8658 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 789602)

8658 Coral Reef Way, Panama City Beach, FL 32413

$455,900

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,383 Lot Size (sq. ft.): 3,746 Status: Under Contract – Taking Backups

Current Price: $455,900 List Date: 5/08/2026 Last Modified: 6/23/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Step inside and feel the elevated design with a beautiful glass front door, 8-foot interior doors, and gorgeous RevWood laminate flooring flowing throughout the main living areas. The heart of the home features quartz countertops, a designer backsplash, and a show-stopping island wrapped in shiplap–perfect for entertaining or enjoying your morning coffee with a beachy breeze mindset. The dining area continues the coastal vibe with a stylish shiplap accent wall, while recessed lighting and ceiling fans throughout the home create a bright, comfortable ambiance in every room. Need a flex space? The spacious den is a true standout with a custom focal wall mural that adds personality and flair. Relax and unwind in the screened-in lanai (just added in January 2026)–your private retreat for soaking in those Margaritaville moments. The primary suite offers a spa-like experience with a seamless glass shower and floor-to-ceil … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Step inside and feel the elevated design with a beautiful glass front door, 8-foot interior doors, and gorgeous RevWood laminate flooring flowing throughout the main living areas. The heart of the home features quartz countertops, a designer backsplash, and a show-stopping island wrapped in shiplap–perfect for entertaining or enjoying your morning coffee with a beachy breeze mindset. The dining area continues the coastal vibe with a stylish shiplap accent wall, while recessed lighting and ceiling fans throughout the home create a bright, comfortable ambiance in every room. Need a flex space? The spacious den is a true standout with a custom focal wall mural that adds personality and flair. Relax and unwind in the screened-in lanai (just added in January 2026)–your private retreat for soaking in those Margaritaville moments. The primary suite offers a spa-like experience with a seamless glass shower and floor-to-ceiling tile, while the secondary bathroom also features a beautifully tiled shower for guests. Additional upgrades include 2” faux wood blinds throughout, designer paint finishes (completed November 2025), tile flooring in bathrooms and laundry, and an epoxy-coated garage floor for a polished touch. Located just a short golf cart ride to world-class amenities, this home isn’t just a place to live–it’s a lifestyle. Residents of this vibrant 55+ active adult community enjoy incredible amenities including resort-style pools, a fitness center, pickleball and tennis courts, dining, shopping, live entertainment, and countless clubs and activities. A new medical complex is currently being developed nearby in partnership with Florida State University and Tallahassee Memorial HealthCare, with medical and urgent care offices already open and a full hospital slated for completion in 2027, bringing world-class healthcare to the area. A Publix grocery store has broken ground in the front of the neighborhood and residents look forward to getting all their groceries, drinks and prescriptions quickly via their golf cart. True Florida living! The HOA fee includes lawn care, full access to amenities and activities, the woodworking shop, and pottery studio and more, allowing you to spend less time maintaining and more time enjoying the laid-back lifestyle. 🍹 Come live where every day feels like a vacation. Schedule your private showing today! TV, speakers and sound bar convey with home. Refrigerator, washer/dryer convey with home. Curtains have been removed by seller, hardware remains. Home is now vacant.

Listing Details MLS# 789602

Contract Info

List Price/SqFt: 329.65

Location

Area: 04 – Bay County – North
Street #: 8658
Street Name: Coral Reef
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-350-484
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 79 North, left on Latitude Blvd. Right on to Margaritaville Blvd., Left onto Coral Reef Way. Cottage is on the right in the 4th set of cottages.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4242 ORB 4686 P 1642

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1383
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Year Built: 2023
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: Yes
Lot Dimensions: 35' x 100'
Acreage: 0.09
Lot Size (SqFt): 3746
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-22

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 3803
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Step inside and feel the elevated design with a beautiful glass front door, 8-foot interior doors, and gorgeous RevWood laminate flooring flowing throughout the main living areas. The heart of the home features quartz countertops, a designer backsplash, and a show-stopping island wrapped in shiplap–perfect for entertaining or enjoying your morning coffee with a beachy breeze mindset. The dining area continues the coastal vibe with a stylish shiplap accent wall, while recessed lighting and ceiling fans throughout the home create a bright, comfortable ambiance in every room. Need a flex space? The spacious den is a true standout with a custom focal wall mural that adds personality and flair. Relax and unwind in the screened-in lanai (just added in January 2026)–your private retreat for soaking in those Margaritaville moments. The primary suite offers a spa-like experience with a seamless glass shower and floor-to-ceiling tile, while the secondary bathroom also features a beautifully tiled shower for guests. Additional upgrades include 2'' faux wood blinds throughout, designer paint finishes (completed November 2025), tile flooring in bathrooms and laundry, and an epoxy-coated garage floor for a polished touch. Located just a short golf cart ride to world-class amenities, this home isn't just a place to live–it's a lifestyle. Residents of this vibrant 55+ active adult community enjoy incredible amenities including resort-style pools, a fitness center, pickleball and tennis courts, dining, shopping, live entertainment, and countless clubs and activities. A new medical complex is currently being developed nearby in partnership with Florida State University and Tallahassee Memorial HealthCare, with medical and urgent care offices already open and a full hospital slated for completion in 2027, bringing world-class healthcare to the area. A Publix grocery store has broken ground in the front of the neighborhood and residents look forward to getting all their groceries, drinks and prescriptions quickly via their golf cart. True Florida living! The HOA fee includes lawn care, full access to amenities and activities, the woodworking shop, and pottery studio and more, allowing you to spend less time maintaining and more time enjoying the laid-back lifestyle. 🍹 Come live where every day feels like a vacation. Schedule your private showing today! TV, speakers and sound bar convey with home. Refrigerator, washer/dryer convey with home. Curtains have been removed by seller, hardware remains. Home is now vacant.

More Information

Den

First: Yes

Dining Room

First: Yes

Screened Porch

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Furnished

Unfurnished: Yes

Interior

Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Covenants & Rescrictions: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Survey Available: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Assigned: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Shared Driveway: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Business Center: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Living Room: Yes
Primary Bathroom: Yes
Screened Porch: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Security Features

Carbon Monoxide Detector: Yes
Firewall(s): Yes
Gated Community: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Range – Electric; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Porch Screened; Sprinkler System Association Fees Include: Accounting; Business Center; Community Room; Dock; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Master Association; Conference Center; Pavilion/Gazebo; Pool; Whirlpool; Tennis; Theater Furnished: Unfurnished Interior: Smart Thermostat Living Room: First Lot Features: Corner Lot; Covenants & Rescrictions; Interior Lot; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available Lot Access: Gated Access; Paved Road Primary Bathroom: First Den: First Dining Room: First Security Features: Carbon Monoxide Detector; Firewall(s); Gated Community; Security Gate; Smoke Detector(s) Screened Porch: First Parking Features: Assigned; Garage Attached; Garage Door Opener; Shared Driveway Association Amenities: Basketball Court; Business Center; Dining; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s); Waterfront Rooms: Bedroom; Den; Dining Room; Living Room; Primary Bathroom; Screened Porch Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bathroom	First	13.3 x 12.3	13.30	12.30
Bedroom	First	12.6 x 10.11	12.60	10.11
Living Room	First	17.1 x 15	17.10	15.00
Dining Room	First	12.6 x 11.9	12.60	11.90
Den	First	11.9 x 8.2	11.90	8.20
Screened Porch	First	17 x 9.4	17.00	9.40

Listing Office: Coldwell Banker Realty

Last Updated: June – 23 – 2026

Information deemed reliable but not guaranteed.