8618 Surf Drive 111, Panama City Beach, FL 32408 (MLS# 792759)

8618 Surf Drive 111, Panama City Beach, FL 32408

New Listing

$269,000

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 700 Status: Active

Current Price: $269,000 List Date: 7/17/2026 Last Modified: 7/17/2026

Overview

Description

THE ABSOLUTE nicest unit at Ocean Terrace! This 2 bedroom, 1 bathroom unit is ready and turnkey! Fully furnished! Refreshed recently! Beautiful LVP flooring and white shaker style cabinets. Newer bathroom remodel with tiled stand up shower. This unit is on a rental program and is ready for its newest owner. All measurements are approx. and should be verified.

Listing Details MLS# 792759

Contract Info

List Price/SqFt: 384.29

Location

Area: 03 – Bay County – Beach
Street #: 8618
Street Name: Surf
Street Suffix: Drive
Unit #: 111
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Ocean Terr. Condo.
Community/Resort: None
Waterfront: No
Parcel ID: 30464-220-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right.
Legal Description: OCEAN TERRACE CONDO APT 111 ( 2 BR ) ORB 877 P 680 2BR 1B ORB 4545 P 1230

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 700
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1982
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0*0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1096.24
HOA Frequency: Quarterly
HOA Annual Amount: 4384.96
New Buyer Fee: No
Last Taxes: 2862.53
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: THE ABSOLUTE nicest unit at Ocean Terrace! This 2 bedroom, 1 bathroom unit is ready and turnkey! Fully furnished! Refreshed recently! Beautiful LVP flooring and white shaker style cabinets. Newer bathroom remodel with tiled stand up shower. This unit is on a rental program and is ready for its newest owner. All measurements are approx. and should be verified.

Pool Features

Gunite Concrete: Yes
Inground: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Exterior

Patio Open: Yes

Association Fees Include

Dumpster: Yes
Ground Keeping: Yes
Management: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Telephone: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Seller Financing: Yes
VA: Yes

Furnished

Furnished: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Lot: Yes

Association Amenities

Beach: Yes
Picnic Area: Yes
Pool: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Open Association Fees Include: TV Cable; Dumpster; Ground Keeping; Management; Pest Control; Picnic Area; Pool; Telephone; Trash Disposal; Water Financing: Cash; Seller Financing; VA Furnished: Furnished Lot Features: Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Gunite Concrete; Inground Security Features: Smoke Detector(s) Parking Features: Parking Lot Association Amenities: Beach; Picnic Area; Pool Rooms: Bedroom; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	10 x 10	10.00	10.00

Listing Office: Coastal Heritage Real Estate LLC

Last Updated: July – 17 – 2026

Information deemed reliable but not guaranteed.