8715 Surf Drive 1702B, Panama City Beach, FL 32408

$640,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,310 Status: Active
Current Price: $640,000 List Date: 2/03/2026 Last Modified: 7/29/2026

Overview

Description

Live the coastal dream in this beautifully updated 17th-floor Gulf-front condo at the highly desirable Gulf Crest Condominiums. This spacious 2-bedroom, 2-bath residence with bonus bunks offers a split, open floor plan designed to maximize comfort, privacy, and breathtaking Gulf views. Luxury vinyl plank and tile flooring flow throughout the unit, creating a clean, modern coastal feel. The updated kitchen features quartz countertops, modern finishes, and opens seamlessly to the living and dining areas—perfect for entertaining while enjoying wide-open views of the emerald waters and sugar-white sands. Floor-to-ceiling glass leads to an expansive beachfront balcony, ideal for morning coffee, sunset cocktails, or simply relaxing to the sound of the waves. Thoughtfully refreshed with coastal décor and updated finishes, this condo offers both style and functionality. Whether you're searching for a full-time residence, a second home, or a strong vacation rental investment, this unit

Listing Details MLS# 784638

Contract Info

List Price/SqFt
488.55

Location

Area
03 – Bay County – Beach
Street #
8715
Street Name
Surf
Street Suffix
Drive
Unit #
1702B
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Gulf Crest Condo
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
30473-404-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.
Legal Description
GULF CREST CONDO UNIT 1702 CP#C-1702 ORB 2439 P 1535 2BD/2BR TYPE B . 1310 H&C

General Property Info

Sub-Type
Condominium
Floor Number
17
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1310
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
2004
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
2896.21
HOA Frequency
Quarterly
HOA Annual Amount
11584.84
New Buyer Fee
No
Last Taxes
7138
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Live the coastal dream in this beautifully updated 17th-floor Gulf-front condo at the highly desirable Gulf Crest Condominiums. This spacious 2-bedroom, 2-bath residence with bonus bunks offers a split, open floor plan designed to maximize comfort, privacy, and breathtaking Gulf views. Luxury vinyl plank and tile flooring flow throughout the unit, creating a clean, modern coastal feel. The updated kitchen features quartz countertops, modern finishes, and opens seamlessly to the living and dining areas—perfect for entertaining while enjoying wide-open views of the emerald waters and sugar-white sands. Floor-to-ceiling glass leads to an expansive beachfront balcony, ideal for morning coffee, sunset cocktails, or simply relaxing to the sound of the waves. Thoughtfully refreshed with coastal décor and updated finishes, this condo offers both style and functionality. Whether you're searching for a full-time residence, a second home, or a strong vacation rental investment, this unit delivers on location, layout, and upgrades. Residents and guests of Gulf Crest enjoy resort-style amenities including two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access, all conveniently located in the heart of Panama City Beach.

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Pest Control
Yes
Pool
Yes
Repairs/Maintenance
Yes
Security
Yes
Sewer
Yes
TV Cable
Yes
Water
Yes

More Information

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Full Bathroom
Yes
Great Room
Yes
Kitchen
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterfront Type

Gulf
Yes

Property Features

Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Exercise Room; Game Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Pest Control; Pool; Security; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Rooms: Balcony; Bedroom; Full Bathroom; Great Room; Kitchen; Primary Bathroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name Dimensions Length Width
Primary Bedroom 16 x 12 16.00 12.00
Bedroom 14 x 11 14.00 11.00
Great Room 27 x 16 27.00 16.00
Kitchen 14 x 8 14.00 8.00
Balcony 39 x 8 39.00 8.00
Primary Bathroom 14 x 8 14.00 8.00
Full Bathroom 10 x 5 10.00 5.00
Listing Office: Superior Of Florida, LLC.
Last Updated: July – 29 – 2026
Broker Attribution: ronjones@ronjones.com

Information deemed reliable but not guaranteed.