8675 Tropics Avenue, Panama City Beach, FL 32413 (MLS# 794440)

8675 Tropics Avenue, Panama City Beach, FL 32413

New Listing

$399,000

Virtual Tour

https://my.matterport.com/show/?m=ey8xY1XQSzV&brand=0&mls=1&

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,315 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $399,000 List Date: 8/22/2026 Last Modified: 8/22/2026

Overview

Description

Quaint Camellia Cottage in Latitude Margaritaville Watersound. Located in the desirable Phase 4, this property is a short golf cart ride to the community's incredible amenities! Best of all, this beautifully appointed home is being offered FULLY FURNISHED, making it easy to start enjoying the Latitude lifestyle from day one. Step inside to a bright, open floor plan featuring a stunning kitchen with 42'' Colada-colored designer cabinetry, soft-close doors and drawers, pull-outs, built-in trash cabinet and upgraded pot drawers. Quartz countertops, tile backsplash, under-cabinet lighting and upgraded electric appliances, including a microwave with air-fryer capability, complete this stylish and functional space. The kitchen flows seamlessly into the inviting family room and spacious dining room, perfect for entertaining family and friends. The family room features a cozy fireplace and cathedral ceiling with decorative beams, creating a warm and welcoming gathering space. Beautiful R … (Read more) Quaint Camellia Cottage in Latitude Margaritaville Watersound. Located in the desirable Phase 4, this property is a short golf cart ride to the community’s incredible amenities! Best of all, this beautifully appointed home is being offered FULLY FURNISHED, making it easy to start enjoying the Latitude lifestyle from day one. Step inside to a bright, open floor plan featuring a stunning kitchen with 42” Colada-colored designer cabinetry, soft-close doors and drawers, pull-outs, built-in trash cabinet and upgraded pot drawers. Quartz countertops, tile backsplash, under-cabinet lighting and upgraded electric appliances, including a microwave with air-fryer capability, complete this stylish and functional space. The kitchen flows seamlessly into the inviting family room and spacious dining room, perfect for entertaining family and friends. The family room features a cozy fireplace and cathedral ceiling with decorative beams, creating a warm and welcoming gathering space. Beautiful RevWood by Mohawk laminate flooring flows throughout the home, complemented by designer paint, upgraded lighting, and ceiling fans. The spacious primary suite features a large walk-in closet and upgraded ensuite bath with a tiled shower extending to the ceiling, accessibility grab bar, upgraded cabinetry and quartz countertops. The generous guest bedroom is conveniently located adjacent to a full guest bath featuring tile to the ceiling, upgraded cabinetry and quartz countertops. Additional upgrades include plantation shutters, 8-foot interior doors, bronze hardware and fixtures, HURRICANE-IMPACT windows, upgraded garage door opener and a screened porch with durable epoxy floor coating, perfect for enjoying Florida’s beautiful weather. For peace of mind the home has a structural warranty for 10 years from the original build date and cottage HOA dues include exterior painting and roof replacement on a maintenance schedule. Latitude Margaritaville Watersound is a vibrant 55+ active-adult community offering resort-style amenities including the Paradise Pool, fitness center, pickleball and tennis courts, live entertainment, dining, social clubs, walking and biking trails, golf-cart-friendly streets and so much more. The growing Watersound Town Center and nearby commercial area offer convenient access to Publix, shopping, dining and everyday services, with additional development continuing nearby. And when the beach is calling, the sugar-white sands and emerald waters of the Gulf Coast are approximately 7 miles away! Whether you’re looking for a full-time residence or your Florida getaway, this fully furnished Camellia offers the perfect combination of comfort, upgrades, convenience, and the laid-back Latitude lifestyle.

