848 Tropic Avenue, Fort Walton Beach, FL 32548
$975,000
Property Type:
Residential
Bedrooms:
5
Baths:
5
Square Footage:
4,011
Lot Size (sq. ft.):
10,454
Status:
Active
Current Price:
$975,000
List Date:
2/19/2026
Last Modified:
2/19/2026
Description
Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island’s renowned beaches and emerald shoreline.
Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home’s sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48” Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining.
The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection.
Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout.
The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island.
Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep.
Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.
More Information MLS# 781823
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2780.4
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 243.08
Status: Active
List Date: 2025-11-18
List Price: $975,000
Current Price: $975,000
Location
Sub Area: 1701 – Okaloosa – Fort Walton Beach
Community/Resort: None
Waterfront: No
Elementary School: Other
Middle School: Bruner
High School: Fort Walton Beach
Directions: From the Brooks Bridge, follow Santa Rosa Boulevard for about 1.5 miles before turning right onto Tropic Avenue. Home will be on the right hand side.
Area: 17 – Okaloosa
Street #: 848
Street Name: Tropic
Street Suffix: Avenue
State: FL
Zip Code: 32548
County: Okaloosa
Subdivision: Santa Rosa Island
Parcel ID: 00-2S-24-2185-0008-0493
Legal Description: SANTA ROSA ISLAND LOT 493 BLK 8
General Property Info
Acreage: 0.24
Design: Beach House
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 4011
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 64.82×145.96×130
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2025
Remarks & Misc
Remarks: Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort… all just a short stroll from the island’s renowned beaches and emerald shoreline.
Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home’s sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48” Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining.
The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection.
Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout.
The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops… setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island.
Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep.
Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.
Balcony
Second: 1
Den
Second: 1
Dining Room
First: 1
Foyer
First: 1
Laundry
First: 1
Second: 1
Master Bathroom
First: 1
Appliances
Disposal: 1
Dryer: 1
Oven – Double: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater – Gas: 1
Wine Refrigerator: 1
Interior Features
Breakfast Bar: 1
Ceiling – Raised: 1
Floor – Tile: 1
Floor – Vinyl: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pull Down Stairs: 1
Split Bedroom: 1
Construction/Siding
Block: 1
Brick: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Trim – Vinyl: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Columns: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Summer Kitchen: 1
Porch Covered: 1
Sprinkler System: 1
Financing
Cash: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Flood Insurance Req: 1
Interior Lot: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Boat: 1
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
RV Access/Parking: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
Present Zoning
County: 1
Resid Single Family: 1
Rooms
Balcony: 1
Bedroom: 1
Den: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity – Connected: 1
Natural Gas – Connected: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Gulf: 1
Other – See Remarks: 1
Full Bathroom
Second: 1
Half Bathroom
Second: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Disposal; Dryer; Oven – Double; Range Hood; Refrigerator; Washer; Water Heater – Gas; Wine Refrigerator
Full Bathroom: Second
Half Bathroom: Second
Master Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Built-in Barbecue/Grill; Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Summer Kitchen; Porch Covered; Sprinkler System
Financing: Cash; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Flood Insurance Req; Interior Lot; Survey Available; Within 1/2 Mile to Water
Lot Access: County Road; Paved Road
Balcony: Second
Master Bathroom: First
Den: Second
Dining Room: First
Foyer: First
Laundry: First; Second
Security Features: Smoke Detector(s)
Parking Features: Boat; Driveway; Garage Attached; Garage Door Opener; RV Access/Parking
Rooms: Balcony; Bedroom; Den; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Showing: ShowingTime
Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected
Waterview: Gulf; Other – See Remarks
Present Zoning: County; Resid Single Family
Room Information
Foyer
Level: First
Dimensions: 11.1 x 14.9
Length: 11.10
Width: 14.90
Dimensions: 11.1 x 14.9
Kitchen
Level: First
Dimensions: 10.7 x 13.6
Length: 10.70
Width: 13.60
Dimensions: 10.7 x 13.6
Dining Room
Level: First
Dimensions: 18.7 x 13
Length: 18.70
Width: 13.00
Dimensions: 18.7 x 13
Living Room
Level: First
Dimensions: 16.7 x 18.7
Length: 16.70
Width: 18.70
Dimensions: 16.7 x 18.7
Master Bedroom
Level: First
Dimensions: 19.3 x 15.8
Length: 19.30
Width: 15.80
Dimensions: 19.3 x 15.8
Master Bathroom
Level: First
Dimensions: 12.8 x 9.2
Length: 12.80
Width: 9.20
Dimensions: 12.8 x 9.2
Bedroom
Level: Second
Dimensions: 18.8 x 14.3
Length: 18.80
Width: 14.30
Dimensions: 18.8 x 14.3
Bedroom
Level: Second
Dimensions: 15.8 x 14.2
Length: 15.80
Width: 14.20
Dimensions: 15.8 x 14.2
Bedroom
Level: Second
Dimensions: 15.1 x 15.8
Length: 15.10
Width: 15.80
Dimensions: 15.1 x 15.8
Bedroom
Level: Second
Dimensions: 12.3 x 18.8
Length: 12.30
Width: 18.80
Dimensions: 12.3 x 18.8
Full Bathroom
Level: Second
Dimensions: 9.11 x 18.8
Length: 9.11
Width: 18.80
Dimensions: 9.11 x 18.8
Full Bathroom
Level: Second
Dimensions: 7.5 x 15.7
Length: 7.50
Width: 15.70
Dimensions: 7.5 x 15.7
Full Bathroom
Level: Second
Dimensions: 8.7 x 8.3
Length: 8.70
Width: 8.30
Dimensions: 8.7 x 8.3
Half Bathroom
Level: Second
Dimensions: 3.4 x 7.3
Length: 3.40
Width: 7.30
Dimensions: 3.4 x 7.3
Balcony
Level: Second
Dimensions: 14.8 x 6.9
Length: 14.80
Width: 6.90
Dimensions: 14.8 x 6.9
Den
Level: Second
Dimensions: 36.8 x 18.8
Length: 36.80
Width: 18.80
Dimensions: 36.8 x 18.8
Laundry
Level: First
Dimensions: 11.4 x 8.9
Length: 11.40
Width: 8.90
Dimensions: 11.4 x 8.9
Laundry
Level: Second
Dimensions: 6.4 x 5.9
Length: 6.40
Width: 5.90
Dimensions: 6.4 x 5.9
Listing Office:
Keller Williams Realty Emerald
Last Updated: February – 19 – 2026
Information deemed reliable but not guaranteed.