8700 Front Beach Road 5214, Panama City Beach, FL 32407 (MLS# 793666)

8700 Front Beach Road 5214, Panama City Beach, FL 32407

New Listing

$369,000

jack 7Jill bathroom going to 3rd bedroom

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,761 Status: Active

Current Price: $369,000 List Date: 8/06/2026 Last Modified: 8/06/2026

Overview

Description

Welcome to Unit 5214 at The Island Reserve — 8700 Front Beach Rd, Panama City Beach, FL 32407 Discover resort-style living in this spacious approximately 1,761 sq ft, 3-bedroom, 2.5-bath condominium — one of the nicest units in the complex — located in one of Panama City Beach's most desirable gated communities. Built in 2008, Island Reserve offers a true residential lifestyle with no short-term rentals permitted. Long-term rentals are allowed with a minimum lease term of 6 months and 1 day, making this an ideal primary home, second home, or long-term investment property. This unit comes furnished at full asking price (or unfurnished, if preferred). Step inside to an open, light-filled layout featuring soaring 10-foot ceilings, crown molding, designer vinyl floors and tile floors, and an inviting living/dining area that flows into a well-appointed kitchen with granite countertops and high-end designer LG appliances. The primary suite provides a private retreat with a generous walk … (Read more) Welcome to Unit 5214 at The Island Reserve — 8700 Front Beach Rd, Panama City Beach, FL 32407 Discover resort-style living in this spacious approximately 1,761 sq ft, 3-bedroom, 2.5-bath condominium — one of the nicest units in the complex — located in one of Panama City Beach’s most desirable gated communities. Built in 2008, Island Reserve offers a true residential lifestyle with no short-term rentals permitted. Long-term rentals are allowed with a minimum lease term of 6 months and 1 day, making this an ideal primary home, second home, or long-term investment property. This unit comes furnished at full asking price (or unfurnished, if preferred). Step inside to an open, light-filled layout featuring soaring 10-foot ceilings, crown molding, designer vinyl floors and tile floors, and an inviting living/dining area that flows into a well-appointed kitchen with granite countertops and high-end designer LG appliances. The primary suite provides a private retreat with a generous walk-in closet, soaking tub, and separate shower, plus convenient access to your private balcony that offers a beautiful view of the landscape and the pool. Two additional bedrooms and a convenient half bath complete the flexible floor plan, with in-unit washer/dryer connections for everyday ease. Residents enjoy exceptional amenities just steps away: a spectacular 1-acre lagoon-style pool with waterfalls, zero-entry access, lap area, hot tub, and outdoor showers; a state-of-the-art fitness center; indoor basketball/pickleball courts; a theater room with large screen; game room; clubhouse; and lush landscaped courtyards with fountains. Garage parking and gated security add convenience and peace of mind. Located just minutes from the sugar-white sands of the Gulf of America, Pier Park shopping and dining, and other Panama City Beach attractions, Unit 5214 delivers the perfect blend of coastal convenience and upscale resort living. Experience the Island Reserve lifestyle — schedule your private tour today.

Listing Details MLS# 793666

Contract Info

List Price/SqFt: 209.54

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 5214
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-174
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Take Front Beach Rd to Laurie take a left into Island Reserve if coming from 98 East take a right into Island Reserve if coming from 98 West
Legal Description: ISLAND RESERVE 31 3S 15W TYPE D-U BLDG 4 UNIT 5214 MAP 57C4 ORB 3018 P 563 3BR 2.5B 1761 H&C ORB 4536 P 203 275 BALC

General Property Info

Sub-Type: Quadplex Multi-Units
Design: N/A
Apx SqFt(Htd/Cooled): 1761
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 819
HOA Frequency: Monthly
HOA Annual Amount: 9828
New Buyer Fee: No
Last Taxes: 3395.69
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to Unit 5214 at The Island Reserve — 8700 Front Beach Rd, Panama City Beach, FL 32407 Discover resort-style living in this spacious approximately 1,761 sq ft, 3-bedroom, 2.5-bath condominium — one of the nicest units in the complex — located in one of Panama City Beach's most desirable gated communities. Built in 2008, Island Reserve offers a true residential lifestyle with no short-term rentals permitted. Long-term rentals are allowed with a minimum lease term of 6 months and 1 day, making this an ideal primary home, second home, or long-term investment property. This unit comes furnished at full asking price (or unfurnished, if preferred). Step inside to an open, light-filled layout featuring soaring 10-foot ceilings, crown molding, designer vinyl floors and tile floors, and an inviting living/dining area that flows into a well-appointed kitchen with granite countertops and high-end designer LG appliances. The primary suite provides a private retreat with a generous walk-in closet, soaking tub, and separate shower, plus convenient access to your private balcony that offers a beautiful view of the landscape and the pool. Two additional bedrooms and a convenient half bath complete the flexible floor plan, with in-unit washer/dryer connections for everyday ease. Residents enjoy exceptional amenities just steps away: a spectacular 1-acre lagoon-style pool with waterfalls, zero-entry access, lap area, hot tub, and outdoor showers; a state-of-the-art fitness center; indoor basketball/pickleball courts; a theater room with large screen; game room; clubhouse; and lush landscaped courtyards with fountains. Garage parking and gated security add convenience and peace of mind. Located just minutes from the sugar-white sands of the Gulf of America, Pier Park shopping and dining, and other Panama City Beach attractions, Unit 5214 delivers the perfect blend of coastal convenience and upscale resort living. Experience the Island Reserve lifestyle — schedule your private tour today.

Balcony

First: Yes

More Information

Dining Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Elevator: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lighting – Track: Yes
Pantry: Yes
Plantation Shutters: Yes
Window – Treatment All: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Smart Home: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Accessibility Features

Accessible Central Living Area: Yes
Accessible Closets: Yes
Accessible Entrance: Yes
Accessible Hallway(s): Yes
Accessible Kitchen: Yes

Bedroom

First: Yes

Property Features

Accessibility Features: Accessible Central Living Area; Accessible Closets; Accessible Entrance; Accessible Hallway(s); Accessible Kitchen Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Management; Pest Control; Playground; Pool; Recreational Faclty; Whirlpool; Tennis; Theater; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Smart Home Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Sidewalk; Within 1/2 Mile to Water Balcony: First Dining Room: First Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	16 x 12	16.00	12.00	master bedroom
Bedroom	First	14 x 10	14.00	10.00	guest
Bedroom	First	14 x 10	14.00	10.00	guest
Living Room	First	18 x 17	18.00	17.00
Kitchen	First	14 x 12	14.00	12.00
Dining Room	First	10 x 6	10.00	6.00
Balcony	First	26 x 14	26.00	14.00

Listing Office: Home Town Realty Partners LLC

Last Updated: August – 06 – 2026

Information deemed reliable but not guaranteed.