8706 Surf Drive A, Panama City Beach, FL 32408
$459,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,150
Status:
Active
Current Price:
$459,000
List Date:
3/31/2026
Last Modified:
8/05/2026
Listing Details MLS# 787634
Contract Info
- List Price/SqFt
- 399.13
Location
- Area
- 03 – Bay County – Beach
- Street #
- 8706
- Street Name
- Surf
- Street Suffix
- Drive
- Unit #
- A
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- Bel Air 2nd Add
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 30466-008-000
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- At the intersection of Thomas Drive and Joan Avenue, go south on Joan Avenue, road turns in front of Gulfcrest condos, first townhouse on left after condos.
- Legal Description
- BEL AIR 2ND ADD BEG AT NW COR LOT 10 SELY 16.63' SWLY 119.97' NWLY 17.06 NELY 120' TO POB AKA UNIT A ORB 3379 P 721 BLK 2
General Property Info
- Sub-Type
- Attached Single Unit
- Design
- Triplex
- Apx SqFt(Htd/Cooled)
- 1150
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- 2
- Year Built
- 1983
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Driveway Spaces
- 2
- Lot Dimensions
- 17X120
- Pool
- No
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- No
- Is Subject Leased
- No
- New Buyer Fee
- No
- New Buyer Fee Paid
- $
- Last Taxes
- 2535.34
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
Remarks & Misc
- Remarks
- Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.
Dining Room
- Second
- Yes
More Information
Laundry
- First
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Ice Maker
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Vinyl Plank
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Roof – Metal
- Yes
- Siding – Stucco
- Yes
- Trim – Wood
- Yes
Exterior
- Balcony
- Yes
- Double Pane Windows
- Yes
- Fenced Privacy
- Yes
- Shower
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Furnished
- Yes
Kitchen
- Second
- Yes
Living Room
- Second
- Yes
Lot Features
- Subdivision – Recorded
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- Resid Multi-Family
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Water – Available
- Yes
- Septic Tank – Shared
- Yes
Waterview
- Gulf
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBed First Floor
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Primary Bathroom
- First
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Exterior:
Balcony; Double Pane Windows; Fenced Privacy; Shower
Financing:
Cash; Conventional; FHA; VA
Furnished:
Furnished
Kitchen:
Second
Living Room:
Second
Lot Features:
Subdivision – Recorded; Within 1/2 Mile to Water
Lot Access:
Paved Road
Primary Bathroom:
First
Dining Room:
Second
Laundry:
First
Parking Features:
Driveway; Garage Attached
Rooms:
Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bathroom
Utilities:
Electricity – Connected; Public Water – Available; Septic Tank – Shared
Waterview:
Gulf
Present Zoning:
Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bathroom | First | 17 x 12 | 17.00 | 12.00 |
| Bedroom | First | 14 x 10 | 14.00 | 10.00 |
| Laundry | First | 7 x 7 | 7.00 | 7.00 |
| Living Room | Second | 18.3 x 14 | 18.30 | 14.00 |
| Dining Room | Second | 10 x 8 | 10.00 | 8.00 |
| Kitchen | Second | 14 x 8 | 14.00 | 8.00 |
Listing Office:
Compass Florida, LLC
Last Updated: August – 05 – 2026
Information deemed reliable but not guaranteed.