8817 S Thomas Drive A101, Panama City, FL 32408 (MLS# 795209)

8817 S Thomas Drive A101, Panama City, FL 32408

New Listing

$259,000

Property Type: Residential Baths: 1 Square Footage: 489 Status: Active

Current Price: $259,000 List Date: 9/10/2026 Last Modified: 9/10/2026

Overview

Description

GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach–no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Bea … (Read more)

Listing Details MLS# 795209

Contract Info

List Price/SqFt: 529.65

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: A101
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34994-101-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: East on Thomas Drive, go past Signal Hill Golf Course and take a right at your first traffic light, then an immediate left. The second right into the parking lot is Top of the Gulf.
Legal Description: TOP OF THE GULF CONDO UNIT # A-101 ORB 504 P 566 ORB 3434 P 1806 EFF 1B 489 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: 8
Accessory Dwelling Unit: No
Year Built: 1976
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Half Baths: 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2525.04
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach–no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

Pool Features

Inground: Yes

More Information

Studio

First: Yes

Appliances

Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Construction/Siding

Concrete: Yes

Exterior

Patio Open: Yes

Association Fees Include

Exercise Room: Yes
Ground Keeping: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Parking Features

Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Laundry: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Studio: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Security Features

Security Guard: Yes

Property Features

Appliances: Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Patio Open Association Fees Include: TV Cable; Exercise Room; Ground Keeping; Repairs/Maintenance; Pest Control; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Pool Features: Inground Security Features: Security Guard Studio: First Parking Features: Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Laundry; Pool; Security-24 hour; Waterfront Rooms: Studio Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Studio	First	0 x 0	0.00	0.00

Listing Office: EXP Realty LLC

Last Updated: September – 10 – 2026

Information deemed reliable but not guaranteed.