8700 Front Beach Road 4104, Panama City Beach, FL 32407
New Listing
$299,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,761
Status:
Active
Current Price:
$299,000
List Date:
9/29/2026
Last Modified:
9/29/2026
Overview
Description
…
(Read more)
Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision.
Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor basketball and pickleball, game room, media/theater room, hot tub and covered parking garage.
The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer.
Whether you’re looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach!
VA FORECLOSURE — property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.
Listing Details MLS# 796024
Contract Info
- List Price/SqFt
- 169.79
Location
- Area
- 03 – Bay County – Beach
- Street #
- 8700
- Street Name
- Front Beach
- Street Suffix
- Road
- Unit #
- 4104
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0320 – Beach – Middle Central
- Subdivision
- [No Recorded Subdiv]
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 40001-100-107
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- Front beach and Laurie Avenue, turn into Island Reserve Community. Continue around to the left and enter the parking garage on the left hand side. Unit is on the ground floor.
- Legal Description
- ISLAND RESERVE 31 3S 15W TYPE D-D BLDG 4 UNIT 4104 MAP 57C4 3BR 2.5B 1761 H&C ORB 3018 P 563 275 BALC ORB 4114 P 455
General Property Info
- Sub-Type
- Attached Single Unit
- Design
- Contemporary
- Apx SqFt(Htd/Cooled)
- 1761
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- Accessory Dwelling Unit
- No
- Year Built
- 2009
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 0x0
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 2586.24
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 10344.96
- New Buyer Fee
- Yes
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision. Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor basketball and pickleball, game room, media/theater room, hot tub and covered parking garage. The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer. Whether you're looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach! VA FORECLOSURE — property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.
Dining Room
- First
- Yes
More Information
Other
- First
- Yes
Association Fees Include
- Accounting
- Yes
- Business Center
- Yes
- Conference Center
- Yes
- Exercise Room
- Yes
- Game Room
- Yes
- Ground Keeping
- Yes
- Legal
- Yes
- Management
- Yes
- Pool
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- TV Cable
- Yes
Furnished
- Unfurnished
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Other
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Cable – Available
- Yes
- Electricity – Availabile
- Yes
- Sewer Available
- Yes
- Public Water – Available
- Yes
Bedroom
- First
- Yes
Property Features
Bedroom:
First
Association Fees Include:
Accounting; Business Center; TV Cable; Exercise Room; Game Room; Legal; Ground Keeping; Management; Conference Center; Pool; Recreational Faclty; Security
Furnished:
Unfurnished
Kitchen:
First
Living Room:
First
Dining Room:
First
Other:
First
Rooms:
Bedroom; Dining Room; Kitchen; Living Room; Other
Showing:
ShowingTime
Utilities:
Cable – Available; Electricity – Availabile; Sewer Available; Public Water – Available
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Bedroom | First | 16 x 12 | 16.00 | 12.00 | |
| Bedroom | First | 14 x 10 | 14.00 | 10.00 | |
| Bedroom | First | 14 x 10 | 14.00 | 10.00 | |
| Living Room | First | 18 x 17 | 18.00 | 17.00 | |
| Kitchen | First | 14 x 12 | 14.00 | 12.00 | |
| Dining Room | First | 10 x 6 | 10.00 | 6.00 | |
| Other | First | 28 x 14 | 28.00 | 14.00 | porch |
Listing Office:
Five Star Realty Group, LLC
Last Updated: September – 29 – 2026
Information deemed reliable but not guaranteed.