8703 Sand Dollar Drive, Panama City Beach, FL 32413 (MLS# 786627)

8703 Sand Dollar Drive, Panama City Beach, FL 32413

$439,000

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,456 Status: Pending

Current Price: $439,000 List Date: 3/11/2026 Last Modified: 6/06/2026

Overview

Description

Welcome to Latitude Margaritaville Watersound, where every day feels like a vacation! This gorgeous, FULLY FURNISHED (with a few exclusions), home may be sold furnished, partially or unfurnished. Mango Cottage offers beautiful pond views from the covered front porch and is located in the highly desirable Phase 6BC, one of the community's most charming and picturesque areas. This coastal cottage is highly upgraded and move-in ready. Inside, you'll find an open and inviting layout featuring Revwood by Mohawk flooring, designer lighting and fans, and thoughtful custom touches throughout. The chef-inspired kitchen showcases upgraded cabinetry, quartz countertops, designer tile backsplash, gas range, spacious island, and abundant storage, making it perfect for entertaining or everyday living. Open concept living, family room with soaring cathedral ceiling, lots of windows for a bright inviting space. Primary suite features a spa like bath with dual vanities and large walk-in closet, … (Read more) Welcome to Latitude Margaritaville Watersound, where every day feels like a vacation! This gorgeous, FULLY FURNISHED (with a few exclusions), home may be sold furnished, partially or unfurnished. Mango Cottage offers beautiful pond views from the covered front porch and is located in the highly desirable Phase 6BC, one of the community’s most charming and picturesque areas. This coastal cottage is highly upgraded and move-in ready. Inside, you’ll find an open and inviting layout featuring Revwood by Mohawk flooring, designer lighting and fans, and thoughtful custom touches throughout. The chef-inspired kitchen showcases upgraded cabinetry, quartz countertops, designer tile backsplash, gas range, spacious island, and abundant storage, making it perfect for entertaining or everyday living. Open concept living, family room with soaring cathedral ceiling, lots of windows for a bright inviting space. Primary suite features a spa like bath with dual vanities and large walk-in closet, secondary bedroom with an adjacent bath. The home also features a private den/flex space with sleeper sofa, ideal for guests, an office, or additional living space. Both bathrooms have been enhanced with custom mirrors and stylish finishes, adding to the home’s polished coastal feel. Step outside to your covered porch with tranquil pond views, the perfect place to enjoy morning coffee or evening sunsets. Phase 6BC is known for its welcoming atmosphere and its own special gathering spot, ”Flip Flop Square,” where residents come together for live music, cookouts, and neighborhood gatherings. The area is surrounded by beautiful ponds and scenic walking paths, creating a peaceful coastal setting. Enjoy added peace of mind with a 2-10 structural warranty from the original build date. The Cottages HOA provides exterior maintenance which includes scheduled roof replacement, exterior painting, landscaping, and irrigation, making for easy, low-maintenance living. Residents of Latitude Margaritaville Watersound enjoy an unparalleled resort-style lifestyle with world-class amenities including: • The vibrant Town Center with the Paradise Pool and License to Chill Bar & Grill • Latitude Bar & Chill Restaurant • Fins Up Fitness Center • Pickleball, tennis, and bocce ball courts • Indoor lap pool and wellness facilities • Concerts, events, and daily activities at the Bandshell • Miles of walking, biking, and golf-cart friendly paths • Dog parks, arts & crafts studio, and woodworking shop The community is ideally located near the intracoastal waterway and the future marina, with planned shopping, dining, and a new medical campus/hospital nearby, while still being just minutes from the sugar-white beaches of the Emerald Coast. This beautifully furnished Mango Cottage is a rare opportunity to own a turnkey home in one of the most sought-after phases of Latitude Margaritaville Watersound. Come experience the lifestyle that makes this community so special. *Home may be purchased unfurnished at the lower negotiated price.

