8817 S Thomas Drive A110, Panama City, FL 32408 (MLS# 793436)

8817 S Thomas Drive A110, Panama City, FL 32408

New Listing

$244,900

Property Type: Residential Baths: 1 Square Footage: 489 Status: Active

Current Price: $244,900 List Date: 8/01/2026 Last Modified: 8/03/2026

Overview

Description

Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, cr … (Read more) Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you’re just a short stroll along the beach to the newly opened Tootsie’s entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner’s storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners’ lounge, and on-site management, all within one of Panama City Beach’s most recognizable beachfront destinations on Thomas Drive.

Listing Details MLS# 793436

Contract Info

List Price/SqFt: 500.82

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: A110
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34994-110-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Headed East on Thomas drive, passing Signal Hill Golf Course on your left, take a right at your first traffic signal, then an immediate left, and then the second right into the parking lot for Top of The Gulf.
Legal Description: TOP OF THE GULF CONDO UNIT #A-110 ORB 4812 P 970 EFF 1B 489 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 1976
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Taxes: 2584.86
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

Family Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes

Exterior

Patio Open: Yes

Association Fees Include

Beach: Yes
Conference Center: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Master Association: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Family Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Security Features

Security Guard: Yes

Property Features

Appliances: Dishwasher; Oven – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Patio Open Association Fees Include: Beach; TV Cable; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Master Association; Conference Center; Pest Control; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Family Room: First Security Features: Security Guard Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Conference Center; Picnic Area; Security-24 hour; Waterfront Rooms: Family Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	0 x 0	0.00	0.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: August – 03 – 2026

Information deemed reliable but not guaranteed.