8700 Front Beach Road 1105, Panama City Beach, FL 32407 (MLS# 791072)

8700 Front Beach Road 1105, Panama City Beach, FL 32407

$185,000

Bathroom with double vanities, glass shower and walk in closet

Front door with the den on the left and the laundry room on the right when facing the door.

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 1,071 Status: Active

Current Price: $185,000 List Date: 6/09/2026 Last Modified: 8/13/2026

Overview

Description

Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve–one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities–it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the … (Read more) Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve–one of Panama City Beach’s most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities–it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies’ luncheons, ”dive-in” movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You’re just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio–the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you’re looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day–without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today!

Listing Details MLS# 791072

Contract Info

List Price/SqFt: 172.74

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 1105
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-005
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Panama City Beach Parkway turn south on Allison Ave. Turn left into the side entrance of Island Reserve and park in the first parking garage you see. Building 1 is on the left.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 1 UNIT 1105 MAP 57C4 1BR 1B 1071 H&C ORB 3018 P 563 121 BALC ORB 4305 P 2187

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1071
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: Condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1448
HOA Frequency: Quarterly
HOA Annual Amount: 5792
New Buyer Fee: No
Last Taxes: 2464.36
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City Bea
Condo Doc: Yes

Remarks & Misc

Remarks: Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve–one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities–it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You're just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio–the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you're looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day–without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today!

Bunk Room

First: Yes

More Information

Dining Room

First: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes
Waterfall: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Ceiling – Raised: Yes
Kitchen Island: Yes
Lighting – Track: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Community Room: Yes
Conference Center: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Picnic Area: Yes
Pool: Yes
Recreational Faclty: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Parking Garage: Yes

Association Amenities

Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bunk Room: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Dishwasher; Dryer; Oven – Electric; Refrigerator; Washer Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Patio Covered Association Fees Include: TV Cable; Community Room; Exercise Room; Game Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Conference Center; Picnic Area; Pool; Recreational Faclty; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Bunk Room Kitchen: First Living Room: First Bunk Room: First Dining Room: First Pool Features: Gunite Concrete; Inground; Waterfall Security Features: Gated Community Parking Features: Parking Garage Association Amenities: Community Room; Elevators; Exercise Room; Game Room; Gated Community; Picnic Area; Pool; Sidewalks Rooms: Bunk Room; Dining Room; Kitchen; Living Room Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	15 x 12	15.00	12.00
Kitchen	First	16 x 10	16.00	10.00
Dining Room	First	16 x 9	16.00	9.00
Bunk Room	First	10 x 9	10.00	9.00	Can be a den or office

Listing Office: Seashore Realty LLC

Last Updated: August – 13 – 2026

Broker Attribution: 850-235-4444

Information deemed reliable but not guaranteed.