8369 Fins Up Court, Panama City Beach, FL 32413 (MLS# 790482)

8369 Fins Up Court, Panama City Beach, FL 32413

$469,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,481 Lot Size (sq. ft.): 3,964 Status: Active

Current Price: $469,000 List Date: 5/28/2026 Last Modified: 5/28/2026

Overview

Description

ALOHA COTTAGE in Phase 3 — FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded — and move-in ready from day one — coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal décor throughout — truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 — one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to … (Read more) ALOHA COTTAGE in Phase 3 — FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded — and move-in ready from day one — coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal décor throughout — truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 — one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to all the dining, live entertainment, and fun this vibrant 55+ community is known for. The Aloha is the largest of the Cottage Collection floor plans at approximately 1,481 square feet, featuring a spacious open-concept design that blends comfort and style. Upgraded in every direction — from the flooring and countertops to the beautifully finished cabinetry — this home showcases incredible attention to detail throughout. The great room features smart lighting, a custom shiplap fireplace and mantel, and plantation shutters for a refined coastal touch. Nearly every closet has customized shelving, and the kitchen features pull-out shelves, premium countertops, and upgraded cabinetry that perfectly complements the home’s nautical design. The primary bedroom features a beautiful barn door leading into a custom closet, while the guest bath includes a tub with floor-to-ceiling upgraded tile. Additional highlights include TV wall mounts installed throughout, 8-foot doors to all rooms and closets, upgraded garage and porch flooring with drop-down screens on the front porch, a private office with doors and sleeper sofa for a quiet workspace or spare room for guests, a laundry room with stylish blue cabinetry, and seamless glass shower doors with a rain shower head option in the primary bath. Living in Latitude Margaritaville Watersound means world-class amenities and endless opportunities for fun — relax by the Paradise Pool, stay active in the state-of-the-art fitness center, or enjoy live music and dining at the Latitude Bar & Chill. The community also offers pickleball courts, walking trails, the Workin’ N’ Playin’ Center, and a vibrant Town Square that hosts concerts and events year-round. The new St. Joe commercial district along Highway 79 — including a Publix ”Coming Soon” at West Bay Center — will bring even more convenience just minutes away. Buyer to verify any information deemed important. See attached inventory list for full details of included and excluded items.

Listing Details MLS# 790482

Contract Info

List Price/SqFt: 316.68

Location

Area: 04 – Bay County – North
Street #: 8369
Street Name: Fins Up
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-300-264
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 79 to Latitude Blvd. Turn Left onto Lost Shaker Way. Turn Left onto Island Breeze Ave. Turn Right onto Landshark Blvd. Turn Left onto Fins Up Ct. Home is on the Right.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 3B & 3C LOT 299 ORB 4637 P 27

General Property Info

Sub-Type: Attached Single Unit
Design: Caribbean
Apx SqFt(Htd/Cooled): 1481
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2022
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Assigned Spaces: Yes
Lot Dimensions: 100×42
Acreage: 0.09
Lot Size (SqFt): 3964
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 3800
Last Tax Year: 2025
Lot: 299
Brokerage Interest: No Interest
As Is: Yes
Section: 20
Township: 2S
Range: 16W

Remarks & Misc

Remarks: ALOHA COTTAGE in Phase 3 — FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded — and move-in ready from day one — coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal décor throughout — truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 — one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to all the dining, live entertainment, and fun this vibrant 55+ community is known for. The Aloha is the largest of the Cottage Collection floor plans at approximately 1,481 square feet, featuring a spacious open-concept design that blends comfort and style. Upgraded in every direction — from the flooring and countertops to the beautifully finished cabinetry — this home showcases incredible attention to detail throughout. The great room features smart lighting, a custom shiplap fireplace and mantel, and plantation shutters for a refined coastal touch. Nearly every closet has customized shelving, and the kitchen features pull-out shelves, premium countertops, and upgraded cabinetry that perfectly complements the home's nautical design. The primary bedroom features a beautiful barn door leading into a custom closet, while the guest bath includes a tub with floor-to-ceiling upgraded tile. Additional highlights include TV wall mounts installed throughout, 8-foot doors to all rooms and closets, upgraded garage and porch flooring with drop-down screens on the front porch, a private office with doors and sleeper sofa for a quiet workspace or spare room for guests, a laundry room with stylish blue cabinetry, and seamless glass shower doors with a rain shower head option in the primary bath. Living in Latitude Margaritaville Watersound means world-class amenities and endless opportunities for fun — relax by the Paradise Pool, stay active in the state-of-the-art fitness center, or enjoy live music and dining at the Latitude Bar & Chill. The community also offers pickleball courts, walking trails, the Workin' N' Playin' Center, and a vibrant Town Square that hosts concerts and events year-round. The new St. Joe commercial district along Highway 79 — including a Publix ''Coming Soon'' at West Bay Center — will bring even more convenience just minutes away. Buyer to verify any information deemed important. See attached inventory list for full details of included and excluded items.

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Gas: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

More Information

Interior Features

Ceiling – Beamed: Yes
Ceiling – Cathedral: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Plantation Shutters: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Smart Home: Yes

Lot Features

Close to Clubhouse: Yes
Flood Insurance Req: Yes
Landscaped: Yes
Sidewalk: Yes

Lot Access

Gated Access: Yes

Parking Features

Assigned: Yes
Garage Attached: Yes
Shared Driveway: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Dining: Yes
Dog Park: Yes
Pickle Ball: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Electric: Yes
Heat Pump: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Gas; Washer; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Electric; Heat Pump Exterior: Double Pane Windows; Porch Screened; Sprinkler System Association Fees Include: Accounting; Business Center; Community Room; Dock; Exercise Room; Game Room; Gated Community; Irrigation; Ground Keeping; Management; Master Association; Conference Center; Pool; Whirlpool; Tennis; Theater Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Smart Home Lot Features: Close to Clubhouse; Flood Insurance Req; Landscaped; Sidewalk Lot Access: Gated Access Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s) Parking Features: Assigned; Garage Attached; Shared Driveway Association Amenities: Basketball Court; Business Center; Community Room; Dining; Dock; Dog Park; Elevators; Exercise Room; Game Room; Gated Community; Conference Center; Pickle Ball; Pool; Sidewalks; Tennis; Theater; Trail(s) Rooms: Bedroom; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	12.4 x 13.5	12.40	13.50
Bedroom		12.2 x 11.1	12.20	11.10

Listing Office: Bob Hodges And Sons Realty

Last Updated: May – 28 – 2026

Information deemed reliable but not guaranteed.