8438 Houston Street, Panama City, FL 32408 (MLS# 792196)

8438 Houston Street, Panama City, FL 32408

New Listing

$275,000

Virtual Tour

https://www.zillow.com/view-imx/30e5a605-bfce-4b3d-9005-571561db4284?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,064 Lot Size (sq. ft.): 10,106 Status: Active

Current Price: $275,000 List Date: 7/03/2026 Last Modified: 7/03/2026

Overview

Description

NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking. Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel. The property is connected to city water and utilizes a septic system, offering a practical combination of utility services. Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared t … (Read more)

Listing Details MLS# 792196

Contract Info

List Price/SqFt: 258.46

Location

Area: 03 – Bay County – Beach
Street #: 8438
Street Name: Houston
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 30201-107-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From PC Westbound on FBR, turn left on Laurie Av, trhen left on Houston, house will be on the left
Legal Description: 6 4S 15W -11.36-58B1 BEG 465' W & 165' S OF NE COR OF SEC TH W 75' S 135' E 75' N 135' TO POB AKA L-28 B-A WHISP. PINES UNR ORB 1165 P 926

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1064
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2022
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 75×135
Acreage: 0.23
Lot Size (SqFt): 10106
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 948
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking. Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel. The property is connected to city water and utilizes a septic system, offering a practical combination of utility services. Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach. All information is deemed reliable but not guaranteed; buyer to verify if important.

Covered Porch

First: Yes

More Information

Laundry

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Fenced Chain Link: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes

Parking Features

Driveway: Yes

Present Zoning

County: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Water – Connected: Yes

Accessibility Features

Accessible Bedroom: Yes
Accessible Central Living Area: Yes
Accessible Closets: Yes
Accessible Common Area: Yes
Accessible Doors: Yes
Accessible Entrance: Yes
Accessible Full Bath: Yes
Accessible Hallway(s): Yes
Accessible Kitchen: Yes
Accessible Washer/Dryer: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed First Floor: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Property Features

Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Common Area; Accessible Doors; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen; Accessible Washer/Dryer Appliances: Dishwasher; Dryer; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Double Pane Windows; Fenced Chain Link Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Within 1/2 Mile to Water Lot Access: County Road Primary Bathroom: First Covered Porch: First Laundry: First Parking Features: Driveway Rooms: Bedroom; Covered Porch; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Public Water – Connected Present Zoning: County

Room Information

Room Name	Level	Dimensions	Length	Width
Covered Porch	First	10.4 x 5.11	10.40	5.11
Living Room	First	22.1 x 11.8	22.10	11.80
Kitchen	First	11.3 x 15.2	11.30	15.20
Bedroom	First	13.8 x 9.11	13.80	9.11
Primary Bedroom	First	13.8 x 11.3	13.80	11.30
Primary Bathroom	First	7.9 x 11.3	7.90	11.30
Laundry	First	3.1 x 5.4	3.10	5.40

Listing Office: Coldwell Banker Realty

Last Updated: July – 03 – 2026

Information deemed reliable but not guaranteed.