8817 S Thomas Drive A110, Panama City, FL 32408
New Listing
$244,900
Property Type:
Residential
Baths:
10
Square Footage:
489
Status:
Active
Current Price:
$244,900
List Date:
8/01/2026
Last Modified:
8/01/2026
Listing Details MLS# 793436
Contract Info
- List Price/SqFt
- 500.82
Location
- Area
- 03 – Bay County – Beach
- Street #
- 8817
- Street Direction
- S
- Street Name
- Thomas
- Street Suffix
- Drive
- Unit #
- A110
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- Top Of The Gulf Condo.
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 34994-110-000
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- Headed East on Thomas drive, passing Signal Hill Golf Course on your left, take a right at your first traffic signal, then an immediate left, and then the second right into the parking lot for Top of The Gulf.
- Legal Description
- TOP OF THE GULF CONDO UNIT #A-110 ORB 4812 P 970 EFF 1B 489 H&C
General Property Info
- Sub-Type
- Condominium
- Floor Number
- Yes
- Design
- High-Rise (8+ floors)
- Apx SqFt(Htd/Cooled)
- 489
- SqFt Source
- Prop App Site
- Full Baths
- Yes
- Total Baths
- 10
- Accessory Dwelling Unit
- No
- Year Built
- 1976
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 0X0
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- Yes
- HOA Amount
- 525
- HOA Frequency
- Monthly
- HOA Annual Amount
- 6300
- New Buyer Fee
- No
- Last Taxes
- 2584.86
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- Updated ground-floor studio condo at Top of the Gulf with a private patio! This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.
Family Room
- First
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Oven – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Fireplace
- Yes
- Floor – Tile
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Concrete
- Yes
Exterior
- Patio Open
- Yes
Association Fees Include
- Beach
- Yes
- Conference Center
- Yes
- Exercise Room
- Yes
- Ground Keeping
- Yes
- Internet-WiFi
- Yes
- Master Association
- Yes
- Pest Control
- Yes
- Pool
- Yes
- Repairs/Maintenance
- Yes
- Security
- Yes
- Sewer
- Yes
- Trash Disposal
- Yes
- TV Cable
- Yes
- Water
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Furnished
- Yes
Present Zoning
- Resort
- Yes
Association Amenities
- BBQ Pit/Grill
- Yes
- Beach
- Yes
- Community Room
- Yes
- Conference Center
- Yes
- Dumpster
- Yes
- Elevators
- Yes
- Exercise Room
- Yes
- Picnic Area
- Yes
- Security-24 hour
- Yes
- Waterfront
- Yes
Rooms
- Family Room
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Gulf
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Gulf
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
Security Features
- Security Guard
- Yes
Property Features
Appliances:
Dishwasher; Oven – Electric; Refrigerator; Water Heater – Electric
Cooling:
Ceiling Fan(s); Central Air
Heating:
Central
Exterior:
Patio Open
Association Fees Include:
Beach; TV Cable; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Master Association; Conference Center; Pest Control; Pool; Security; Sewer; Trash Disposal; Water
Financing:
Cash; Conventional
Furnished:
Furnished
Family Room:
First
Security Features:
Security Guard
Association Amenities:
BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Conference Center; Picnic Area; Security-24 hour; Waterfront
Rooms:
Family Room
Sale Type:
As Is
Utilities:
TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Gulf
Waterview:
Gulf
Present Zoning:
Resort
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Family Room | First | 0 x 0 | 0.00 | 0.00 |
Listing Office:
Christies International Real Estate Emerald Coast
Last Updated: August – 01 – 2026
Information deemed reliable but not guaranteed.