8700 Front Beach Road 4309, Panama City Beach, FL 32407 (MLS# 792543)

8700 Front Beach Road 4309, Panama City Beach, FL 32407

New Listing

$315,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,325 Status: Active

Current Price: $315,000 List Date: 7/12/2026 Last Modified: 7/12/2026

Overview

Description

This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless stee … (Read more) This stunning home is a short 1.4-mile golf cart ride to ”The World’s Most Beautiful Beaches!” Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach’s most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you’ll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance. This updated home is loaded with over in premium upgrades: HVAC: Brand-new, top-tier HVAC system featuring the latest technology and equipment. Paint: Freshly painted throughout, including all ceilings, walls, trim, and doors. Water Heater: Brand-new water heater. Closets: All wire shelving removed and replaced with custom closet systems. Pantry: Walk-in pantry for added storage with a custom-built shelving system. Fixtures: New ceiling fans, modern lighting fixtures, and all wall/ceiling vents and switch plates replaced. Windows: Elegant plantation shutters throughout. Kitchen: Custom kitchen pull-out drawers. Flooring: All carpet removed and replaced with eco-friendly bamboo flooring and ceramic tile. Bathrooms: Stunning tile shower and custom tile accents installed around the soaking tub, plus custom framed mirrors in both bathrooms. This premier gated beach community is loved for its true resort-style atmosphere and unparalleled amenities: Massive 1-Acre Lagoon-Style Pool: Features a beautiful waterfall and hot tub. Convenient Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience). Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room. Active Recreation: Fitness center, indoor basketball court, and pickleball court. Lush Tropical Gardens: Gorgeous landscaped grounds provide an outdoor sanctuary. Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel. Peace of Mind: Gated community featuring a security officer, controlled access, security cameras throughout, and perimeter fencing for maximum privacy and safety. Rental Policy: Rental restrictions do not allow rentals less than 6 months, ensuring a quiet, peaceful environment year-round without the holiday tourist turnover. Additional Perks: Golf-cart-friendly community, pet-friendly walking areas, and COA amenity dues that cover water, internet, and everything except electricity. Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you’re searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren’t just buying a condo; you are buying an upscale resort lifestyle!

Listing Details MLS# 792543

Contract Info

List Price/SqFt: 237.74

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 4309
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-137
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Drive east on Front Beach Road/SR 30. Turn left. Turn left. Property is on the right.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 4 UNIT 4309 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4431 P 1459

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Mid-Rise (4-7 floors)
Apx SqFt(Htd/Cooled): 1325
SqFt Source: Owner Measured
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 3
Year Built: 2009
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: Common
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1963
HOA Frequency: Quarterly
HOA Annual Amount: 7852
Senior Community: No
New Buyer Fee: No
Last Taxes: 2474
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance. This updated home is loaded with over in premium upgrades: HVAC: Brand-new, top-tier HVAC system featuring the latest technology and equipment. Paint: Freshly painted throughout, including all ceilings, walls, trim, and doors. Water Heater: Brand-new water heater. Closets: All wire shelving removed and replaced with custom closet systems. Pantry: Walk-in pantry for added storage with a custom-built shelving system. Fixtures: New ceiling fans, modern lighting fixtures, and all wall/ceiling vents and switch plates replaced. Windows: Elegant plantation shutters throughout. Kitchen: Custom kitchen pull-out drawers. Flooring: All carpet removed and replaced with eco-friendly bamboo flooring and ceramic tile. Bathrooms: Stunning tile shower and custom tile accents installed around the soaking tub, plus custom framed mirrors in both bathrooms. This premier gated beach community is loved for its true resort-style atmosphere and unparalleled amenities: Massive 1-Acre Lagoon-Style Pool: Features a beautiful waterfall and hot tub. Convenient Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience). Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room. Active Recreation: Fitness center, indoor basketball court, and pickleball court. Lush Tropical Gardens: Gorgeous landscaped grounds provide an outdoor sanctuary. Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel. Peace of Mind: Gated community featuring a security officer, controlled access, security cameras throughout, and perimeter fencing for maximum privacy and safety. Rental Policy: Rental restrictions do not allow rentals less than 6 months, ensuring a quiet, peaceful environment year-round without the holiday tourist turnover. Additional Perks: Golf-cart-friendly community, pet-friendly walking areas, and COA amenity dues that cover water, internet, and everything except electricity. Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!

Balcony

Third: Yes

More Information

Pool Features

Inground: Yes
Waterfall: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Elevator: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Pantry: Yes
Plantation Shutters: Yes
Split Bedroom: Yes

Construction/Siding

Concrete: Yes
Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Dumpster: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet Service: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Repairs/Maintenance: Yes
Security: Yes
Theater: Yes
Trash Disposal: Yes
Water: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Unfurnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

Third: Yes

Living Room

Third: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

Third: Yes

Half Bathroom

Third: Yes

Bedroom

Third: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Full Bathroom: Third Half Bathroom: Third Bedroom: Third Cooling: Central Air Heating: Central; Electric Exterior: Balcony Association Fees Include: Dumpster; Exercise Room; Game Room; Gated Community; Internet Service; Internet-WiFi; Irrigation; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Recreational Faclty; Security; Theater; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Interior: Smart Thermostat Kitchen: Third Living Room: Third Balcony: Third Pool Features: Inground; Waterfall Rooms: Balcony; Bedroom; Full Bathroom; Half Bathroom; Kitchen; Living Room Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	Third	4 x 4	4.00	4.00
Full Bathroom	Third	4 x 4	4.00	4.00
Half Bathroom	Third	4 x 4	4.00	4.00
Living Room	Third	4 x 4	4.00	4.00
Kitchen	Third	4 x 4	4.00	4.00
Balcony	Third	4 x 4	4.00	4.00

Listing Office: Beycome of Florida LLC

Last Updated: July – 12 – 2026

Information deemed reliable but not guaranteed.