8601 Surf Drive 12W, Panama City Beach, FL 32408 (MLS# 796624)

8601 Surf Drive 12W, Panama City Beach, FL 32408

New Listing

$825,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,783 Status: Active

Current Price: $825,000 List Date: 10/16/2026 Last Modified: 10/16/2026

Overview

Description

BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W–a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover–just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf–the perfect place for morning coffee, sunset dinners, or sim … (Read more)

Listing Details MLS# 796624

Contract Info

List Price/SqFt: 462.7

Location

Area: 03 – Bay County – Beach
Street #: 8601
Street Name: Surf
Street Suffix: Drive
Unit #: 12W
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Grande Surf Club Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30473-170-024
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling on Joan Ave cross over Thomas Dr and Joan turns into Surf Dr Second High Rise
Legal Description: GRANDE SURF CLUB CONDO UNIT 12 WEST ORB 1975 P 386 ORB 4289 P 1788 3BR 2B 1783 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1783
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: 15
Accessory Dwelling Unit: No
Year Built: 2000
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 4260
HOA Frequency: Quarterly
HOA Annual Amount: 17040
New Buyer Fee: No
Last Taxes: 9567.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W–a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover–just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf–the perfect place for morning coffee, sunset dinners, or simply listening to the waves. What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting. Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach. Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views. 12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.

Family Room

First: Yes

More Information

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Columns: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Beach: Yes
Dumpster: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Lot Access

City Street: Yes

Parking Features

Additional Parking: Yes
Electric Gate: Yes

Present Zoning

Resort: Yes

Association Amenities

Boardwalk: Yes
Pool: Yes

Rooms

Bedroom: Yes
Family Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Fireplace – Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Security Features

Fire Alarm: Yes
Gated Community: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Ice Maker; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Fireplace – Electric Exterior: Balcony; Columns Association Fees Include: Beach; Dumpster; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Master Association; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Floor – Carpet Lot Access: City Street Family Room: First Pool Features: Fenced; Gunite Concrete; Inground Security Features: Fire Alarm; Gated Community; Secured Garage/Parking; Security Gate; Smoke Detector(s) Parking Features: Additional Parking; Electric Gate Association Amenities: Boardwalk; Pool Rooms: Bedroom; Family Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	24 x 14	24.00	14.00
Primary Bedroom	First	17 x 14	17.00	14.00
Bedroom	First	15 x 13	15.00	13.00

Listing Office: Hilltop Legacy Realty

Last Updated: October – 16 – 2026

Information deemed reliable but not guaranteed.