8817 S Thomas Drive 615, Panama City, FL 32408 (MLS# 786394)

8817 S Thomas Drive 615, Panama City, FL 32408

$236,000

Property Type: Residential Baths: 1 Square Footage: 489 Status: Pending

Current Price: $236,000 List Date: 3/06/2026 Last Modified: 8/01/2026

Overview

Description

The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets. The location could not be any better! Nearby attractions include Ripley’s Believe It or Not, Wonderworks, Signal Hill Golf Course & St. Andrews State Park. Ready for Lunch or Dinner? Walk just down the beach to one of the most well known restaurants in PCB – Pineapple Willy’s! There are also many other dining, shopping and entertainment options a short stroll away. JUST OPENED – Tootsie’s Orchid Lounge. Located right on the beach just steps from Top of the Gulf. It will feature Live Music, Food & Drinks in a massive 36,0000 sqft venue. Schedule your showing today!

Listing Details MLS# 786394

Contract Info

List Price/SqFt: 482.62

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 615
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34994-240-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Panama City, take 98 West to Front Beach Rd. Left on Joan Ave. Right on Thomas Dr. Left on S Thomas Dr. Then take first left. Top of the Gulf will be on your right.
Legal Description: TOP OF THE GULF CONDO UNIT #A-615 ORB 504 P 566 ORB 4388 P 1311 EFF 1B 489 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 6
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: 8
# of Units in Bldg: 199
Year Built: 1976
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-07-31

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Taxes: 2825
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets. The location could not be any better! Nearby attractions include Ripley's Believe It or Not, Wonderworks, Signal Hill Golf Course & St. Andrews State Park. Ready for Lunch or Dinner? Walk just down the beach to one of the most well known restaurants in PCB – Pineapple Willy's! There are also many other dining, shopping and entertainment options a short stroll away. JUST OPENED – Tootsie's Orchid Lounge. Located right on the beach just steps from Top of the Gulf. It will feature Live Music, Food & Drinks in a massive 36,0000 sqft venue. Schedule your showing today!

More Information

Pool Features

Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Lock Out Closet: Yes
Pantry: Yes
Window – Treatment All: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Game Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Parking Features

Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Elevators: Yes
Game Room: Yes
Laundry: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes
Whirlpool: Yes
Shuffleboard Court: Yes

Utilities

Electricity – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air Heating: Central Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Game Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Water Financing: Cash; Conventional; VA Furnished: Furnished Pool Features: Inground; Spa/ Hot Tub Parking Features: Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Community Room; Elevators; Game Room; Laundry; Picnic Area; Pool; Shuffleboard Court; Whirlpool; Waterfront Sale Type: As Is Utilities: Electricity – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Listing Office: Keller Williams Success Realty

Last Updated: August – 01 – 2026

Information deemed reliable but not guaranteed.