8700 Front Beach Road 8108, Panama City Beach, FL 32407

$375,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,019 Status: Active
Current Price: $375,000 List Date: 12/15/2025 Last Modified: 6/05/2026

Overview

Description

Owner financing available! Willing to beat current rate by 1%! Discover your perfect getaway in the heart of Panama City Beach! 4 bedroom with 4 a 1/2 bathrooms,3 stories, two balconies, large front porch, two car garage. Located in the sought-after Island Reserve community, this stunning townhome offers an ideal blend of comfort and convenience, just minutes away from the pristine beach, shopping, attractions, and dining options. Features include Resort-Style Amenities: Enjoy a luxurious lifestyle with access to a beautiful resort-style pool, an indoor basketball court, pickleball court, a fully-equipped gym, and a private theater for movie nights, meeting room and community areas are perfect for socializing or hosting events. Take in the serene surroundings with beautifully landscaped grounds featuring tranquil water features, perfect for relaxation and enjoying nature. Whether you're looking for a primary residence or a vacation home, this condo offers everything you need for a vi

Listing Details MLS# 782672

Contract Info

List Price/SqFt
124.21

Location

Area
03 – Bay County – Beach
Street #
8700
Street Name
Front Beach
Street Suffix
Road
Unit #
8108
State
FL
Zip Code
32407
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Island Reserve
Community/Resort
None
Waterfront
No
Parcel ID
40001-100-283
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From Front Beach Road heading west, turn right on Allison Road next to Zoo World. Gated Entrance on right. Take first left. Unit is on the last townhouse
Legal Description
ISLAND RESERVE 31 3S 15W TYPE TH-B BLDG 8 UNIT 8108 ORB 3018 P 563 4BR 4.5B 3019 H&C ORB 3682 P 1155 1625 BALC . (PERMIT AKA BLG 10 UNIT 10108)

General Property Info

Sub-Type
Attached Single Unit
Design
Caribbean
Apx SqFt(Htd/Cooled)
3019
SqFt Source
Prop App Site
Full Baths
4
Half Baths
Yes
Total Baths
5
# of Stories in Building
3
# of Units in Bldg
8
Year Built
2008
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Driveway Spaces
2
Lot Dimensions
000
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
5478
HOA Frequency
Quarterly
HOA Annual Amount
21912
New Buyer Fee
Yes
Last Taxes
4025
Last Tax Year
2024
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Owner financing available! Willing to beat current rate by 1%! Discover your perfect getaway in the heart of Panama City Beach! 4 bedroom with 4 a 1/2 bathrooms,3 stories, two balconies, large front porch, two car garage. Located in the sought-after Island Reserve community, this stunning townhome offers an ideal blend of comfort and convenience, just minutes away from the pristine beach, shopping, attractions, and dining options. Features include Resort-Style Amenities: Enjoy a luxurious lifestyle with access to a beautiful resort-style pool, an indoor basketball court, pickleball court, a fully-equipped gym, and a private theater for movie nights, meeting room and community areas are perfect for socializing or hosting events. Take in the serene surroundings with beautifully landscaped grounds featuring tranquil water features, perfect for relaxation and enjoying nature. Whether you're looking for a primary residence or a vacation home, this condo offers everything you need for a vibrant beach lifestyle. Don't miss out on this incredible opportunity!

Master Bathroom

Second
Yes

More Information

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Floor – Vinyl
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes
Trim – Hardie Board
Yes

Exterior

Balcony
Yes
Patio Covered
Yes
Patio Open
Yes
Porch Covered
Yes

Association Fees Include

Conference Center
Yes
Dumpster
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Insurance
Yes
Management
Yes
Master Association
Yes
Pool
Yes
Recreational Faclty
Yes
Sewer
Yes
Trash Disposal
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
Seller Financing
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Living Room

First
Yes

Parking Features

Additional Parking
Yes
Garage Attached
Yes

Mstr Bath / Mstr Bdrm

MBath Separate Shwr
Yes
MBath Shower/Tub Combo
Yes

Association Amenities

Conference Center
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Pool
Yes
Tennis
Yes
Theater
Yes
Recreation Facilities
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Living Room
Yes
Master Bathroom
Yes

Utilities

Electricity – Connected
Yes
Phone – Available
Yes
Public Sewer – Connected
Yes

Accessibility Features

Accessible Kitchen
Yes
Accessible Washer/Dryer
Yes

Sale Type

As Is
Yes

Bedroom

Second
Yes
Third
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Security Features

Security Fence
Yes
Security Gate
Yes

Property Features

Accessibility Features: Accessible Kitchen; Accessible Washer/Dryer Appliances: Cooktop – Electric; Dishwasher; Oven – Electric; Range – Electric; Refrigerator Bedroom: Second; Third Cooling: Central Air Heating: Central Exterior: Balcony; Patio Covered; Patio Open; Porch Covered Association Fees Include: Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Sewer; Trash Disposal Financing: Cash; Conventional; FHA; Seller Financing; VA Furnished: Unfurnished Interior: Floor – Carpet Living Room: First Master Bathroom: Second Security Features: Security Fence; Security Gate Parking Features: Additional Parking; Garage Attached Association Amenities: Exercise Room; Game Room; Gated Community; Conference Center; Pool; Recreation Facilities; Sidewalks; Tennis; Theater Rooms: Bedroom; Living Room; Master Bathroom Sale Type: As Is Utilities: Electricity – Connected; Phone – Available; Public Sewer – Connected

Room Information

Room Name Level Dimensions Length Width
Master Bathroom Second 16 x 14 16.00 14.00
Bedroom Second 16 x 14 16.00 14.00
Bedroom Third 11 x 14 11.00 14.00
Living Room First 25 x 20 25.00 20.00
Listing Office: Counts Real Estate Group Inc
Last Updated: June – 05 – 2026
Information deemed reliable but not guaranteed.