8601 Surf Drive 10W, Panama City, FL 32408 (MLS# 788641)

8601 Surf Drive 10W, Panama City, FL 32408

New Listing

$849,900

Virtual Tour

https://www.zillow.com/view-imx/632bce1f-a580-4fe0-95ba-6e4f571af9f3?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,783 Status: Active

Current Price: $849,900 List Date: 4/20/2026 Last Modified: 4/20/2026

Overview

Description

Welcome to Grande Surf Club–an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for entertaining or simply relaxing to the sound of the waves. The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower–designed for comfort and relaxation. A standout feature of this residence is the cove … (Read more)

Listing Details MLS# 788641

Contract Info

List Price/SqFt: 476.67

Location

Area: 03 – Bay County – Beach
Street #: 8601
Street Name: Surf
Street Suffix: Drive
Unit #: 10W
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Grande Surf Club Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30473-170-020
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hwy 98 and Joan Ave, travel south on Joan Ave, cross over Thomas Drive, 2nd high rise on the right.
Legal Description: GRANDE SURF CLUB CONDO UNIT 10 WEST ORB 4637 P 577 2BR 2B 1783 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 10
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1783
SqFt Source: Prop App Site
Balcony SqFt: 435
Full Baths: 2
Total Baths: 2
# of Stories in Building: 15
# of Units in Bldg: 28
Year Built: 2000
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Assigned Spaces: Yes
Beach Frontage: 110
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Waterfront Feature

Waterfront Feet: 110

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 4260
HOA Frequency: Quarterly
HOA Annual Amount: 17040
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 9456
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 6
Township: 4s
Range: 15w
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Grande Surf Club–an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for entertaining or simply relaxing to the sound of the waves. The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower–designed for comfort and relaxation. A standout feature of this residence is the covered parking space located under the building, a highly desirable upgrade valued at approximately $50,000–offering both convenience and protection that many units simply do not have. Residents of Grande Surf Club enjoy a heated beachfront pool and a pristine, uncrowded shoreline just steps away. Despite the peaceful, tucked-away feel, you're just a short beach stroll from dining, entertainment, and the upcoming Tootsies venue–blending privacy with accessibility. Recent building enhancements include a complete exterior paint and seal (2024), new fire control system (2025), new domestic water pump, and all structural engineering and elevator inspections current as of 2025–providing confidence in the building's quality and upkeep. Whether you're seeking a full-time residence, second home, or investment opportunity, this is Gulf-front living at its best–refined, private, and truly hard to find in today's market.

More Information

Pool Features

Heated – Gas: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Roof – Flat: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Dumpster: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Legal: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Dedicated Beach: Yes
Waterfront: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Whirlpool: Yes
MBed Balcony: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Association Amenities

Beach: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Accessibility Features

Accessible Common Area: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Electric: Yes
Heat Pump: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Common Area Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric; Heat Pump Heating: Electric; Heat Pump Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Beach; TV Cable; Dumpster; Internet-WiFi; Legal; Ground Keeping; Repairs/Maintenance; Pest Control; Pool; Sewer; Trash Disposal; Water Furnished: Furnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Dedicated Beach; Waterfront Lot Access: County Road; Paved Road Pool Features: Heated – Gas; Inground Security Features: Gated Community; Smoke Detector(s) Association Amenities: Beach; Pool; Waterfront Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	24 x 18	24.00	18.00
Master Bedroom	First	15 x 14	15.00	14.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	First	12 x 10	12.00	10.00
Kitchen	First	15 x 15	15.00	15.00

Listing Office: LPT Realty LLC

Last Updated: April – 20 – 2026

Information deemed reliable but not guaranteed.