8730 Thomas Drive 504, Panama City Beach, FL 32408 (MLS# 786837)

8730 Thomas Drive 504, Panama City Beach, FL 32408

$225,000

Sparkling pool, private dock, tennis courts, sauna, and boat storage

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 680 Status: Active

Current Price: $225,000 List Date: 3/15/2026 Last Modified: 6/10/2026

Overview

Description

Where coastal ease meets everyday comfort, and gross rental history exceeded $27K for 2025, Villa 504 at The Villas at St. Thomas captures the best of lagoon-front living. Perfectly positioned on the ground level, this residence allows you to step effortlessly from your screened patio to the water's edge. Life here feels private yet connected, surrounded by resort-style amenities including a sparkling pool off the lagoon, tennis courts, sauna, grilling area, community dock, and dry -boat storage, with on-site dining, entertainment, and the Gulf just moments from your door. Inside, the one-bedroom plus bunk alcove layout balances function and flow with an open concept design, granite countertops, and a casual breakfast bar that anchors the kitchen. Wood-tone plank and tile flooring add warmth and durability throughout, complemented by an updated bath and in-unit washer and dryer for convenience. Whether enjoyed as a personal retreat or a smart investment, Villa 504 embodies eff … (Read more)

Listing Details MLS# 786837

Contract Info

List Price/SqFt: 330.88

Location

Area: 03 – Bay County – Beach
Street #: 8730
Street Name: Thomas
Street Suffix: Drive
Unit #: 504
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Villas Of St. Thomas 5
Community/Resort: St. Thomas Square
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30473-068-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hwy 98, take Allison Ave. South. Where Allison Ave intersects N Lagoon Dr, take a right. Travel for 1.5 miles, then take a left onto Joan Ave. Follow Joan South for 1.6 miles till you see St. Thomas on your left. Enter through the gate and find the Villas Building 5.
Legal Description: VILLAS OF ST THOMAS V UNIT 504 TYPE A ORB 984 P 1653 1BR 1.5B 680 H&C ORB 4645 P 344

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 680
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1593
HOA Frequency: Quarterly
HOA Annual Amount: 6372
New Buyer Fee: No
Last Taxes: 2548
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 6
Township: 4S
Range: 15W
Condo Doc: Yes

Remarks & Misc

Remarks: Where coastal ease meets everyday comfort, and gross rental history exceeded $27K for 2025, Villa 504 at The Villas at St. Thomas captures the best of lagoon-front living. Perfectly positioned on the ground level, this residence allows you to step effortlessly from your screened patio to the water's edge. Life here feels private yet connected, surrounded by resort-style amenities including a sparkling pool off the lagoon, tennis courts, sauna, grilling area, community dock, and dry -boat storage, with on-site dining, entertainment, and the Gulf just moments from your door. Inside, the one-bedroom plus bunk alcove layout balances function and flow with an open concept design, granite countertops, and a casual breakfast bar that anchors the kitchen. Wood-tone plank and tile flooring add warmth and durability throughout, complemented by an updated bath and in-unit washer and dryer for convenience. Whether enjoyed as a personal retreat or a smart investment, Villa 504 embodies effortless coastal living — blending relaxed luxury, thoughtful updates, and unbeatable proximity to the Gulf beaches, local dining, and shopping that define Panama City Beach.

Pool Features

Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Window – Treatment Some: Yes

Construction/Siding

Roof – Tile/Slate: Yes
Siding – Stucco: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dock: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Tennis: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Near Beach Access: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Additional Parking: Yes
Boat: Yes
Gated: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Elevators: Yes
Fishing: Yes
Gated Community: Yes
Pool: Yes
Sauna/Steam Room: Yes
Tennis: Yes
Waterfront: Yes
Shuffleboard Court: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lagoon: Yes

Waterfront Type

Lagoon/Estuary: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Gated Community: Yes
Secured Garage/Parking: Yes
Security Fence: Yes
Security Gate: Yes
Security Lights: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Covered Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dock; Gated Community; Internet-WiFi; Legal; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Sauna/Steam Room; Sewer; Tennis; Trash Disposal; Water Financing: Cash; Other Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Near Beach Access; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Inground Security Features: Gated Community; Secured Garage/Parking; Security Fence; Security Gate; Security Lights Parking Features: Additional Parking; Boat; Gated; Paved Association Amenities: BBQ Pit/Grill; Community Room; Elevators; Fishing; Gated Community; Pool; Sauna/Steam Room; Shuffleboard Court; Tennis; Waterfront Rooms: Kitchen; Living Room; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lagoon/Estuary Waterview: Lagoon Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	12 x 11	12.00	11.00
Kitchen	First	10 x 7	10.00	7.00
Living Room	First	15 x 13	15.00	13.00

Listing Office: Corcoran Reverie

Last Updated: June – 10 – 2026

Information deemed reliable but not guaranteed.