8730 Thomas Drive 313, Panama City, FL 32408 (MLS# 782239)

8730 Thomas Drive 313, Panama City, FL 32408

$339,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,062 Status: Active

Current Price: $339,000 List Date: 12/02/2025 Last Modified: 6/27/2026

Overview

Description

Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals–making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring … (Read more)

Listing Details MLS# 782239

Contract Info

List Price/SqFt: 319.21

Location

Area: 03 – Bay County – Beach
Street #: 8730
Street Name: Thomas
Street Suffix: Drive
Unit #: 313
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Villas Of St. Thomas 3
Community/Resort: St. Thomas Square
Waterfront: Yes
Gulf Access: No
Parcel ID: 30473-045-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located on the corner of Joan Avenue and Thomas Drive. Entry gate on Joan Avenue to the left of retail shops. Once through the gate, it will be the third building on your left.
Legal Description: VILLAS OF ST THOMAS III UNIT 313 TYPE C ORB 966 P 655 2BR 2B 1062 H&C ORB 4681 P 1631

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1062
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1984
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2430
HOA Frequency: Quarterly
HOA Annual Amount: 9720
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3628
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 6
Township: 4S
Range: 15W
Condo Doc: Yes

Remarks & Misc

Remarks: Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals–making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!

Pool Features

Fenced: Yes
Inground: Yes
Pool House: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Construction/Siding

Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Boat Slip: Yes
Dock: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Legal: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Near Beach Access: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Boat: Yes
Electric Gate: Yes
Gated: Yes
No Garage: Yes
Parking Lot: Yes

Present Zoning

County: Yes
Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Dock: Yes
Dumpster: Yes
Gated Community: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lagoon: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Lagoon/Estuary: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed Waterfront: Yes

Primary Bathroom

Second: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dumpster; Gated Community; Insurance; Legal; Ground Keeping; Pest Control; Picnic Area; Pool; Sauna/Steam Room; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Smart Thermostat Kitchen: First Living Room: First Lot Features: Close to Clubhouse; Near Beach Access; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Primary Bathroom: Second Pool Features: Fenced; Inground; Pool House Security Features: Gated Community; Smoke Detector(s) Parking Features: Boat; Electric Gate; Gated; No Garage; Parking Lot Association Amenities: BBQ Pit/Grill; Dock; Dumpster; Gated Community; Pool; Waterfront Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Availabile; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lagoon/Estuary Waterfront Feature: Boat Slip; Dock Waterview: Lagoon Present Zoning: County; Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	15 x 14	15.00	14.00
Primary Bathroom	Second	15 x 15	15.00	15.00
Bedroom	First	12 x 11	12.00	11.00
Full Bathroom	First	8 x 7	8.00	7.00
Primary Bedroom	First	12 x 5	12.00	5.00
Kitchen	First	10 x 8	10.00	8.00
Bedroom	Second	11 x 10	11.00	10.00

Listing Office: Anchor Realty Florida

Last Updated: June – 27 – 2026

Information deemed reliable but not guaranteed.