8700 Front Beach Road 7107, Panama City Beach, FL 32407 (MLS# 789468)

8700 Front Beach Road 7107, Panama City Beach, FL 32407

$269,900

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,325 Status: Active

Current Price: $269,900 List Date: 5/06/2026 Last Modified: 8/11/2026

Overview

Description

Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements includ … (Read more) Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community’s lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Listing Details MLS# 789468

Contract Info

List Price/SqFt: 203.7

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 7107
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-232
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From the Hathaway Bridge, continue west on Front Beach Road and turn right into Island Reserve. Go straight into the parking garage. Unit is on the first floor, in the first building that's left of the parking garage.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-D BLDG 7 UNIT 7107 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4172 P 1013 145 BALC

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2166.52
HOA Frequency: Quarterly
HOA Annual Amount: 8666.08
New Buyer Fee: Yes
Last Taxes: 2947.6
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Dining Room

First: Yes

More Information

Pool Features

Inground: Yes
Spa/ Hot Tub: Yes
Waterfall: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Split Bedroom: Yes

Exterior

Patio Covered: Yes
Patio Open: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Exercise Room: Yes
Game Room: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Theater: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Parking Garage: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Theater: Yes
Whirlpool: Yes
Pickle Ball: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Patio Covered; Patio Open Association Fees Include: Accounting; Community Room; Exercise Room; Game Room; Insurance; Ground Keeping; Management; Pest Control; Pool; Security; Sewer; Theater; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Kitchen: First Living Room: First Primary Bathroom: First Dining Room: First Pool Features: Inground; Spa/ Hot Tub; Waterfall Security Features: Gated Community Parking Features: Parking Garage Association Amenities: Basketball Court; Community Room; Elevators; Exercise Room; Gated Community; Pickle Ball; Pool; Whirlpool; Theater Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14.8 x 14.9	14.80	14.90
Dining Room	First	15.9 x 10.9	15.90	10.90
Kitchen	First	13.5 x 7.8	13.50	7.80
Primary Bedroom	First	12.9 x 15.7	12.90	15.70
Primary Bathroom	First	8.9 x 13.9	8.90	13.90
Bedroom	First	11.9 x 12.9	11.90	12.90
Full Bathroom	First	7.3 x 13.8	7.30	13.80

Listing Office: Scenic Sotheby's International Realty

Last Updated: August – 11 – 2026

Information deemed reliable but not guaranteed.