8660 Tropics Avenue, Panama City Beach, FL 32413 (MLS# 794721)

8660 Tropics Avenue, Panama City Beach, FL 32413

New Listing

$449,000

Virtual Tour

https://media.panhandleproductions.net/sites/rvwmaldv/unbranded

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,481 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $449,000 List Date: 8/28/2026 Last Modified: 8/28/2026

Overview

Description

Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community's most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready. Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey … (Read more) Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community’s most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready. Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey with the home. The spacious primary suite provides a relaxing private retreat, complete with a custom closet system for exceptional organization. The luxurious ensuite bath features white cabinetry with stacked drawers, quartz countertops, and an impressive walk-in shower finished with floor-to-ceiling tile. Additional upgrades and features include extensive additional landscaping, a screened porch with polyaspartic floor coating, glass front door with shade, custom window shades, polyaspartic-coated garage floor, and designer lighting and ceiling fans. Every detail has been thoughtfully selected to provide comfort, style, and effortless Florida living. Whether you’re looking for a full-time residence, vacation getaway, or investment property, this exceptional cottage offers the perfect opportunity to enjoy everything Latitude Margaritaville Watersound has to offer. Life here is all about fun, friendship, and the freedom to enjoy every day like a vacation. This vibrant 55+ active adult resort-style community offers an unparalleled coastal lifestyle centered around its lively Town Square, where live entertainment fills the air daily and especially on Friday and Saturday evenings. Residents enjoy an impressive array of amenities, including resort-style pools, a state-of-the-art fitness center, group exercise classes, yoga, spin, water aerobics, a lap pool and spa, along with miles of walking, biking, and golf cart trails. Sports enthusiasts can enjoy pickleball, tennis, and bocce, while adventure seekers can launch a kayak and explore the waterways. The community also offers an incredible variety of social and creative spaces, including the Last Mango Theater, ceramics and woodworking studios, pet grooming facilities, and a dedicated dog park. Convenient trails and an underpass provide safe, easy access throughout the neighborhood and to the community’s many amenities. The low-maintenance lifestyle means more time for what matters most, with lawn care and exterior painting/roof replacement on a maintenance schedule included in the HOA dues. The home also benefits from a 2/10 structural warranty from the original buyer’s closing date. A future on-site shopping complex, currently under construction, is planned to include a Publix grocery store along with additional dining and shopping options, and a public marina is planned for the property. A new hospital is also currently under construction approximately five miles away. With easy access to the sugar-white beaches of the Emerald Coast, Panama City Beach, and the scenic communities of 30A, boating, beach days, dining, and exploring are all within easy reach. Imagine starting your morning with a peaceful cup of coffee on the screened porch, spending the afternoon by the resort-style pool, enjoying a sunset golf cart ride, and ending the evening with live music and cocktails with friends and neighbors. At Latitude Margaritaville Watersound, every day really can feel like a v

Listing Details MLS# 794721

Contract Info

List Price/SqFt: 303.17

Location

Area: 04 – Bay County – North
Street #: 8660
Street Name: Tropics
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-350-588
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to North on SR 79, left on Latitude Blvd to right on Margaritaville Blvd, left on Coral Reef Way. Right on Weekend Drive to left on Tropics Ave – home on right.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4294 ORB 4793 P 1165

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1481
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 35.0 ft x 100.0 ft
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 2600
New Buyer Fee Paid: $
Last Taxes: 5464.42
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community's most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready. Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey with the home. The spacious primary suite provides a relaxing private retreat, complete with a custom closet system for exceptional organization. The luxurious ensuite bath features white cabinetry with stacked drawers, quartz countertops, and an impressive walk-in shower finished with floor-to-ceiling tile. Additional upgrades and features include extensive additional landscaping, a screened porch with polyaspartic floor coating, glass front door with shade, custom window shades, polyaspartic-coated garage floor, and designer lighting and ceiling fans. Every detail has been thoughtfully selected to provide comfort, style, and effortless Florida living. Whether you're looking for a full-time residence, vacation getaway, or investment property, this exceptional cottage offers the perfect opportunity to enjoy everything Latitude Margaritaville Watersound has to offer. Life here is all about fun, friendship, and the freedom to enjoy every day like a vacation. This vibrant 55+ active adult resort-style community offers an unparalleled coastal lifestyle centered around its lively Town Square, where live entertainment fills the air daily and especially on Friday and Saturday evenings. Residents enjoy an impressive array of amenities, including resort-style pools, a state-of-the-art fitness center, group exercise classes, yoga, spin, water aerobics, a lap pool and spa, along with miles of walking, biking, and golf cart trails. Sports enthusiasts can enjoy pickleball, tennis, and bocce, while adventure seekers can launch a kayak and explore the waterways. The community also offers an incredible variety of social and creative spaces, including the Last Mango Theater, ceramics and woodworking studios, pet grooming facilities, and a dedicated dog park. Convenient trails and an underpass provide safe, easy access throughout the neighborhood and to the community's many amenities. The low-maintenance lifestyle means more time for what matters most, with lawn care and exterior painting/roof replacement on a maintenance schedule included in the HOA dues. The home also benefits from a 2/10 structural warranty from the original buyer's closing date. A future on-site shopping complex, currently under construction, is planned to include a Publix grocery store along with additional dining and shopping options, and a public marina is planned for the property. A new hospital is also currently under construction approximately five miles away. With easy access to the sugar-white beaches of the Emerald Coast, Panama City Beach, and the scenic communities of 30A, boating, beach days, dining, and exploring are all within easy reach. Imagine starting your morning with a peaceful cup of coffee on the screened porch, spending the afternoon by the resort-style pool, enjoying a sunset golf cart ride, and ending the evening with live music and cocktails with friends and neighbors. At Latitude Margaritaville Watersound, every day really can feel like a v

Den

First: Yes

More Information

Dining Room

First: Yes

Screened Porch

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Cathedral: Yes
Ceiling – Vaulted: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Steel/Frame: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Other – See Remarks: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Survey Available: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes
Shared Driveway: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Dining: Yes
Dog Park: Yes
Pickle Ball: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Living Room: Yes
Primary Bedroom: Yes
Screened Porch: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Double Pane Windows; Porch Screened; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pool; Tennis; Theater; Other – See Remarks Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available Lot Access: Gated Access; Paved Road Den: First Dining Room: First Security Features: Carbon Monoxide Detector; Gated Community; Security Gate; Smoke Detector(s) Screened Porch: First Parking Features: Garage Attached; Shared Driveway Association Amenities: Basketball Court; BBQ Pit/Grill; Business Center; Community Room; Dining; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Sidewalks; Tennis; Theater; Trail(s) Rooms: Bedroom; Den; Dining Room; Living Room; Primary Bedroom; Screened Porch Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14.2 x 13.1	14.20	13.10
Dining Room	First	12.2 x 10.4	12.20	10.40
Primary Bedroom	First	13.5 x 12.4	13.50	12.40
Bedroom	First	12.2 x 11.1	12.20	11.10
Den	First	10.4 x 10.3	10.40	10.30
Screened Porch	First	18 x 9	18.00	9.00

Listing Office: Coldwell Banker Realty

Last Updated: August – 28 – 2026

Information deemed reliable but not guaranteed.