8700 Front Beach Road 7207, Panama City Beach, FL 32407

New Listing
$280,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,325 Status: Active
Current Price: $280,000 List Date: 7/23/2026 Last Modified: 7/23/2026

Overview

Description

**WOW**- $5,000 BUYER CREDIT AT CLOSING for a full price offer! This Island Reserve condo has an open concept with a split floor plan boasting 2 master suites plus an additional half bath, beautiful finishes, granite countertops and stainless steel appliances. Upgrades include new living area flooring (July, 2026), soft-close cabinets, tinted windows to keep the unit cooler, custom wood closet shelves, ''never used'' dishwasher, new washer/dryer and between glass window blinds. Park your car and your golf-cart in the covered parking garage – no stairs or elevators – and take a short 1.2-mile golf-cart ride to one of the Top 10 Beaches in America. You will love the laid-back lifestyle and amazing amenities in Island Reserve – lagoon style pool, pickleball, basketball, fitness center and so much more! No short-term rentals here, just peace and quiet in resort-style living. This spacious 2nd story unit is easy to maintain and enjoys very low utility bills. Island Reserve is a gate

Listing Details MLS# 793031

Contract Info

List Price/SqFt
211.32

Location

Area
03 – Bay County – Beach
Street #
8700
Street Name
Front Beach
Street Suffix
Road
Unit #
7207
State
FL
Zip Code
32407
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Island Reserve
Community/Resort
None
Waterfront
No
Parcel ID
40001-100-247
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From Hathaway Bridge going west, stay on Front Beach Road to Laurie Avenue Traffic Light. Right into Island Reserve Go up to the 2nd floor parking and park (closest to the building on the front – Bldg 7)
Legal Description
ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 7 UNIT 7207 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 3985 P 127 145 BALC

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
1325
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
Accessory Dwelling Unit
No
Year Built
2008
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
2
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

Homestead
No
HOA Fee
Yes
HOA Amount
7852
HOA Frequency
Annually
HOA Annual Amount
7852
Is Subject Leased
No
New Buyer Fee
No
Last Taxes
3070.44
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
**WOW**- $5,000 BUYER CREDIT AT CLOSING for a full price offer! This Island Reserve condo has an open concept with a split floor plan boasting 2 master suites plus an additional half bath, beautiful finishes, granite countertops and stainless steel appliances. Upgrades include new living area flooring (July, 2026), soft-close cabinets, tinted windows to keep the unit cooler, custom wood closet shelves, ''never used'' dishwasher, new washer/dryer and between glass window blinds. Park your car and your golf-cart in the covered parking garage – no stairs or elevators – and take a short 1.2-mile golf-cart ride to one of the Top 10 Beaches in America. You will love the laid-back lifestyle and amazing amenities in Island Reserve – lagoon style pool, pickleball, basketball, fitness center and so much more! No short-term rentals here, just peace and quiet in resort-style living. This spacious 2nd story unit is easy to maintain and enjoys very low utility bills. Island Reserve is a gated community with a security officer, controlled access, security cameras and perimeter fencing that will provide you with Safety and Peace of Mind.

Balcony

First
Yes

More Information

Pool Features

Fenced
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Ice Maker
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Ceiling – Crwn Molding
Yes
Elevator
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Split Bedroom
Yes

Exterior

Balcony
Yes
Porch Covered
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Insurance
Yes
Pest Control
Yes
Pool
Yes
Recreational Faclty
Yes
Repairs/Maintenance
Yes
Security
Yes
Theater
Yes
Trash Disposal
Yes
Whirlpool
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Access

City Street
Yes

Parking Features

Community Structure
Yes
Garage Attached
Yes
Gated
Yes

Association Amenities

Basketball Court
Yes
Community Room
Yes
Conference Center
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Pool
Yes
Theater
Yes
Whirlpool
Yes
Pickle Ball
Yes
Recreation Facilities
Yes
Sidewalks
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Internet – Fiber Optic
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Tub – Soaking
Yes

Security Features

Gated Community
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Balcony; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Ground Keeping; Repairs/Maintenance; Pest Control; Pool; Recreational Faclty; Security; Whirlpool; Theater; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Access: City Street Balcony: First Pool Features: Fenced; Inground Security Features: Gated Community Parking Features: Community Structure; Garage Attached; Gated Association Amenities: Basketball Court; Community Room; Dumpster; Elevators; Exercise Room; Game Room; Gated Community; Conference Center; Pickle Ball; Pool; Recreation Facilities; Sidewalks; Whirlpool; Theater Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width Remarks
Primary Bedroom First 12.9 x 15.7 12.90 15.70 Ensuite Bath
Bedroom First 11.9 x 12.9 11.90 12.90 Ensuite Bath
Living Room First 14.8 x 14.9 14.80 14.90 Door to Balcony
Kitchen First 12 x 8 12.00 8.00 Open Concept to Dining/Living
Balcony First 21 x 7 21.00 7.00
Dining Room Room for a dining set
Listing Office: Anchor Realty Florida
Last Updated: July – 23 – 2026
Information deemed reliable but not guaranteed.