarks: LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

Dining Room

First: Yes

More Information

Family Room

First: Yes

Master Bathroom

First: Yes

Pool Features

Heated – Electric: Yes
Pool/Spa Combo: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Fenced Lot-All: Yes
Fenced Privacy: Yes
Shower: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Lot Features

Corner Lot: Yes
Landscaped: Yes
Near Beach Access: Yes

Lot Access

City Street: Yes

Parking Features

Oversized: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Present Zoning

County: Yes
Resort: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Mini-Split/Ductless: Yes
Other – See Remarks: Yes

Heating

Central: Yes
Mini-Split/Ductless: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Mini-Split/Ductless; Other – See Remarks Heating: Central; Mini-Split/Ductless Exterior: Deck Open; Fenced Lot-All; Fenced Privacy; Shower Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Features: Corner Lot; Landscaped; Near Beach Access Lot Access: City Street Master Bathroom: First Dining Room: First Family Room: First Pool Features: Heated – Electric; Pool/Spa Combo Security Features: Smoke Detector(s) Parking Features: Oversized; Paver Block Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected Waterview: Gulf Present Zoning: County; Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Family Room	First	1,810 x 184	1810.00	184.00	Open with Kit. and DR
Kitchen	First	18 x 10	18.00	10.00
Master Bedroom	First	139 x 115	139.00	115.00
Master Bathroom	First	103 x 95	103.00	95.00
Dining Room	First	19 x 124	19.00	124.00
Bedroom	First	126 x 128	126.00	128.00

Listing Office: Lifes A Beach Real Estate, LLC

Last Updated: December – 12 – 2025

Information deemed reliable but not guaranteed.