8711 Surf Drive, Panama City Beach, FL 32408

$4,500,000
Property Type: Residential Bedrooms: 7 Baths: 9 Square Footage: 4,715 Lot Size (sq. ft.): 12,197 Status: Active
Current Price: $4,500,000 List Date: 10/09/2025 Last Modified: 4/01/2026

Overview

Description

$200K+ already booked for 2026 and projected to generate up to $400K annually, ''Above All'' is a Gulf-front luxury beach house featuring 7 bedrooms, 8.5 baths, a Gulf-front pool, and parking for up to 9 vehicles with no HOA restrictions. Freshly styled with over $150,000 in brand-new designer furnishings, high-end accessories, custom window treatments, 12 smart TVs, and a 412-game arcade console, this home delivers a luxury resort-style experience while maintaining the comfort of a private beachfront residence. The main living area features an impressive 30 x 30 open floor plan with breathtaking Gulf views from nearly every angle. At the center is a chef's kitchen designed for entertaining, highlighted by a massive 10 x 5 kitchen island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. Hurricane-impact windows and a 10-foot sliding glass door frame panoramic views of the beach and emerald waters. Outdoor living takes cen

Listing Details MLS# 774047

Contract Info

List Price/SqFt
954.4

Location

Area
03 – Bay County – Beach
Street #
8711
Street Name
Surf
Street Suffix
Drive
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
30195-000-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies.
Legal Description
See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
4715
SqFt Source
Builders Plans
Full Baths
8
Half Baths
Yes
Total Baths
9
# of Stories in Building
4
Year Built
2025
Immediate Occupancy
No
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
Yes
Garage Y/N
No
Driveway Spaces
9
Lot Dimensions
Irregular
Acreage
0.28
Lot Size (SqFt)
12197
Beach Frontage
36
Pool
Yes
Pool Type
Private

Waterfront Feature

Waterfront Feet
36

Listing Info, Tax and Legal

Homestead
No
HOA Fee
No
Is Subject Leased
No
New Buyer Fee
No
New Buyer Fee Amt
0
New Buyer Fee Paid
$
Last Taxes
14820
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
No
Condo Doc
No

Remarks & Misc

Remarks
$200K+ already booked for 2026 and projected to generate up to $400K annually, ''Above All'' is a Gulf-front luxury beach house featuring 7 bedrooms, 8.5 baths, a Gulf-front pool, and parking for up to 9 vehicles with no HOA restrictions. Freshly styled with over $150,000 in brand-new designer furnishings, high-end accessories, custom window treatments, 12 smart TVs, and a 412-game arcade console, this home delivers a luxury resort-style experience while maintaining the comfort of a private beachfront residence. The main living area features an impressive 30 x 30 open floor plan with breathtaking Gulf views from nearly every angle. At the center is a chef's kitchen designed for entertaining, highlighted by a massive 10 x 5 kitchen island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. Hurricane-impact windows and a 10-foot sliding glass door frame panoramic views of the beach and emerald waters. Outdoor living takes center stage with a huge 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf. A sleek powder-coated aluminum safety fence protects the pool area without blocking the incredible Gulf views, while reinforced balcony railings provide added safety. Beyond its beauty, this home was engineered for durability and longevity. It is the first beachfront home on Panama City Beach constructed on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings, providing exceptional strength and stability. The exterior features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more. Large hurricane-impact windows and triple-pane Therma-Tru doors bring in the views while providing protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces. One of the architectural highlights is the largest-ever 6 x 6 Energy Star octagonal window, flooding the interior with natural light and creating a signature design element that makes this home truly one of a kind. The third floor offers additional guest suites and a spacious entertainment lounge perfect for movie nights, games, a pool table, or air hockey. The primary suite is equally impressive with soaring 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar for relaxing while watching the sunset. There is parking for up to 9 vehicles along with space for jet skis and other beach toys. With no HOA and no restrictions, owners enjoy the flexibility to maximize rental income or simply enjoy their own private Gulf-front retreat. Located just minutes from Pier Park and close to the soon-to-open Tootsies, Topgolf, and Dolly Parton's Pirates Voyage, this extraordinary beachfront home combines luxury, durability, and exceptional income potential. Buyer to verify all dimensions.

More Information

Bonus Room

First
Yes

Den

Second
Yes
Third
Yes

Pool Features

Gunite Concrete
Yes
Inground
Yes

Storage

First
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
ENERGY STAR Qualified Appliances
Yes
Microwave
Yes
Oven – Gas
Yes
Range – Gas
Yes
Range Hood
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Gas
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Cathedral
Yes
Ceiling – Crwn Molding
Yes
Ceiling – Raised
Yes
Floor – Tile
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Media Room
Yes
Pantry
Yes
Split Bedroom
Yes
Window – Bay
Yes
Window – Treatment All
Yes

Construction/Siding

Concrete
Yes
Foundation – On Piling
Yes
Steel/Frame
Yes
Roof – Metal
Yes
Siding – Hardie Board
Yes

Exterior

Balcony
Yes
Columns
Yes
Deck Covered
Yes
Storm Doors
Yes
Storm Windows
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Interior

Bonus Room
Yes
Bunk Room
Yes

Kitchen

Second
Yes

Lot Features

Coastal Construction Control Line
Yes
Dead End
Yes
Deeded Access Water
Yes
Flood Insurance Req
Yes
Survey Available
Yes
Waterfront
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Parking Features

Driveway
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBed Balcony
Yes
MBed Walk-in Closet
Yes
MBed Waterfront
Yes

Rooms

Bedroom
Yes
Bonus Room
Yes
Den
Yes
Kitchen
Yes
Storage
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Natural Gas – Connected
Yes
Internet – Broadband Available
Yes
Phone – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterfront Type

Gulf
Yes

Bedroom

Second
Yes
Third
Yes
Fourth
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
ENERGY STAR Qualified Equipment
Yes
Multi Units
Yes
Zoned
Yes

Heating

Electric
Yes
ENERGY STAR Qualified Equipment
Yes

Security Features

Fire Sprinkler System
Yes

Property Features

Appliances: Dishwasher; Dryer; ENERGY STAR Qualified Appliances; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Gas Bedroom: Second; Third; Fourth Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Multi Units; Zoned Heating: Electric; ENERGY STAR Qualified Equipment Exterior: Balcony; Columns; Deck Covered; Storm Doors; Storm Windows Financing: Cash; Conventional Furnished: Furnished Interior: Bonus Room; Bunk Room Kitchen: Second Lot Features: Coastal Construction Control Line; Dead End; Deeded Access Water; Flood Insurance Req; Survey Available; Waterfront Lot Access: County Road; Paved Road Bonus Room: First Den: Second; Third Pool Features: Gunite Concrete; Inground Security Features: Fire Sprinkler System Storage: First Parking Features: Driveway Rooms: Bedroom; Bonus Room; Den; Kitchen; Storage Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name Level Dimensions Length Width
Bonus Room First 15 x 16 15.00 16.00
Bedroom Second 11 x 12 11.00 12.00
Bedroom Second 11 x 14 11.00 14.00
Bedroom Third 12 x 14 12.00 14.00
Bedroom Third 12 x 14 12.00 14.00
Bedroom Third 12 x 15 12.00 15.00
Bedroom Fourth 10 x 22 10.00 22.00
Bedroom Fourth 17 x 29 17.00 29.00
Kitchen Second 14 x 24 14.00 24.00
Den Second 14 x 21 14.00 21.00
Den Third
Storage First 10 x 10 10.00 10.00
Listing Office: Compass Florida, LLC
Last Updated: April – 01 – 2026
Information deemed reliable but not guaranteed.