8700 Front Beach Road 1302, Panama City Beach, FL 32407 (MLS# 784956)

8700 Front Beach Road 1302, Panama City Beach, FL 32407

$290,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,325 Status: Active

Current Price: $290,000 List Date: 2/09/2026 Last Modified: 9/23/2026

Overview

Description

Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washe … (Read more)

Listing Details MLS# 784956

Contract Info

List Price/SqFt: 218.87

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 1302
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-032
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, head west staying on Front Beach Rd, turn right on Laurie Ave. traffic light into Island Reserve Community Security Gate, you must have gate code to enter. Go through gate, turn left before the parking garage and go to the west end parking garage third floor, building 1. You can enter from Allison Rd, go through gate, turn left and right into parking garage.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 1 UNIT 1302 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4541 P 1019 145 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 3
Accessory Dwelling Unit: No
Year Built: 2008
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1858.15
HOA Frequency: Quarterly
HOA Annual Amount: 7432.6
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3070
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own. Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.

Balcony

First: Yes

More Information

Pool Features

Fenced: Yes
Inground: Yes
Spa/ Hot Tub: Yes
Waterfall: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Patio Covered: Yes

Other Structures

Pool House: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Theater: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Comm/Own/Maint: Yes
Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes
Gated: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Security-24 hour: Yes
Theater: Yes
Whirlpool: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Accessibility Features

Therapeutic Whirlpool: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed First Floor: Yes

Security Features

Building Security: Yes
Fire Alarm: Yes
Gated Community: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Therapeutic Whirlpool Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony; Patio Covered Association Fees Include: Accounting; Business Center; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Irrigation; Ground Keeping; Management; Pest Control; Pool; Security; Theater; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Unfurnished Living Room: First Lot Access: City Street; Comm/Own/Maint; Gated Access; Paved Road; Private Road Balcony: First Pool Features: Fenced; Inground; Spa/ Hot Tub; Waterfall Security Features: Building Security; Fire Alarm; Gated Community; Secured Garage/Parking; Security Gate; Smoke Detector(s) Parking Features: Additional Parking; Garage Attached; Gated Other Structures: Pool House Association Amenities: Basketball Court; Community Room; Dog Park; Exercise Room; Game Room; Gated Community; Pickle Ball; Recreation Facilities; Security-24 hour; Sidewalks; Whirlpool; Theater Rooms: Balcony; Bedroom; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 13	13.00	13.00
Bedroom	First	13 x 11	13.00	11.00
Balcony	First	21 x 7	21.00	7.00
Living Room	First	18 x 15	18.00	15.00

Listing Office: Found Real Estate Company

Last Updated: September – 23 – 2026

Information deemed reliable but not guaranteed.