8715 Surf Drive 107A, Panama City, FL 32408 (MLS# 782340)

8715 Surf Drive 107A, Panama City, FL 32408

$950,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,801 Status: Active

Current Price: $950,000 List Date: 12/04/2025 Last Modified: 3/29/2026

Overview

Description

***JUST REDUCED*** Three Bedroom + Bunk Cove, FIRST floor corner condo (END UNIT) with solid surface flooring throughout, 10' ceilings, and a dedicated parking space. Relaxing on your private balcony on the ground floor, guests have easy access (no elevator) to the beach or to play in the pool from your condo. Panama City Beach vacationing at its best! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at Gulf Crest offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas–perfect for relaxing or entertaining after a day in the sun. Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests. Community ameniti … (Read more)

Listing Details MLS# 782340

Contract Info

List Price/SqFt: 527.48

Location

Area: 03 – Bay County – Beach
Street #: 8715
Street Name: Surf
Street Suffix: Drive
Unit #: 107A
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Gulf Crest Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30473-304-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Head west on US-98 over the Hathaway Bridge toward Panama City Beach. Turn left onto Thomas Drive (southbound). Continue on Thomas Drive for several miles until you reach the beach area. Turn right onto Surf Drive. Follow Surf Drive until you reach 8715 Surf Drive on your left.
Legal Description: GULF CREST CONDO UNIT 107 CP#A-107 ORB 2420 P 1978 3BD/2BR TYPE A ORB 4228 P 1411 1676 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1801
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3758.02
HOA Frequency: Quarterly
HOA Annual Amount: 15032.08
New Buyer Fee: No
Last Taxes: 9314
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: ***JUST REDUCED*** Three Bedroom + Bunk Cove, FIRST floor corner condo (END UNIT) with solid surface flooring throughout, 10' ceilings, and a dedicated parking space. Relaxing on your private balcony on the ground floor, guests have easy access (no elevator) to the beach or to play in the pool from your condo. Panama City Beach vacationing at its best! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at Gulf Crest offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas–perfect for relaxing or entertaining after a day in the sun. Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests. Community amenities include two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to enjoy the coastal lifestyle year-round. Whether you're searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm. The community features top-tier amenities including two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to soak up the Florida lifestyle year-round.

Balcony

First: Yes

More Information

Great Room

First: Yes

Master Bathroom

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes

Interior Features

Breakfast Bar: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Patio Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Furnished

Furnished: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Parking Features

Community Structure: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Full Bathroom: Yes
Great Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Patio Covered Association Fees Include: Accounting; BBQ Pit/Grill; Dumpster; Internet-WiFi; Ground Keeping; Pavilion/Gazebo; Pest Control; Pool; Security; Sewer; Trash Disposal; Water Furnished: Furnished Lot Features: Within 1/2 Mile to Water Balcony: First Master Bathroom: First Great Room: First Pool Features: Inground Parking Features: Community Structure Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators Rooms: Balcony; Bedroom; Full Bathroom; Great Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	13 x 11	13.00	11.00
Balcony	First	34 x 8	34.00	8.00
Full Bathroom	First	8 x 6	8.00	6.00
Master Bathroom	First	10 x 10	10.00	10.00
Great Room	First	40 x 18	40.00	18.00

Listing Office: Think Real Estate

Last Updated: March – 29 – 2026

Information deemed reliable but not guaranteed.