848 Tropic Avenue, Fort Walton Beach, FL 32548 (MLS# 781823)

848 Tropic Avenue, Fort Walton Beach, FL 32548

$975,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,011 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $975,000 List Date: 2/19/2026 Last Modified: 2/19/2026

Overview

Description

Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island's renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home's sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48'' Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor prima … (Read more) Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island’s renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home’s sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48” Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

Listing Details MLS# 781823

Contract Info

List Price/SqFt: 243.08

Location

Area: 17 – Okaloosa
Street #: 848
Street Name: Tropic
Street Suffix: Avenue
State: FL
Zip Code: 32548
County: Okaloosa
Sub Area: 1701 – Okaloosa – Fort Walton Beach
Subdivision: Santa Rosa Island
Community/Resort: None
Waterfront: No
Parcel ID: 00-2S-24-2185-0008-0493
Elementary School: Other
Middle School: Bruner
High School: Fort Walton Beach
Directions: From the Brooks Bridge, follow Santa Rosa Boulevard for about 1.5 miles before turning right onto Tropic Avenue. Home will be on the right hand side.
Legal Description: SANTA ROSA ISLAND LOT 493 BLK 8

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 4011
SqFt Source: Prop App Site
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 2
Year Built: 2025
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 64.82×145.96×130
Acreage: 0.24
Lot Size (SqFt): 10454
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2780.4
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island's renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home's sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48'' Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

Balcony

Second: Yes

More Information

Den

Second: Yes

Dining Room

First: Yes

Foyer

First: Yes

Laundry

First: Yes
Second: Yes

Master Bathroom

First: Yes

Appliances

Disposal: Yes
Dryer: Yes
Oven – Double: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Wine Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pull Down Stairs: Yes
Split Bedroom: Yes

Construction/Siding

Block: Yes
Brick: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Columns: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Summer Kitchen: Yes
Porch Covered: Yes
Sprinkler System: Yes

Financing

Cash: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Flood Insurance Req: Yes
Interior Lot: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Boat: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
RV Access/Parking: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Den: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Other – See Remarks: Yes

Full Bathroom

Second: Yes

Half Bathroom

Second: Yes

Master Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Disposal; Dryer; Oven – Double; Range Hood; Refrigerator; Washer; Water Heater – Gas; Wine Refrigerator Full Bathroom: Second Half Bathroom: Second Master Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Built-in Barbecue/Grill; Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Summer Kitchen; Porch Covered; Sprinkler System Financing: Cash; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Flood Insurance Req; Interior Lot; Survey Available; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Balcony: Second Master Bathroom: First Den: Second Dining Room: First Foyer: First Laundry: First; Second Security Features: Smoke Detector(s) Parking Features: Boat; Driveway; Garage Attached; Garage Door Opener; RV Access/Parking Rooms: Balcony; Bedroom; Den; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Other – See Remarks Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Foyer	First	11.1 x 14.9	11.10	14.90
Kitchen	First	10.7 x 13.6	10.70	13.60
Dining Room	First	18.7 x 13	18.70	13.00
Living Room	First	16.7 x 18.7	16.70	18.70
Master Bedroom	First	19.3 x 15.8	19.30	15.80
Master Bathroom	First	12.8 x 9.2	12.80	9.20
Bedroom	Second	18.8 x 14.3	18.80	14.30
Bedroom	Second	15.8 x 14.2	15.80	14.20
Bedroom	Second	15.1 x 15.8	15.10	15.80
Bedroom	Second	12.3 x 18.8	12.30	18.80
Full Bathroom	Second	9.11 x 18.8	9.11	18.80
Full Bathroom	Second	7.5 x 15.7	7.50	15.70
Full Bathroom	Second	8.7 x 8.3	8.70	8.30
Half Bathroom	Second	3.4 x 7.3	3.40	7.30
Balcony	Second	14.8 x 6.9	14.80	6.90
Den	Second	36.8 x 18.8	36.80	18.80
Laundry	First	11.4 x 8.9	11.40	8.90
Laundry	Second	6.4 x 5.9	6.40	5.90

Listing Office: Keller Williams Realty Emerald

Last Updated: February – 19 – 2026

Information deemed reliable but not guaranteed.