8700 Front Beach Road 4317, Panama City Beach, FL 32407

$315,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,761 Status: Pending
Current Price: $315,000 List Date: 3/01/2026 Last Modified: 6/29/2026

Overview

Description

Welcome to Island Reserve Condominiums in beautiful Panama City Beach! Experience the perfect blend of luxury and costal comfort in this spacious 3 bedroom, 2.5 bathroom condo. Step inside an inviting open-concept living area filled with natural light, featuring high ceilings, crown molding, and modern finished throughout. The kitchen is designed for both style and functionality, complete with granite countertops, stainless steel appliances, and plenty of cabient storage. The primary suite offers a peaceful retreat with a large walk-in closet and a spa-inspired ensuite bathroom featuring a double vanity, soaking tub, and seperate glass shower. Two additional bedrooms are generously sized-perfect for guest, family, or a home office-with shared full bath and convenient half bath nearby. Step out onto your private balcony and take in breathtaking views of the resort-style pool and waterfall below. Island Reserve offers a variety of premium amenities, including a fitness center, clubhouse,

Listing Details MLS# 786080

Contract Info

List Price/SqFt
178.88

Location

Area
03 – Bay County – Beach
Street #
8700
Street Name
Front Beach
Street Suffix
Road
Unit #
4317
State
FL
Zip Code
32407
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Island Reserve
Community/Resort
None
Waterfront
No
Parcel ID
40001-100-145
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From the Hathaway Bridge head west on Front Beach Rd. Turn right at the traffic light on Laurie Ave and continue into Island Reserve Condominiums. Proceed through the gate, then turn left and follow the road all the way down to the parking garage. Park on the 3rd floor. The unit is located in Building 4, at the end of the hallway.
Legal Description
ISLAND RESERVE 31 3S 15W TYPE D-U BLDG 4 UNIT 4317 MAP 57C4 ORB 3018 P 563 3BR 2.5B 1761 H&C ORB 3171 P 686 275 BALC

General Property Info

Sub-Type
Condominium
Floor Number
3
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
1761
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
Year Built
2009
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
Condo
Pool
Yes
Pool Type
Community

Status Change Info

Under Contract Date
2026-06-29

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
2573.6
HOA Frequency
Quarterly
HOA Annual Amount
10294.4
New Buyer Fee
No
Brokerage Interest
Familial Interest – Listing Broker/Licensee related to owner.
As Is
Yes
Township
Panama City
Condo Doc
Yes

Remarks & Misc

Remarks
Welcome to Island Reserve Condominiums in beautiful Panama City Beach! Experience the perfect blend of luxury and costal comfort in this spacious 3 bedroom, 2.5 bathroom condo. Step inside an inviting open-concept living area filled with natural light, featuring high ceilings, crown molding, and modern finished throughout. The kitchen is designed for both style and functionality, complete with granite countertops, stainless steel appliances, and plenty of cabient storage. The primary suite offers a peaceful retreat with a large walk-in closet and a spa-inspired ensuite bathroom featuring a double vanity, soaking tub, and seperate glass shower. Two additional bedrooms are generously sized-perfect for guest, family, or a home office-with shared full bath and convenient half bath nearby. Step out onto your private balcony and take in breathtaking views of the resort-style pool and waterfall below. Island Reserve offers a variety of premium amenities, including a fitness center, clubhouse, inside basketball courts, lagoon-style pool, hot tub, and theater room ideal for movie nights. This gated community offers peace of mind with secure access, and its prime location puts you just minutes from sugar-white sands, local dining, shopping, and entertainment that makes Panama City Beach so special. Don't miss your chance to own your piece of paradise- schedule your private showing today! All measurments are approximate. Please verify if important.

More Information

Dining Room

First
Yes

Pool Features

Inground
Yes
Spa/ Hot Tub
Yes
Waterfall
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Ceiling – Crwn Molding
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Split Bedroom
Yes

Exterior

Balcony
Yes

Association Fees Include

Community Room
Yes
Exercise Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Pool
Yes
Security
Yes
Trash Disposal
Yes
Water
Yes
Whirlpool
Yes

Financing

Cash
Yes
Conventional
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Subdivision – Recorded
Yes
Sidewalk
Yes

Lot Access

City Street
Yes
Gated Access
Yes

Parking Features

Community Structure
Yes
Garage Detached
Yes

Association Amenities

Basketball Court
Yes
Community Room
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Gated Community
Yes
Pool
Yes
Security-24 hour
Yes
Whirlpool
Yes
Pickle Ball
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Tub – Jetted
Yes
MBath Walk-In Closet
Yes
MBed Balcony
Yes

Security Features

Fire Alarm
Yes
Fire Sprinkler System
Yes
Gated Community
Yes
Security Guard
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Electric Exterior: Balcony Association Fees Include: Community Room; Exercise Room; Gated Community; Ground Keeping; Pool; Security; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Sidewalk; Subdivision – Recorded Lot Access: City Street; Gated Access Dining Room: First Pool Features: Inground; Spa/ Hot Tub; Waterfall Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Security Guard; Smoke Detector(s) Parking Features: Community Structure; Garage Detached Association Amenities: Basketball Court; Community Room; Dumpster; Elevators; Exercise Room; Gated Community; Pickle Ball; Pool; Security-24 hour; Whirlpool Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom First 16 x 12 16.00 12.00
Bedroom First 13 x 10 13.00 10.00
Bedroom First 12 x 11 12.00 11.00
Living Room First 18 x 17 18.00 17.00
Kitchen First 15 x 10 15.00 10.00
Dining Room First 16 x 11 16.00 11.00
Listing Office: Earth and Stone Realty LLC
Last Updated: June – 29 – 2026
Information deemed reliable but not guaranteed.