8618 Surf Drive 117, Panama City, FL 32408
$198,000
Property Type:
Residential
Baths:
1
Square Footage:
448
Status:
Active
Current Price:
$198,000
List Date:
4/29/2026
Last Modified:
7/27/2026
Overview
Description
Listing Details MLS# 789118
Contract Info
- List Price/SqFt
- 441.96
Location
- Area
- 03 – Bay County – Beach
- Street #
- 8618
- Street Name
- Surf
- Street Suffix
- Drive
- Unit #
- 117
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- Ocean Terr. Condo.
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 30464-326-000
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right.
- Legal Description
- OCEAN TERRACE PHASE II CONDO UNIT 117 (EFFICENCY) ORB 3289 P 2120 1B EFF 448 H&C
General Property Info
- Sub-Type
- Condominium
- Floor Number
- 2
- Design
- Low-Rise (1-3 floors)
- Apx SqFt(Htd/Cooled)
- 448
- SqFt Source
- Prop App Site
- Full Baths
- Yes
- Total Baths
- Yes
- # of Stories in Building
- 2
- # of Units in Bldg
- Yes
- Year Built
- 1985
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 0x0
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 1100
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 4400
- New Buyer Fee
- No
- Last Taxes
- 1709
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
Pool Features
- Fenced
- Yes
- Inground
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Floor – Tile
- Yes
Construction/Siding
- Concrete
- Yes
- Siding – Stucco
- Yes
Exterior
- Patio Covered
- Yes
Waterfront Feature
- Shore – Beach
- Yes
Association Fees Include
- Ground Keeping
- Yes
- Marina
- Yes
- Pool
- Yes
- Sewer
- Yes
- Water
- Yes
Furnished
- Furnished
- Yes
Lot Features
- Within 1/2 Mile to Water
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Parking Lot
- Yes
Association Amenities
- Pool
- Yes
- Waterfront
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Garbage
- Yes
- Internet – Broadband Available
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Gulf
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Property Features
Appliances:
Dishwasher; Microwave; Range – Electric; Water Heater – Electric
Exterior:
Patio Covered
Association Fees Include:
Ground Keeping; Marina; Pool; Sewer; Water
Furnished:
Furnished
Lot Features:
Within 1/2 Mile to Water
Lot Access:
Paved Road
Pool Features:
Fenced; Inground
Parking Features:
Parking Lot
Association Amenities:
Pool; Waterfront
Utilities:
TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected
Waterfront Feature:
Shore – Beach
Waterview:
Gulf
Listing Office:
Counts Real Estate Group Inc
Last Updated: July – 27 – 2026
Information deemed reliable but not guaranteed.