848 Tropic Avenue, Fort Walton Beach, FL 32548

$975,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,011 Lot Size (sq. ft.): 10,454 Status: Active
Current Price: $975,000 List Date: 2/19/2026 Last Modified: 2/19/2026

Description

Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island’s renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home’s sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48” Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

More Information MLS# 781823

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 2780.4 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 243.08 Status: Active List Date: 2025-11-18 List Price: $975,000 Current Price: $975,000

Location

Sub Area: 1701 – Okaloosa – Fort Walton Beach Community/Resort: None Waterfront: No Elementary School: Other Middle School: Bruner High School: Fort Walton Beach Directions: From the Brooks Bridge, follow Santa Rosa Boulevard for about 1.5 miles before turning right onto Tropic Avenue. Home will be on the right hand side. Area: 17 – Okaloosa Street #: 848 Street Name: Tropic Street Suffix: Avenue State: FL Zip Code: 32548 County: Okaloosa Subdivision: Santa Rosa Island Parcel ID: 00-2S-24-2185-0008-0493 Legal Description: SANTA ROSA ISLAND LOT 493 BLK 8

General Property Info

Acreage: 0.24 Design: Beach House Lot Size (SqFt): 10454 Apx SqFt(Htd/Cooled): 4011 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 # of Stories in Building: 2 Lot Dimensions: 64.82×145.96×130 New Construction: Yes Garage Y/N: Yes Garage Spaces: 2 Driveway Spaces: 4 Pool: No Sub-Type: Detached Single Family Bedrooms: 5 Full Baths: 4 Total Baths: 5 Year Built: 2025

Remarks & Misc

Remarks: Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island’s renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home’s sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48” Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

Balcony

Second: 1

Den

Second: 1

Dining Room

First: 1

Foyer

First: 1

Laundry

First: 1 Second: 1

Master Bathroom

First: 1

Appliances

Disposal: 1 Dryer: 1 Oven – Double: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater – Gas: 1 Wine Refrigerator: 1

Interior Features

Breakfast Bar: 1 Ceiling – Raised: 1 Floor – Tile: 1 Floor – Vinyl: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pull Down Stairs: 1 Split Bedroom: 1

Construction/Siding

Block: 1 Brick: 1 Roof – Metal: 1 Siding – Hardie Board: 1 Trim – Vinyl: 1

Exterior

Balcony: 1 Built-in Barbecue/Grill: 1 Columns: 1 Double Pane Windows: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Summer Kitchen: 1 Porch Covered: 1 Sprinkler System: 1

Financing

Cash: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Covenants & Rescrictions: 1 Flood Insurance Req: 1 Interior Lot: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Lot Access

County Road: 1 Paved Road: 1

Parking Features

Boat: 1 Driveway: 1 Garage Attached: 1 Garage Door Opener: 1 RV Access/Parking: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBed First Floor: 1

Present Zoning

County: 1 Resid Single Family: 1

Rooms

Balcony: 1 Bedroom: 1 Den: 1 Dining Room: 1 Foyer: 1 Full Bathroom: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Showing

ShowingTime: 1

Utilities

Electricity – Connected: 1 Natural Gas – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1 Other – See Remarks: 1

Full Bathroom

Second: 1

Half Bathroom

Second: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1

Security Features

Smoke Detector(s): 1

Property Features

Appliances: Disposal; Dryer; Oven – Double; Range Hood; Refrigerator; Washer; Water Heater – Gas; Wine Refrigerator Full Bathroom: Second Half Bathroom: Second Master Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Built-in Barbecue/Grill; Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Summer Kitchen; Porch Covered; Sprinkler System Financing: Cash; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Flood Insurance Req; Interior Lot; Survey Available; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Balcony: Second Master Bathroom: First Den: Second Dining Room: First Foyer: First Laundry: First; Second Security Features: Smoke Detector(s) Parking Features: Boat; Driveway; Garage Attached; Garage Door Opener; RV Access/Parking Rooms: Balcony; Bedroom; Den; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Other – See Remarks Present Zoning: County; Resid Single Family

Room Information

Foyer Level: First Dimensions: 11.1 x 14.9 Length: 11.10 Width: 14.90 Dimensions: 11.1 x 14.9 Kitchen Level: First Dimensions: 10.7 x 13.6 Length: 10.70 Width: 13.60 Dimensions: 10.7 x 13.6 Dining Room Level: First Dimensions: 18.7 x 13 Length: 18.70 Width: 13.00 Dimensions: 18.7 x 13 Living Room Level: First Dimensions: 16.7 x 18.7 Length: 16.70 Width: 18.70 Dimensions: 16.7 x 18.7 Master Bedroom Level: First Dimensions: 19.3 x 15.8 Length: 19.30 Width: 15.80 Dimensions: 19.3 x 15.8 Master Bathroom Level: First Dimensions: 12.8 x 9.2 Length: 12.80 Width: 9.20 Dimensions: 12.8 x 9.2 Bedroom Level: Second Dimensions: 18.8 x 14.3 Length: 18.80 Width: 14.30 Dimensions: 18.8 x 14.3 Bedroom Level: Second Dimensions: 15.8 x 14.2 Length: 15.80 Width: 14.20 Dimensions: 15.8 x 14.2 Bedroom Level: Second Dimensions: 15.1 x 15.8 Length: 15.10 Width: 15.80 Dimensions: 15.1 x 15.8 Bedroom Level: Second Dimensions: 12.3 x 18.8 Length: 12.30 Width: 18.80 Dimensions: 12.3 x 18.8 Full Bathroom Level: Second Dimensions: 9.11 x 18.8 Length: 9.11 Width: 18.80 Dimensions: 9.11 x 18.8 Full Bathroom Level: Second Dimensions: 7.5 x 15.7 Length: 7.50 Width: 15.70 Dimensions: 7.5 x 15.7 Full Bathroom Level: Second Dimensions: 8.7 x 8.3 Length: 8.70 Width: 8.30 Dimensions: 8.7 x 8.3 Half Bathroom Level: Second Dimensions: 3.4 x 7.3 Length: 3.40 Width: 7.30 Dimensions: 3.4 x 7.3 Balcony Level: Second Dimensions: 14.8 x 6.9 Length: 14.80 Width: 6.90 Dimensions: 14.8 x 6.9 Den Level: Second Dimensions: 36.8 x 18.8 Length: 36.80 Width: 18.80 Dimensions: 36.8 x 18.8 Laundry Level: First Dimensions: 11.4 x 8.9 Length: 11.40 Width: 8.90 Dimensions: 11.4 x 8.9 Laundry Level: Second Dimensions: 6.4 x 5.9 Length: 6.40 Width: 5.90 Dimensions: 6.4 x 5.9
Listing Office: Keller Williams Realty Emerald
Last Updated: February – 19 – 2026
Information deemed reliable but not guaranteed.