8700 Front Beach Road 1217, Panama City Beach, FL 32407 (MLS# 794760)

8700 Front Beach Road 1217, Panama City Beach, FL 32407

New Listing

$350,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,761 Status: Active

Current Price: $350,000 List Date: 8/29/2026 Last Modified: 8/29/2026

Overview

Description

Welcome to Unit 1217 at Island Reserve, located in one of Panama City Beach's most desirable gated residential communities. Offering 3 bedrooms, 2.5 bathrooms, and a spacious, flexible floor plan, this beautifully designed unit is ideal as a primary residence, second home, or long-term investment property. Island Reserve does not permit short-term rentals, creating a true residential atmosphere, while long-term rentals are allowed with a minimum lease term of 6 months and 1 day. Inside, you'll find an open concept living area with high ceilings, stainless steel appliances, and plenty of space for both everyday living and entertaining. The primary suite features a generous walk-in closet, soaking tub, and separate walk-in shower. One of the highlights of the unit is the large wraparound corner balcony overlooking the resort-style pool, providing an incredible outdoor extension of the living space. Island Reserve is known for its exceptional amenities, including a lagoon-style pool with … (Read more)

Listing Details MLS# 794760

Contract Info

List Price/SqFt: 198.75

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 1217
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-029
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From the Hathaway Bridge on US-98 W, Take FL-30 W/Front Beach Rd to Allison Ave, turn right, the destination is on the right
Legal Description: ISLAND RESERVE 31 3S 15W TYPE D-U BLDG 1 UNIT 1217 MAP 57C4 3BR 2.5B 1761 H&C ORB 3018 P 563 275 BALC ORB 4535 P 2101

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1761
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0 x 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2457
HOA Frequency: Quarterly
HOA Annual Amount: 9828
New Buyer Fee: No
Last Taxes: 2106.95
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Unit 1217 at Island Reserve, located in one of Panama City Beach's most desirable gated residential communities. Offering 3 bedrooms, 2.5 bathrooms, and a spacious, flexible floor plan, this beautifully designed unit is ideal as a primary residence, second home, or long-term investment property. Island Reserve does not permit short-term rentals, creating a true residential atmosphere, while long-term rentals are allowed with a minimum lease term of 6 months and 1 day. Inside, you'll find an open concept living area with high ceilings, stainless steel appliances, and plenty of space for both everyday living and entertaining. The primary suite features a generous walk-in closet, soaking tub, and separate walk-in shower. One of the highlights of the unit is the large wraparound corner balcony overlooking the resort-style pool, providing an incredible outdoor extension of the living space. Island Reserve is known for its exceptional amenities, including a lagoon-style pool with zero-entry access, hot tub, outdoor showers, fitness center, indoor basketball and pickleball courts, theater room, game room, clubhouse, and gated parking garage. HOA dues include utilities with the exception of electricity and personal Wi-Fi upgrades, along with exterior maintenance and repairs and pest control. All of this is located just minutes from the sugar-white sandy beaches of Panama City Beach, giving you the convenience of being close to the beach while enjoying the privacy, security, and residential feel of a gated community. Unit 1217 offers the space, amenities, and location to enjoy the best of the Panama City Beach lifestyle without the constant turnover of short-term rentals. Some furnishings are negotiable. Schedule your showing today!

Pool Features

Inground: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Track: Yes

Exterior

Balcony: Yes

Association Fees Include

Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Tennis: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Lot Features

Subdivision – Recorded: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Garage: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Community Room; Dumpster; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pest Control; Pool; Security; Sewer; Whirlpool; Tennis; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Lot Features: Subdivision – Recorded Lot Access: Paved Road Pool Features: Inground; Spa/ Hot Tub Security Features: Gated Community; Security Gate; Smoke Detector(s) Parking Features: Parking Garage Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Tennis Rooms: Bedroom; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16.1 x 12.4	16.10	12.40
Bedroom	First	13.1 x 12	13.10	12.00
Bedroom	First	13.1 x 10.1	13.10	10.10

Listing Office: Legacy Premier Agency

Last Updated: August – 29 – 2026

Information deemed reliable but not guaranteed.