8715 Surf Drive 107A, Panama City, FL 32408

$989,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,801 Status: Active
Current Price: $989,000 List Date: 12/04/2025 Last Modified: 1/30/2026

Description

Welcome to coastal living at its finest! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at 8715 Surf Drive, Unit 107 offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas—perfect for relaxing or entertaining after a day in the sun. Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests. Community amenities include two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to enjoy the coastal lifestyle year-round. Whether you’re searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm. Enjoy your morning coffee or evening sunsets from the private balcony, just steps from the beach walkway. This ground-level location provides easy, no-elevator access for beach days, groceries, and guests. The community features top-tier amenities including two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to soak up the Florida lifestyle year-round. Whether you’re searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm.

More Information MLS# 782340

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 3758.02 HOA Frequency: Quarterly HOA Annual Amount: 15032.08 New Buyer Fee: No Last Taxes: 9314 Last Tax Year: 2024 Brokerage Interest: No Interest Condo Doc: Yes

Contract Info

List Price/SqFt: 549.14 Status: Active List Date: 2025-12-04 List Price: $989,000 Current Price: $989,000

Location

Unit #: 107A Sub Area: 0323 – Beach – South of Grand Lagoon Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Breakfast Point Middle School: Breakfast Point High School: Arnold Directions: Head west on US-98 over the Hathaway Bridge toward Panama City Beach. Turn left onto Thomas Drive (southbound). Continue on Thomas Drive for several miles until you reach the beach area. Turn right onto Surf Drive. Follow Surf Drive until you reach 8715 Surf Drive on your left. Area: 03 – Bay County – Beach Street #: 8715 Street Name: Surf Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Gulf Crest Condo Parcel ID: 30473-304-000 Legal Description: GULF CREST CONDO UNIT 107 CP#A-107 ORB 2420 P 1978 3BD/2BR TYPE A ORB 4228 P 1411 1676 H&C

General Property Info

Floor Number: 1 Design: High-Rise (8+ floors) Apx SqFt(Htd/Cooled): 1801 Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: 0x0 New Construction: No Garage Y/N: No Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 3 Full Baths: 2 Total Baths: 2 Year Built: 2004

Remarks & Misc

Remarks: Welcome to coastal living at its finest! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at 8715 Surf Drive, Unit 107 offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas—perfect for relaxing or entertaining after a day in the sun. Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests. Community amenities include two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to enjoy the coastal lifestyle year-round. Whether you’re searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm. Enjoy your morning coffee or evening sunsets from the private balcony, just steps from the beach walkway. This ground-level location provides easy, no-elevator access for beach days, groceries, and guests. The community features top-tier amenities including two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to soak up the Florida lifestyle year-round. Whether you’re searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm.

Balcony

First: 1

Great Room

First: 1

Master Bathroom

First: 1

Pool Features

Inground: 1

Appliances

Dishwasher: 1 Microwave: 1 Range – Electric: 1

Interior Features

Breakfast Bar: 1

Construction/Siding

Block: 1 Concrete: 1 Siding – Stucco: 1

Exterior

Balcony: 1 Patio Covered: 1

Association Fees Include

Accounting: 1 BBQ Pit/Grill: 1 Dumpster: 1 Ground Keeping: 1 Internet-WiFi: 1 Pavilion/Gazebo: 1 Pest Control: 1 Pool: 1 Security: 1 Sewer: 1 Trash Disposal: 1 Water: 1

Furnished

Furnished: 1

Lot Features

Within 1/2 Mile to Water: 1

Parking Features

Community Structure: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1

Association Amenities

BBQ Pit/Grill: 1 Community Room: 1 Dumpster: 1 Elevators: 1

Rooms

Balcony: 1 Bedroom: 1 Full Bathroom: 1 Great Room: 1 Master Bathroom: 1 Master Bedroom: 1

Showing

ShowingTime: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Phone – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1

Full Bathroom

First: 1

Waterfront Type

Gulf: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1

Property Features

Appliances: Dishwasher; Microwave; Range – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Patio Covered Association Fees Include: Accounting; BBQ Pit/Grill; Dumpster; Internet-WiFi; Ground Keeping; Pavilion/Gazebo; Pest Control; Pool; Security; Sewer; Trash Disposal; Water Furnished: Furnished Lot Features: Within 1/2 Mile to Water Balcony: First Master Bathroom: First Great Room: First Pool Features: Inground Parking Features: Community Structure Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators Rooms: Balcony; Bedroom; Full Bathroom; Great Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Master Bedroom Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Balcony Level: First Dimensions: 34 x 8 Length: 34.00 Width: 8.00 Dimensions: 34 x 8 Full Bathroom Level: First Dimensions: 8 x 6 Length: 8.00 Width: 6.00 Dimensions: 8 x 6 Master Bathroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Dimensions: 10 x 10 Great Room Level: First Dimensions: 40 x 18 Length: 40.00 Width: 18.00 Dimensions: 40 x 18
Listing Office: Think Real Estate
Last Updated: January – 30 – 2026
Information deemed reliable but not guaranteed.