8601 Surf Drive 12W, Panama City Beach, FL 32408 (MLS# 794631)

8601 Surf Drive 12W, Panama City Beach, FL 32408

New Listing

$849,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,783 Status: Active

Current Price: $849,000 List Date: 8/27/2026 Last Modified: 8/27/2026

Overview

Description

RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent. Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living. Inside, you'll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal e … (Read more) RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent. Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living. Inside, you’ll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal enjoyment rather than a typical rental setup. The custom ceiling treatments add character and sophistication, while the spacious living area provides the perfect setting for relaxing, entertaining, and taking in the Gulf-front lifestyle. The furnishings and appointments continue that elevated feel, including a massive leather sectional, electric fireplace, and an impressive dining table with seating for eight. Even better, the dining table transforms into a full poker table, creating a unique entertainment space for family and friends. Step outside and experience the true centerpiece of coastal living–the Gulf. Enjoy your morning coffee with the sound of the waves, relax in the afternoon breeze, or gather with guests as the sun sets over the emerald waters. The Gulf-front setting provides the backdrop that buyers dream about when searching for a Panama City Beach residence. Because this condo has never been placed in a rental program, it offers a rare opportunity for a buyer who values condition, privacy, and personal-use ownership. You won’t be purchasing a heavily used vacation rental–you’ll be stepping into a residence that has been cared for and enjoyed by its owner. Grande Surf Club is a destination within a destination, offering private beach access, a resort-style community pool, and a peaceful atmosphere without the crowds and density found at many larger beachfront developments. If you’re searching for a truly special Gulf-front condo in Panama City Beach–one with exceptional finishes, custom character, low-density privacy, and a history of personal ownership–Grande Surf Club 12W deserves your attention. Opportunities to purchase a residence of this caliber in a building with only two units per floor are limited. Schedule your private showing and see what makes Unit 12W one of the standout residences at Grande Surf Club.

Listing Details MLS# 794631

Contract Info

List Price/SqFt: 476.16

Location

Area: 03 – Bay County – Beach
Street #: 8601
Street Name: Surf
Street Suffix: Drive
Unit #: 12W
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Grande Surf Club Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30473-170-024
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling on Joan Ave, cross over Thomas Dr and Joan Ave turns in to Surf dr. The Condo is the second high rise on the right.
Legal Description: GRANDE SURF CLUB CONDO UNIT 12 WEST ORB 1975 P 386 ORB 4289 P 1788 3BR 2B 1783 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1783
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: 15
Accessory Dwelling Unit: No
Year Built: 2000
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 4260
HOA Frequency: Quarterly
HOA Annual Amount: 17040
New Buyer Fee: No
Last Taxes: 9567.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent. Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living. Inside, you'll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal enjoyment rather than a typical rental setup. The custom ceiling treatments add character and sophistication, while the spacious living area provides the perfect setting for relaxing, entertaining, and taking in the Gulf-front lifestyle. The furnishings and appointments continue that elevated feel, including a massive leather sectional, electric fireplace, and an impressive dining table with seating for eight. Even better, the dining table transforms into a full poker table, creating a unique entertainment space for family and friends. Step outside and experience the true centerpiece of coastal living–the Gulf. Enjoy your morning coffee with the sound of the waves, relax in the afternoon breeze, or gather with guests as the sun sets over the emerald waters. The Gulf-front setting provides the backdrop that buyers dream about when searching for a Panama City Beach residence. Because this condo has never been placed in a rental program, it offers a rare opportunity for a buyer who values condition, privacy, and personal-use ownership. You won't be purchasing a heavily used vacation rental–you'll be stepping into a residence that has been cared for and enjoyed by its owner. Grande Surf Club is a destination within a destination, offering private beach access, a resort-style community pool, and a peaceful atmosphere without the crowds and density found at many larger beachfront developments. If you're searching for a truly special Gulf-front condo in Panama City Beach–one with exceptional finishes, custom character, low-density privacy, and a history of personal ownership–Grande Surf Club 12W deserves your attention. Opportunities to purchase a residence of this caliber in a building with only two units per floor are limited. Schedule your private showing and see what makes Unit 12W one of the standout residences at Grande Surf Club.

Family Room

First: Yes

More Information

Association Fees Include

Beach: Yes
Dumpster: Yes
Internet-WiFi: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Furnished

Furnished: Yes

Rooms

Bedroom: Yes
Family Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Property Features

Primary Bedroom: First Bedroom: First Association Fees Include: Beach; Dumpster; Internet-WiFi; Pool; Sewer; Trash Disposal; Water Furnished: Furnished Family Room: First Rooms: Bedroom; Family Room; Primary Bedroom Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	24 x 14	24.00	14.00
Primary Bedroom	First	17 x 14	17.00	14.00
Bedroom	First	15 x 13	15.00	13.00

Listing Office: Hilltop Legacy Realty

Last Updated: August – 27 – 2026

Information deemed reliable but not guaranteed.