8700 Front Beach Road 3106, Panama City Beach, FL 32407 (MLS# 794306)

8700 Front Beach Road 3106, Panama City Beach, FL 32407

New Listing

$199,000

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 1,071 Status: Active

Current Price: $199,000 List Date: 8/19/2026 Last Modified: 8/19/2026

Overview

Description

Your new Home, or A Proven Income opportunity-Ground floor Units only come around once in a Blue Moon at Island Reserve. This one has the advantage of being on the first floor with two covered parking spaces. It has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the devine light. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a sa … (Read more)

Listing Details MLS# 794306

Contract Info

List Price/SqFt: 185.81

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 3106
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-085
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Turn into the entrance off Front Beach Road.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 3 UNIT 3106 ORB 3018 P 563 1BR 1B 1071 H&C ORB 4497 P 694 121 BALC

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1071
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 2009
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1690
HOA Frequency: Quarterly
HOA Annual Amount: 6760
New Buyer Fee: No
Last Taxes: 2286.71
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Your new Home, or A Proven Income opportunity-Ground floor Units only come around once in a Blue Moon at Island Reserve. This one has the advantage of being on the first floor with two covered parking spaces. It has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the devine light. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.

Pool Features

Inground: Yes

More Information

Appliances

Oven – Electric: Yes
Range Hood: Yes
Refrigerator: Yes

Interior Features

Kitchen Island: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Game Room: Yes
Gated Community: Yes
Management: Yes
Picnic Area: Yes
Pool: Yes
TV Cable: Yes
Other – See Remarks: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Living Room

First: Yes

Lot Access

City Street: Yes

Parking Features

Parking Garage: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Pool: Yes
Other – See Remarks: Yes

Rooms

Living Room: Yes

Utilities

TV Cable: Yes
Public Sewer – Connected: Yes

Sale Type

As Is: Yes

Cooling

Central Air: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Walk-In Closet: Yes

Security Features

Gated Community: Yes
Security Gate: Yes

Property Features

Appliances: Oven – Electric; Range Hood; Refrigerator Cooling: Central Air Heating: Electric Exterior: Patio Covered Association Fees Include: Accounting; TV Cable; Community Room; Game Room; Gated Community; Management; Picnic Area; Pool; Other – See Remarks Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Bonus Room Living Room: First Lot Access: City Street Pool Features: Inground Security Features: Gated Community; Security Gate Parking Features: Parking Garage Association Amenities: Basketball Court; Pool; Other – See Remarks Rooms: Living Room Sale Type: As Is Utilities: TV Cable; Public Sewer – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	0 x 0	0.00	0.00	verify if important

Listing Office: Local Motion Realty LLC

Last Updated: August – 19 – 2026

Information deemed reliable but not guaranteed.