8700 Front Beach Road 7203, Panama City Beach, FL 32407 (MLS# 785727)

8700 Front Beach Road 7203, Panama City Beach, FL 32407

$325,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,761 Status: Under Contract – Taking Backups

Current Price: $325,000 List Date: 2/24/2026 Last Modified: 7/19/2026

Overview

Description

Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area's most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch–the perfect … (Read more) Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area’s most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch–the perfect place to enjoy morning coffee and peaceful views of the lush community grounds. Two guest bedrooms share a convenient Jack-and-Jill bath, and a dedicated laundry room adds everyday convenience. One of the standout features of this unit is its unbeatable accessibility: the adjacent covered parking garage is located right outside the door. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room, and an active social calendar. The community is pet-friendly, VA-approved, and known for its lush tropical landscaping, gated security, and welcoming atmosphere. Located just minutes from the Gulf, shopping, dining, golf, and entertainment, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. With no short-term rentals permitted, Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer. Experience effortless coastal living with resort-style amenities right outside your door–this is Island Reserve at its finest.

Listing Details MLS# 785727

Contract Info

List Price/SqFt: 184.55

Location

Area: 03 – Bay County – Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
Unit #: 7203
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Island Reserve
Community/Resort: None
Waterfront: No
Parcel ID: 40001-100-245
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach and Tomas Drive,, West on Front Beach ,right at Laurie.
Legal Description: ISLAND RESERVE 31 3S 15W TYPE D-U BLDG 7 UNIT 7203 MAP 57C4 3BR 2.5B 1761 H&C ORB 3018 P 563 275 BALC ORB 4900 P 654

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1761
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 3
Year Built: 2008
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Status Change Info

Under Contract Date: 2026-07-18

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2405.24
HOA Frequency: Quarterly
HOA Annual Amount: 9620.96
New Buyer Fee: No
Last Taxes: 4053
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area's most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch–the perfect place to enjoy morning coffee and peaceful views of the lush community grounds. Two guest bedrooms share a convenient Jack-and-Jill bath, and a dedicated laundry room adds everyday convenience. One of the standout features of this unit is its unbeatable accessibility: the adjacent covered parking garage is located right outside the door. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room, and an active social calendar. The community is pet-friendly, VA-approved, and known for its lush tropical landscaping, gated security, and welcoming atmosphere. Located just minutes from the Gulf, shopping, dining, golf, and entertainment, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. With no short-term rentals permitted, Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer. Experience effortless coastal living with resort-style amenities right outside your door–this is Island Reserve at its finest.

More Information

Balcony

First: Yes

Dining Room

First: Yes

Laundry

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Deck Covered: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Pool: Yes
Sewer: Yes
Theater: Yes
Trash Disposal: Yes
Water: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Garage Attached: Yes
Gated: Yes

Present Zoning

City: Yes
Resid Multi-Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Gated Community: Yes
Pool: Yes
Theater: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Half Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Covered Association Fees Include: BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Insurance; Irrigation; Ground Keeping; Pool; Sewer; Theater; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Negotiable Kitchen: First Living Room: First Balcony: First Primary Bathroom: First Dining Room: First Laundry: First Pool Features: Inground Parking Features: Garage Attached; Gated Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Dumpster; Elevators; Gated Community; Pool; Theater Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	15.1 x 13.7	15.10	13.70
Dining Room	First	13.3 x 15.7	13.30	15.70
Kitchen	First	10 x 14.9	10.00	14.90
Primary Bedroom	First	15.1 x 11.8	15.10	11.80
Primary Bathroom	First	9.8 x 15.6	9.80	15.60
Bedroom	First	13.1 x 10.11	13.10	10.11
Bedroom	First	13.1 x 10.4	13.10	10.40
Full Bathroom	First	8.5 x 5.8	8.50	5.80
Laundry	First	6.9 x 5.7	6.90	5.70
Half Bathroom	First	6.9 x 6.1	6.90	6.10
Balcony	First	17.7 x 23.9	17.70	23.90

Listing Office: Local Insight Realty

Last Updated: July – 19 – 2026

Information deemed reliable but not guaranteed.