8715 Surf Drive 2002B, Panama City, FL 32408

$650,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,310 Status: Active
Current Price: $650,000 List Date: 2/20/2026 Last Modified: 5/28/2026

Overview

Description

Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf–an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath condo with bonus bunks features a well-designed split floor plan that offers both comfort and privacy, ideal for owners and guests alike. The open living, dining, and kitchen areas are filled with natural light and designed to fully capture the stunning Gulf views, with floor-to-ceiling glass doors leading directly to the expansive balcony–perfect for morning coffee, sunset cocktails, or relaxing to the sound of the waves. The primary suite serves as a peaceful retreat with direct Gulf views and a beautifully updated en-suite bathroom featuring a tiled walk-in shower and double vanity. Rec

Listing Details MLS# 785546

Contract Info

List Price/SqFt
496.18

Location

Area
03 – Bay County – Beach
Street #
8715
Street Name
Surf
Street Suffix
Drive
Unit #
2002B
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Gulf Crest Condo
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
30473-425-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.
Legal Description
GULF CREST CONDO UNIT 2002 CP#C-2002 ORB 2420 P 1978 2BD/2BR TYPE B ORB 4507 P 35 1310 H&C

General Property Info

Sub-Type
Condominium
Floor Number
20
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1310
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
2004
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
2896.21
HOA Frequency
Quarterly
HOA Annual Amount
11584.84
New Buyer Fee
No
Last Taxes
7334
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf–an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath condo with bonus bunks features a well-designed split floor plan that offers both comfort and privacy, ideal for owners and guests alike. The open living, dining, and kitchen areas are filled with natural light and designed to fully capture the stunning Gulf views, with floor-to-ceiling glass doors leading directly to the expansive balcony–perfect for morning coffee, sunset cocktails, or relaxing to the sound of the waves. The primary suite serves as a peaceful retreat with direct Gulf views and a beautifully updated en-suite bathroom featuring a tiled walk-in shower and double vanity. Recent upgrades include all new furniture (less than two years old), a new refrigerator, stove, master shower, and air conditioner, offering peace of mind and turnkey convenience for the next owner. Hurricane shutters on the oceanfront windows provide added protection and value. The guest bedroom and bunk area provide flexible accommodations, making this layout especially attractive for families and vacation renters. As an added bonus, this unit is approximately 80% booked–nearly fully booked through June–demonstrating strong rental demand and excellent income potential. Gulf Crest Condominiums is a gated, resort-style community featuring two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access. Centrally located in the heart of Panama City Beach, the property is less than one mile from Walmart and Walgreens and just minutes from shopping, dining, and entertainment. Whether you're searching for a primary residence, a second home, or a proven income-producing vacation rental, this exceptional unit delivers on views, updates, location, and performance–all while offering the opportunity to personalize over time.

Waterfront Feature

Shore – Beach
Yes

More Information

Association Fees Include

Accounting
Yes
Advertising
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Pool
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes
Irrigation
Yes

Furnished

Furnished
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Full Bathroom
Yes
Great Room
Yes
Kitchen
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Waterfront Type

Gulf
Yes

Property Features

Association Fees Include: Accounting; Advertising; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Internet-WiFi; Irrigation; Ground Keeping; Pool; Security; Sewer; Trash Disposal; Water Furnished: Furnished Rooms: Balcony; Bedroom; Full Bathroom; Great Room; Kitchen; Primary Bathroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name Dimensions Length Width
Master Bedroom 16 x 12 16.00 12.00
Bedroom 14 x 11 14.00 11.00
Great Room 27 x 16 27.00 16.00
Kitchen 14 x 8 14.00 8.00
Balcony 39 x 8 39.00 8.00
Master Bathroom 14 x 8 14.00 8.00
Full Bathroom 10 x 5 10.00 5.00
Listing Office: Superior Of Florida, LLC.
Last Updated: May – 28 – 2026
Broker Attribution: ronjones@ronjones.com

Information deemed reliable but not guaranteed.