8711 Surf Drive, Panama City Beach, FL 32408 (MLS# 774047)

8711 Surf Drive, Panama City Beach, FL 32408

$4,500,000

Virtual Tour

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3rd Floor Bedroom with Bunks Bath View 2

Property Type: Residential Bedrooms: 7 Baths: 9 Square Footage: 4,715 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $4,500,000 List Date: 10/09/2025 Last Modified: 4/18/2026

Overview

Description

7 bedroom, 8.5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than $200,000 already booked for 2026 and is projected to generate up to $400,000 annually. The main living area features an approximately 30 x 30 open layout designed for large groups, with Gulf views from nearly every angle. The chef's kitchen is centered around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with space for movie nights, games, a pool table, or air hockey. The primary suite includes 16-foot ceilings, c … (Read more) 7 bedroom, 8.5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than $200,000 already booked for 2026 and is projected to generate up to $400,000 annually. The main living area features an approximately 30 x 30 open layout designed for large groups, with Gulf views from nearly every angle. The chef’s kitchen is centered around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with space for movie nights, games, a pool table, or air hockey. The primary suite includes 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar. Freshly styled with more than $150,000 in designer furnishings, accessories, and custom window treatments, the home delivers a turnkey Gulf-front experience. Hurricane-impact windows, a 10-foot sliding glass door, and triple-pane Therma-Tru doors are designed to capture the views while adding protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces. Outdoor living is a major feature, with an approximately 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area without blocking the Gulf view, and reinforced balcony railings provide added peace of mind. The lot extends all the way to the wet sand, creating a rare stretch of usable beachfront directly behind the home. There is also room for jet skis and other beach gear. Seller states this is the first beachfront home on Panama City Beach built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more. Located minutes from Pier Park and near the soon-to-open Tootsies, Top Golf, and Dolly Parton’s Pirates Voyage. Buyer to verify all dimensions, bookings, income projections, and future development timelines.

Listing Details MLS# 774047

Contract Info

List Price/SqFt: 954.4

Location

Area: 03 – Bay County – Beach
Street #: 8711
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30195-000-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies.
Legal Description: See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 4715
SqFt Source: Builders Plans
Full Baths: 8
Half Baths: Yes
Total Baths: 9
# of Stories in Building: 4
Year Built: 2025
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 9
Lot Dimensions: Irregular
Acreage: 0.28
Lot Size (SqFt): 12197
Beach Frontage: 36
Pool: Yes
Pool Type: Private

Waterfront Feature

Waterfront Feet: 36

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Amt: 0
New Buyer Fee Paid: $
Last Taxes: 14820
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Condo Doc: No

Remarks & Misc

Remarks: 7 bedroom, 8.5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than $200,000 already booked for 2026 and is projected to generate up to $400,000 annually. The main living area features an approximately 30 x 30 open layout designed for large groups, with Gulf views from nearly every angle. The chef's kitchen is centered around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with space for movie nights, games, a pool table, or air hockey. The primary suite includes 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar. Freshly styled with more than $150,000 in designer furnishings, accessories, and custom window treatments, the home delivers a turnkey Gulf-front experience. Hurricane-impact windows, a 10-foot sliding glass door, and triple-pane Therma-Tru doors are designed to capture the views while adding protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces. Outdoor living is a major feature, with an approximately 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area without blocking the Gulf view, and reinforced balcony railings provide added peace of mind. The lot extends all the way to the wet sand, creating a rare stretch of usable beachfront directly behind the home. There is also room for jet skis and other beach gear. Seller states this is the first beachfront home on Panama City Beach built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more. Located minutes from Pier Park and near the soon-to-open Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions, bookings, income projections, and future development timelines.

More Information

Bonus Room

First: Yes

Den

Second: Yes
Third: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes

Storage

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Cathedral: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Media Room: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Bay: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Steel/Frame: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Columns: Yes
Deck Covered: Yes
Storm Doors: Yes
Storm Windows: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes
Bunk Room: Yes

Kitchen

Second: Yes

Lot Features

Coastal Construction Control Line: Yes
Dead End: Yes
Deeded Access Water: Yes
Flood Insurance Req: Yes
Survey Available: Yes
Waterfront: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Den: Yes
Kitchen: Yes
Storage: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Gulf: Yes

Bedroom

Second: Yes
Third: Yes
Fourth: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Multi Units: Yes
Zoned: Yes

Heating

Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Security Features

Fire Sprinkler System: Yes

Property Features

Appliances: Dishwasher; Dryer; ENERGY STAR Qualified Appliances; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Gas Bedroom: Second; Third; Fourth Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Multi Units; Zoned Heating: Electric; ENERGY STAR Qualified Equipment Exterior: Balcony; Columns; Deck Covered; Storm Doors; Storm Windows Financing: Cash; Conventional Furnished: Furnished Interior: Bonus Room; Bunk Room Kitchen: Second Lot Features: Coastal Construction Control Line; Dead End; Deeded Access Water; Flood Insurance Req; Survey Available; Waterfront Lot Access: County Road; Paved Road Bonus Room: First Den: Second; Third Pool Features: Gunite Concrete; Inground Security Features: Fire Sprinkler System Storage: First Parking Features: Driveway Rooms: Bedroom; Bonus Room; Den; Kitchen; Storage Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Bonus Room	First	15 x 16	15.00	16.00
Bedroom	Second	11 x 12	11.00	12.00
Bedroom	Second	11 x 14	11.00	14.00
Bedroom	Third	12 x 14	12.00	14.00
Bedroom	Third	12 x 14	12.00	14.00
Bedroom	Third	12 x 15	12.00	15.00
Bedroom	Fourth	10 x 22	10.00	22.00
Bedroom	Fourth	17 x 29	17.00	29.00
Kitchen	Second	14 x 24	14.00	24.00
Den	Second	14 x 21	14.00	21.00
Den	Third
Storage	First	10 x 10	10.00	10.00

Listing Office: Compass Florida, LLC

Last Updated: April – 18 – 2026

Information deemed reliable but not guaranteed.