8715 Surf Drive 1601A, Panama City, FL 32408 (MLS# 792588)

8715 Surf Drive 1601A, Panama City, FL 32408

New Listing

$889,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,801 Status: Coming Soon – No Showings

Current Price: $889,000 List Date: 7/13/2026 Last Modified: 7/13/2026

Overview

Description

Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, ga … (Read more)

Listing Details MLS# 792588

Contract Info

List Price/SqFt: 493.61

Location

Area: 03 – Bay County – Beach
Street #: 8715
Street Name: Surf
Street Suffix: Drive
Unit #: 1601A
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Gulf Crest Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 30473-396-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.
Legal Description: GULF CREST CONDO UNIT 1601 CP#C-1601 ORB 4544 P 1985 3BD/2BR TYPE A ORB 4763 P 18 1676 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 16
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1801
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Garage Spaces: 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3758
HOA Frequency: Quarterly
HOA Annual Amount: 15032
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking. For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market. Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Concrete: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Picnic Area: Yes
Recreational Faclty: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes

Rooms

Balcony: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes

Security Features

Gated Community: Yes
Secured Garage/Parking: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Gated Community; Insurance; Legal; Ground Keeping; Management; Pest Control; Picnic Area; Recreational Faclty; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Bunk Room Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Pool Features: Inground Security Features: Gated Community; Secured Garage/Parking Parking Features: Additional Parking; Assigned Association Amenities: BBQ Pit/Grill; Beach; Business Center; Community Room; Dumpster; Elevators; Exercise Room; Game Room; Gated Community; Pool; Security-24 hour Rooms: Balcony; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Dimensions	Length	Width
Primary Bedroom	11 x 15	11.00	15.00
Living Room	18 x 20	18.00	20.00
Balcony	34 x 8	34.00	8.00

Listing Office: Salty Marlin Realty LLC

Last Updated: July – 13 – 2026

Information deemed reliable but not guaranteed.