Listing Details MLS# 794440

Contract Info

List Price/SqFt: 303.42

Location

Area: 04 – Bay County – North
Street #: 8675
Street Name: Tropics
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 32503-350-526
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to Hwy 79 North, left on West Bay Parkway to left at the 2nd gated entrance – Coral Reef Way, left on Cheeseburger Dr. to left on Tropics Ave. Home on the right.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4263 ORB 4696 P 1891

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1315
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: Yes
Lot Dimensions: 42.0 ft x 100.0 ft
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 2600
New Buyer Fee Paid: $
Last Taxes: 3225.71
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Quaint Camellia Cottage in Latitude Margaritaville Watersound. Located in the desirable Phase 4, this property is a short golf cart ride to the community's incredible amenities! Best of all, this beautifully appointed home is being offered FULLY FURNISHED, making it easy to start enjoying the Latitude lifestyle from day one. Step inside to a bright, open floor plan featuring a stunning kitchen with 42'' Colada-colored designer cabinetry, soft-close doors and drawers, pull-outs, built-in trash cabinet and upgraded pot drawers. Quartz countertops, tile backsplash, under-cabinet lighting and upgraded electric appliances, including a microwave with air-fryer capability, complete this stylish and functional space. The kitchen flows seamlessly into the inviting family room and spacious dining room, perfect for entertaining family and friends. The family room features a cozy fireplace and cathedral ceiling with decorative beams, creating a warm and welcoming gathering space. Beautiful RevWood by Mohawk laminate flooring flows throughout the home, complemented by designer paint, upgraded lighting, and ceiling fans. The spacious primary suite features a large walk-in closet and upgraded ensuite bath with a tiled shower extending to the ceiling, accessibility grab bar, upgraded cabinetry and quartz countertops. The generous guest bedroom is conveniently located adjacent to a full guest bath featuring tile to the ceiling, upgraded cabinetry and quartz countertops. Additional upgrades include plantation shutters, 8-foot interior doors, bronze hardware and fixtures, HURRICANE-IMPACT windows, upgraded garage door opener and a screened porch with durable epoxy floor coating, perfect for enjoying Florida's beautiful weather. For peace of mind the home has a structural warranty for 10 years from the original build date and cottage HOA dues include exterior painting and roof replacement on a maintenance schedule. Latitude Margaritaville Watersound is a vibrant 55+ active-adult community offering resort-style amenities including the Paradise Pool, fitness center, pickleball and tennis courts, live entertainment, dining, social clubs, walking and biking trails, golf-cart-friendly streets and so much more. The growing Watersound Town Center and nearby commercial area offer convenient access to Publix, shopping, dining and everyday services, with additional development continuing nearby. And when the beach is calling, the sugar-white sands and emerald waters of the Gulf Coast are approximately 7 miles away! Whether you're looking for a full-time residence or your Florida getaway, this fully furnished Camellia offers the perfect combination of comfort, upgrades, convenience, and the laid-back Latitude lifestyle.

Dining Room

First: Yes

More Information

Family Room

First: Yes

Garage

First: Yes

Screened Porch

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Plantation Shutters: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Porch Screened: Yes
Storm Windows: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Lot Features

Curb & Gutter: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Business Center: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Trail(s): Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Garage: Yes
Primary Bedroom: Yes
Screened Porch: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Zoned: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes
Forced Air: Yes
Zoned: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Key Card Entry: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Ice Maker; Microwave; Plumbed For Ice Maker; Range – Electric; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Zoned Heating: Central; Electric; Fireplace(s); Forced Air; Zoned Exterior: Porch Screened; Storm Windows Association Fees Include: Accounting; Business Center; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pool; Recreational Faclty; Whirlpool; Tennis; Theater Furnished: Furnished Interior: Smart Thermostat Lot Features: Curb & Gutter; Landscaped; Sidewalk; Subdivision – Recorded Lot Access: Gated Access; Paved Road Dining Room: First Family Room: First Garage: First Security Features: Carbon Monoxide Detector; Gated Community; Key Card Entry; Smoke Detector(s) Screened Porch: First Parking Features: Garage Attached Association Amenities: Basketball Court; Business Center; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Recreation Facilities; Security-24 hour; Whirlpool; Tennis; Theater; Trail(s); Waterfront; Other – See Remarks Rooms: Bedroom; Dining Room; Family Room; Garage; Primary Bedroom; Screened Porch Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	16.2 x 14.1	16.20	14.10
Primary Bedroom	First	12.1 x 12.2	12.10	12.20
Bedroom	First	12.9 x 11.2	12.90	11.20
Dining Room	First	12.6 x 11	12.60	11.00
Screened Porch	First	16 x 9.4	16.00	9.40
Garage	First	20.6 x 20	20.60	20.00

Listing Office: Coldwell Banker Realty

Last Updated: August – 22 – 2026

Information deemed reliable but not guaranteed.