Listing Details MLS# 786627

Contract Info

List Price/SqFt: 301.51

Location

Area: 04 – Bay County – North
Street #: 8703
Street Name: Sand Dollar
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-650-210
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to Hwy 79 North, left on West Bay Parkway, follow to 3rd gated entrance on the left, Beachcomber Blvd, to right on Parrot Place, left on Attitude Ave. to right on Sand Dollar, home on left.
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 6B & 6C LOT 6305

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1456
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2024
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Assigned Spaces: Yes
Lot Dimensions: 42×100
Pool: No

Status Change Info

Under Contract Date: 2026-05-20

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 4099
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea

Remarks & Misc

Remarks: Welcome to Latitude Margaritaville Watersound, where every day feels like a vacation! This gorgeous, FULLY FURNISHED (with a few exclusions), home may be sold furnished, partially or unfurnished. Mango Cottage offers beautiful pond views from the covered front porch and is located in the highly desirable Phase 6BC, one of the community's most charming and picturesque areas. This coastal cottage is highly upgraded and move-in ready. Inside, you'll find an open and inviting layout featuring Revwood by Mohawk flooring, designer lighting and fans, and thoughtful custom touches throughout. The chef-inspired kitchen showcases upgraded cabinetry, quartz countertops, designer tile backsplash, gas range, spacious island, and abundant storage, making it perfect for entertaining or everyday living. Open concept living, family room with soaring cathedral ceiling, lots of windows for a bright inviting space. Primary suite features a spa like bath with dual vanities and large walk-in closet, secondary bedroom with an adjacent bath. The home also features a private den/flex space with sleeper sofa, ideal for guests, an office, or additional living space. Both bathrooms have been enhanced with custom mirrors and stylish finishes, adding to the home's polished coastal feel. Step outside to your covered porch with tranquil pond views, the perfect place to enjoy morning coffee or evening sunsets. Phase 6BC is known for its welcoming atmosphere and its own special gathering spot, ''Flip Flop Square,'' where residents come together for live music, cookouts, and neighborhood gatherings. The area is surrounded by beautiful ponds and scenic walking paths, creating a peaceful coastal setting. Enjoy added peace of mind with a 2-10 structural warranty from the original build date. The Cottages HOA provides exterior maintenance which includes scheduled roof replacement, exterior painting, landscaping, and irrigation, making for easy, low-maintenance living. Residents of Latitude Margaritaville Watersound enjoy an unparalleled resort-style lifestyle with world-class amenities including: • The vibrant Town Center with the Paradise Pool and License to Chill Bar & Grill • Latitude Bar & Chill Restaurant • Fins Up Fitness Center • Pickleball, tennis, and bocce ball courts • Indoor lap pool and wellness facilities • Concerts, events, and daily activities at the Bandshell • Miles of walking, biking, and golf-cart friendly paths • Dog parks, arts & crafts studio, and woodworking shop The community is ideally located near the intracoastal waterway and the future marina, with planned shopping, dining, and a new medical campus/hospital nearby, while still being just minutes from the sugar-white beaches of the Emerald Coast. This beautifully furnished Mango Cottage is a rare opportunity to own a turnkey home in one of the most sought-after phases of Latitude Margaritaville Watersound. Come experience the lifestyle that makes this community so special. *Home may be purchased unfurnished at the lower negotiated price.

More Information

Den

First: Yes

Terrace

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Beamed: Yes
Ceiling – Cathedral: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Steel/Frame: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes
Garage Door Opener: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Den: Yes
Living Room: Yes
Master Bedroom: Yes
Terrace: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Security Features

Carbon Monoxide Detector: Yes
Firewall(s): Yes
Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Gas; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Double Pane Windows; Porch Covered; Sprinkler System Association Fees Include: Accounting; Business Center; Community Room; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pool; Recreational Faclty; Whirlpool; Tennis; Theater Furnished: Furnished Interior: Smart Thermostat Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision – Recorded Lot Access: Gated Access; Paved Road Den: First Security Features: Carbon Monoxide Detector; Firewall(s); Gated Community; Smoke Detector(s) Terrace: First Parking Features: Garage Attached; Garage Door Opener Association Amenities: Basketball Court; BBQ Pit/Grill; Business Center; Community Room; Dining; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s); Waterfront Rooms: Bedroom; Den; Living Room; Master Bedroom; Terrace Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	16.4 x 23.3	16.40	23.30
Master Bedroom	First	12.7 x 13	12.70	13.00
Bedroom	First	11 x 10.6	11.00	10.60
Den	First	11.3 x 10.5	11.30	10.50
Terrace	First	16.7 x 8	16.70	8.00	Front Porch

Listing Office: Coldwell Banker Realty

Last Updated: June – 06 – 2026

Information deemed reliable but not guaranteed.