8743 Thomas Drive 309, Panama City Beach, FL 32408 (MLS# 784140)

8743 Thomas Drive 309, Panama City Beach, FL 32408

$269,900

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 740 Status: Pending

Current Price: $269,900 List Date: 1/24/2026 Last Modified: 6/05/2026

Overview

Description

Wake up to sweeping gulf views and end every day with sunsets over the Emerald Coast in this stunning 3rd-floor, gulf-front condo at The Summit, Unit 309. Perfectly positioned overlooking the gulf-side pool and sugar-white sands, this turn-key, fully furnished residence delivers effortless coastal living with front-row views of Panama City Beach's iconic emerald waters, just steps from the shoreline and a quick minutes walk to paradise. Inside, the open and airy layout is designed to maximize the view. The living area and breakfast bar frame the Gulf beautifully, creating the perfect backdrop for morning coffee or evening cocktails. A full kitchen features a refrigerator, range, dishwasher, and generous counter space, while the stacked washer and dryer add everyday convenience. The primary bedroom offers privacy and comfort, complemented by hallway bunk beds and a 1.5-bath layout with a shower/tub combo, allowing the condo to comfortably sleep 4-6 guests. Turn-key and rental … (Read more) Wake up to sweeping gulf views and end every day with sunsets over the Emerald Coast in this stunning 3rd-floor, gulf-front condo at The Summit, Unit 309. Perfectly positioned overlooking the gulf-side pool and sugar-white sands, this turn-key, fully furnished residence delivers effortless coastal living with front-row views of Panama City Beach’s iconic emerald waters, just steps from the shoreline and a quick minutes walk to paradise. Inside, the open and airy layout is designed to maximize the view. The living area and breakfast bar frame the Gulf beautifully, creating the perfect backdrop for morning coffee or evening cocktails. A full kitchen features a refrigerator, range, dishwasher, and generous counter space, while the stacked washer and dryer add everyday convenience. The primary bedroom offers privacy and comfort, complemented by hallway bunk beds and a 1.5-bath layout with a shower/tub combo, allowing the condo to comfortably sleep 4-6 guests. Turn-key and rental ready, this unit is being sold fully furnished. Seller hasn’t aggressively rented and there’s room for GRI improvement here. Projections from Southern Vacation Rentals is $22-30k. Actual GRI for the past 3 years 2023/$25,392, 2024/$21,683, and 2025/$16,514. This unit does not have a washer/dryer. However, the HVAC is new as of 9/2025. Ownership at The Summit unlocks a true resort lifestyle. Enjoy two large beachfront pools, hot tubs, a fitness center, tennis and basketball courts, shuffleboard, picnic and grilling areas, and direct beach access. On-site conveniences include a tiki bar, market, and Bikini Bob’s restaurant, making it easy to settle in and stay awhile. The gated community also offers on-site security and ample open parking. The location is only getting better. Situated on Thomas Drive near St. Andrews State Park, marinas, shopping, dining, and entertainment, the area continues to grow adding even more appeal for investors and vacationers alike. Whether you’re searching for a high-performing income property, a low-maintenance second home, or your own slice of Gulf-front paradise, this condo delivers views, lifestyle, and opportunity in one unforgettable package. All information deemed reliable but not guaranteed and buyer to verify.

Listing Details MLS# 784140

Contract Info

List Price/SqFt: 364.73

Location

Area: 03 – Bay County – Beach
Street #: 8743
Street Name: Thomas
Street Suffix: Drive
Unit #: 309
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: The Summit
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30236-059-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road, turn south onto Joan Avenue, then take a right onto Thomas Drive. The Summit will be on the left.
Legal Description: THE SUMMIT UNIT 309 1BR 1.5B 740 H&C ORB 989 P 1046 PLAN A ORB 4464 P 2022

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 740
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Year Built: 1984
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-04

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2243
HOA Frequency: Quarterly
HOA Annual Amount: 8972
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 3437.5
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Wake up to sweeping gulf views and end every day with sunsets over the Emerald Coast in this stunning 3rd-floor, gulf-front condo at The Summit, Unit 309. Perfectly positioned overlooking the gulf-side pool and sugar-white sands, this turn-key, fully furnished residence delivers effortless coastal living with front-row views of Panama City Beach's iconic emerald waters, just steps from the shoreline and a quick minutes walk to paradise. Inside, the open and airy layout is designed to maximize the view. The living area and breakfast bar frame the Gulf beautifully, creating the perfect backdrop for morning coffee or evening cocktails. A full kitchen features a refrigerator, range, dishwasher, and generous counter space, while the stacked washer and dryer add everyday convenience. The primary bedroom offers privacy and comfort, complemented by hallway bunk beds and a 1.5-bath layout with a shower/tub combo, allowing the condo to comfortably sleep 4-6 guests. Turn-key and rental ready, this unit is being sold fully furnished. Seller hasn't aggressively rented and there's room for GRI improvement here. Projections from Southern Vacation Rentals is $22-30k. Actual GRI for the past 3 years 2023/$25,392, 2024/$21,683, and 2025/$16,514. This unit does not have a washer/dryer. However, the HVAC is new as of 9/2025. Ownership at The Summit unlocks a true resort lifestyle. Enjoy two large beachfront pools, hot tubs, a fitness center, tennis and basketball courts, shuffleboard, picnic and grilling areas, and direct beach access. On-site conveniences include a tiki bar, market, and Bikini Bob's restaurant, making it easy to settle in and stay awhile. The gated community also offers on-site security and ample open parking. The location is only getting better. Situated on Thomas Drive near St. Andrews State Park, marinas, shopping, dining, and entertainment, the area continues to grow adding even more appeal for investors and vacationers alike. Whether you're searching for a high-performing income property, a low-maintenance second home, or your own slice of Gulf-front paradise, this condo delivers views, lifestyle, and opportunity in one unforgettable package. All information deemed reliable but not guaranteed and buyer to verify.

More Information

Pool Features

Fenced: Yes
Heated – Gas: Yes
Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Elevator: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lock Out Closet: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Fenced Lot-All: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet Service: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Security: Yes
Telephone: Yes
Tennis: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Hallway: Yes

Lot Features

Near Beach Access: Yes
Waterfront: Yes

Lot Access

City Street: Yes
State Highway: Yes

Parking Features

Gated: Yes

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Game Room: Yes
Gated Community: Yes
Laundry: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Family Room: Yes

Utilities

TV Cable: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Central Air: Yes

Heating

Electric: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Range Hood; Refrigerator; Water Heater – Electric Cooling: Central Air Heating: Electric Exterior: Balcony; Built-in Barbecue/Grill; Fenced Lot-All Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Exercise Room; Insurance; Internet Service; Ground Keeping; Management; Pest Control; Pool; Sauna/Steam Room; Security; Telephone; Tennis; Water Financing: Cash; Conventional; Other Furnished: Furnished Interior: Bunk Hallway Lot Features: Near Beach Access; Waterfront Lot Access: City Street; State Highway Pool Features: Fenced; Heated – Gas; Inground; Spa/ Hot Tub Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Gated Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Community Room; Dumpster; Elevators; Game Room; Gated Community; Laundry; Conference Center; Picnic Area; Pool; Security-24 hour; Tennis; Waterfront; Other – See Remarks Rooms: Bedroom; Family Room Sale Type: As Is Utilities: TV Cable; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Dimensions	Length	Width
Bedroom	12 x 14	12.00	14.00
Family Room	17 x 15	17.00	15.00

Listing Office: Real Broker LLC

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.