8645 Sand Dollar Drive, Panama City Beach, FL 32413 (MLS# 793975)

8645 Sand Dollar Drive, Panama City Beach, FL 32413

New Listing

$405,000

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,315 Lot Size (sq. ft.): 3,920 Status: Sold

Current Price: $405,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound — if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should — because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and … (Read more) CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound — if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can’t even see another home. While preparing this description from that very porch, I didn’t see another person the entire time. Just trees, peace and quiet, and privacy that’s difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should — because that’s where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers — there’s always another surprise waiting. The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you’ll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There’s a hidden surprise waiting for you. The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed. The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home. Then there is the garage — because apparently they weren’t finished upgrading yet. You’ll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart. And then there is *Phase 6BC.* This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you’re ready for the bigger party, Latitude Town Square and the community’s multimillion-dollar amenity complex are just a short golf cart ride away. Here’s something people who don’t live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It’s one of those little conveniences that becomes a pretty big deal once you live here — grab the golf cart and go. And where exactly are you going? Maybe it’s Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn’t difficult. Leaving yourself a free afternoon might be. The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing — Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward. And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach. But here’s the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere. Privacy when you want it. Margaritaville when you don’t. That’s a pretty good way to live. Bring the flip-flops. Bring the golf cart. And definitely check the pantry. Welcome home to your Camellia Cottage in Phase 6BC.

Listing Details MLS# 793975

Contract Info

List Price/SqFt: 308.67

Location

Area: 04 – Bay County – North
Street #: 8645
Street Name: Sand Dollar
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-650-154
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 79 turn West on W. Bay Parkway. Turn left on beachcomber Boulevard. Turn left on parrot place turn right on Sand Dollar Drive. Home is on left.
Legal Description: Lot 6277, Latitude at Watersound Area 1 Phase 6B & 6C, according to the map or plat thereof, as recorded in Plat Book 30, Page(s) 80 to 88, of the Public Records of Bay County, Florida

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1315
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2025
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 42.0 ft x 100.0 ft
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-08-13
Sold Date: 2026-08-13
Sold Price/SqFt: 307.98
Sold Price/Acre: 4500000

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 2600
New Buyer Fee Paid: $
Last Taxes: 572.96
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound — if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should — because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers — there's always another surprise waiting. The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you. The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed. The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home. Then there is the garage — because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart. And then there is *Phase 6BC.* This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away. Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here — grab the golf cart and go. And where exactly are you going? Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be. The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing — Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward. And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach. But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere. Privacy when you want it. Margaritaville when you don't. That's a pretty good way to live. Bring the flip-flops. Bring the golf cart. And definitely check the pantry. Welcome home to your Camellia Cottage in Phase 6BC.

More Information

Association Fees Include

BBQ Pit/Grill: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Picnic Area: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Irrigation: Yes

Furnished

Unfurnished: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Property Features

Primary Bedroom: First Bedroom: First Association Fees Include: BBQ Pit/Grill; Exercise Room; Gated Community; Irrigation; Ground Keeping; Picnic Area; Pool; Recreational Faclty; Tennis Furnished: Unfurnished Rooms: Bedroom; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	12.83 x 12.17	12.83	12.17
Bedroom	First	12.75 x 11.17	12.75	11.17

Listing Office: Watersound Real Estate

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.