8817 S Thomas Drive A204, Panama City Beach, FL 32408 (MLS# 783771)

8817 S Thomas Drive A204, Panama City Beach, FL 32408

$215,000

Property Type: Residential Baths: 1 Square Footage: 489 Status: Active

Current Price: $215,000 List Date: 1/16/2026 Last Modified: 6/03/2026

Overview

Description

This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you’re seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you’re just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away—ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

Listing Details MLS# 783771

Contract Info

List Price/SqFt: 439.67

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: A204
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34994-129-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Top of Gulf is located on the South side of Thomas Dr on the east end of Panama City Beach.
Legal Description: TOP OF THE GULF UNIT A-204 EFF 1B 489 H&C ORB 504 P 566 . ORB 4562 P 1819

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1976
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Taxes: 2585
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you're seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you're just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away—ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

Studio

First: Yes

More Information

Association Fees Include

Accounting: Yes
Ground Keeping: Yes
Internet Service: Yes
Management: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Rooms

Studio: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Gulf: Yes

Property Features

Association Fees Include: Accounting; TV Cable; Internet Service; Ground Keeping; Management; Sewer; Trash Disposal; Water Furnished: Furnished Studio: First Rooms: Studio Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Studio	First	0 x 0	0.00	0.00

Listing Office: Think Real Estate

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.