8312 Surf Drive, Panama City Beach, FL 32408 (MLS# 781328)

8312 Surf Drive, Panama City Beach, FL 32408

$1,545,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,288 Lot Size (sq. ft.): 5,500 Status: Active

Current Price: $1,545,000 List Date: 11/06/2025 Last Modified: 12/12/2025

Overview

Description

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with … (Read more) Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

Listing Details MLS# 781328

Contract Info

List Price/SqFt: 675.26

Location

Area: 03 – Bay County – Beach
Street #: 8312
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Bel Air
Community/Resort: Bel Air
Waterfront: No
Parcel ID: 30385-000-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Go east on Thomas Drive from Joan Ave. to Albacore and turn south toward beach. Property is on the corner of Albacore and Surf.
Legal Description: BEL AIR LOT 12 BLK 14 ORB 4308 P 997

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2288
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 1980
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 50×110
Acreage: 0.13
Lot Size (SqFt): 5500
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8202
Last Tax Year: 2024
Brokerage Interest: Equitable Interest – Listing Broker/Salesperson has equitable interest in the property.
As Is: Yes

Remarks & Misc

Remarks: Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

Dining Room

First: Yes

More Information

Family Room

First: Yes

Pool Features

Fiberglass: Yes
Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Converted Garage: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Lot-All: Yes
Shower: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Lot Features

Corner Lot: Yes
Near Beach Access: Yes

Lot Access

City Street: Yes

Parking Features

Oversized: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resort: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Lift Station: Yes
Public Sewer – Connected: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Fenced Lot-All; Shower Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Features: Corner Lot; Near Beach Access Lot Access: City Street Dining Room: First Family Room: First Pool Features: Fiberglass; Inground; Spa/ Hot Tub Parking Features: Oversized; Paver Block Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Lift Station; Public Sewer – Connected Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	158 x 138	158.00	138.00
Family Room	First	20 x 18	20.00	18.00
Dining Room	First	239 x 112	239.00	112.00
Kitchen	First	155 x 10	155.00	10.00
Bedroom	First	124 x 129	124.00	129.00

Listing Office: Lifes A Beach Real Estate, LLC

Last Updated: December – 12 – 2025

Information deemed reliable but not guaranteed.