8674 Tropics Avenue, Panama City Beach, FL 32413 (MLS# 784128)

8674 Tropics Avenue, Panama City Beach, FL 32413

$387,000

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,315 Status: Active

Current Price: $387,000 List Date: 1/24/2026 Last Modified: 6/03/2026

Overview

Description

Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage, located in sought-after close-in Phase 4, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, and designer recessed and statement lighting in the kitchen. The gourmet kitchen is a standout with extended quartz island, upgraded burlap-colored cabinetry, and sleek quartz countertops—ideal for entertaining or everyday living. The bedrooms are finished with plush carpeting, while baths feature tile flooring for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. Plantation shutters throughout. The spacious laundry room includes washer and dryer … (Read more) Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage, located in sought-after close-in Phase 4, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community’s world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, and designer recessed and statement lighting in the kitchen. The gourmet kitchen is a standout with extended quartz island, upgraded burlap-colored cabinetry, and sleek quartz countertops—ideal for entertaining or everyday living. The bedrooms are finished with plush carpeting, while baths feature tile flooring for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. Plantation shutters throughout. The spacious laundry room includes washer and dryer, plus cabinets to the ceiling for added storage. The garage is equally impressive with epoxy floors, utility sink, and built-in cabinetry, making it perfect for a workshop or additional storage. Additional highlights include: Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you’ll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar—all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Come experience why so many choose to live the Latitude lifestyle—this Camellia Cottage is truly move-in ready and a must-see!

Listing Details MLS# 784128

Contract Info

List Price/SqFt: 294.3

Location

Area: 04 – Bay County – North
Street #: 8674
Street Name: Tropics
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-350-574
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to North on Hwy 79, left on West Bay Parkway, to left at second gated entrance on Coral Reef Way, left on Cheeseburger, left on Tropics, home on left.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4287 ORB 4730 P 2232

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1315
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2023
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: Yes
Lot Dimensions: 42×100
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 3132
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage, located in sought-after close-in Phase 4, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, and designer recessed and statement lighting in the kitchen. The gourmet kitchen is a standout with extended quartz island, upgraded burlap-colored cabinetry, and sleek quartz countertops—ideal for entertaining or everyday living. The bedrooms are finished with plush carpeting, while baths feature tile flooring for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. Plantation shutters throughout. The spacious laundry room includes washer and dryer, plus cabinets to the ceiling for added storage. The garage is equally impressive with epoxy floors, utility sink, and built-in cabinetry, making it perfect for a workshop or additional storage. Additional highlights include: Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar—all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Come experience why so many choose to live the Latitude lifestyle—this Camellia Cottage is truly move-in ready and a must-see!

Dining Room

First: Yes

More Information

Family Room

First: Yes

Garage

First: Yes

Screened Porch

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Plantation Shutters: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Porch Screened: Yes
Storm Windows: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Lot Features

Curb & Gutter: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Trail(s): Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Garage: Yes
Master Bedroom: Yes
Screened Porch: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Zoned: Yes

Heating

Central: Yes
Electric: Yes
Forced Air: Yes
Zoned: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Key Card Entry: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Ice Maker; Microwave; Plumbed For Ice Maker; Range – Electric; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Zoned Heating: Central; Electric; Forced Air; Zoned Exterior: Porch Screened; Storm Windows Association Fees Include: Accounting; Business Center; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pool; Recreational Faclty; Whirlpool; Tennis; Theater Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Lot Features: Curb & Gutter; Landscaped; Sidewalk; Subdivision – Recorded Lot Access: Gated Access; Paved Road Dining Room: First Family Room: First Garage: First Security Features: Carbon Monoxide Detector; Gated Community; Key Card Entry; Smoke Detector(s) Screened Porch: First Parking Features: Garage Attached Association Amenities: Basketball Court; Business Center; Community Room; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Recreation Facilities; Security-24 hour; Whirlpool; Tennis; Theater; Trail(s); Waterfront; Other – See Remarks Rooms: Bedroom; Dining Room; Family Room; Garage; Master Bedroom; Screened Porch Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	16.2 x 14.1	16.20	14.10
Master Bedroom	First	12.1 x 12.2	12.10	12.20
Bedroom	First	12.9 x 11.2	12.90	11.20
Dining Room	First	12.6 x 11	12.60	11.00
Screened Porch	First	16 x 9.4	16.00	9.40
Garage	First	20.6 x 20	20.60	20.00

Listing Office: Coldwell Banker Realty

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.